Turnover
≈ €260,000 estimated
The micro format states no turnover.
WaGency
Lifetime
1 annual account with figurespeak €56,221 (2025)
€56,221
peak €36,938 (2025)
€36,938
peak €38,772 (2025)
€38,772
€34,592
Documentsfilings and deeds
26-08-202626 days late
2025micro format
Incorporation 17-01Dividend €1,6661 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€3,500 350 shares
Position in the sector
€36,938
Higher net result than 80% of companies in wholesale trade. Sector median €5,606 · 13,811 companies.
2025 accounts filed 26 days after the deadline
Checked score
90
Excellent
Financially stronger than 78% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2026: 1.6%
03-2026: 1.6%● unchanged vs 02-2026
04-2026: 1.7%▲ +0.1 percentage points vs 03-2026
05-2026: 2.0%▲ +0.3 percentage points vs 04-2026
06-2026: 2.1%▲ +0.1 percentage points vs 05-2026
07-2026: 2.3%▲ +0.2 percentage points vs 06-2026
08-2026: 2.6%▲ +0.3 percentage points vs 07-2026highest value
09-2026: 0.3%▼ -2.3 percentage points vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026lowest value
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2025
Size: total assets €73,364
lowers risk
Liquidity: current ratio 1.83, cash €60,663
Equity €38,772 (52.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 60% of them on solvency, 80% on liquidity and 95% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as WaGency has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of WaGency itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for WaGency. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.83, above the usual 1.5. Short-term debt is 47.2% and cash 82.7% of total assets. 47.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
26 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- GARCET Walt Luc founderdeed of 17-01-2025
- DEGRÈVE Veerle Jozef Marie-Jeanne founderdeed of 17-01-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1018771006
Incorporation
Founding capital of €3,500, 350 shares · Founders: GARCET Walt Luc and DEGRÈVE Veerle Jozef Marie-Jeanne · Founder: GARCET Walt Luc · published on 17-01-2025 · Gazette deed
First establishment
Drève des Soupirs 2, Rebecq
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| WaGency Rebecq | €73,364 | €56,221 | 52.8% | - |
| GVD Custom Tailoring Aalst | €96,732 | €54,364 | 52.5% | - |
| ODARE Antwerp | €54,180 | €45,486 | 67.0% | 0 |
| TOUT DU NEUF Tubize | €103,398 | €36,497 | 24.6% | - |
| SALTY PEAK Beveren-Kruibeke-Zwijndrecht | €123,081 | €39,167 | 7.7% | - |
| MACO PREMIUM FASHION Profondeville | €56,769 | €35,504 | 15.1% | - |
| JUMILEO Lierde | €42,470 | €34,255 | 63.1% | - |
These companies have the same main activity as WaGency: agents in the wholesale of textiles, clothing, fur, footwear and leather goods (NACE 46160). They are comparable in size and age: total assets between €42,500 and €123,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 15-01-2025Normal situation
- Activity
- Agents in the wholesale of textiles, clothing, fur, footwear and leather goodsNACE 46160and 2 others
- Establishment unit
- 2.370.341.0921430 Rebecq, since 15-01-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 23-11-2025
Insights on WaGency
WaGency has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38,772 and a net result of €36,938.
Its solvency ranks better than 60% of 13,805 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about WaGency
- What is the company number of WaGency?
- The company number of WaGency is 1018.771.006. The VAT number is the same number with BE in front: BE 1018.771.006.
- Where is WaGency based?
- The registered office is at Drève des Soupirs 2, 1430 Rebecq.Company details
- What does WaGency do?
- According to the KBO register, the main activity is agents in the wholesale of textiles, clothing, fur, footwear and leather goods (NACE 46160).
- What is the legal form of WaGency?
- WaGency is a private limited company (BV).
- When was WaGency founded?
- WaGency was founded on 15-01-2025.
- Is WaGency still active?
- Yes, WaGency is an active enterprise in the KBO register.
- What is the turnover of WaGency?
- The turnover in financial year 2025 is ≈ €260,000. This figure is estimated from the gross margin of €56,221 and 30 comparable companies (NACE 461). It probably lies between €130,000 and €610,000.Financials
- Is WaGency profitable?
- In financial year 2025, WaGency made a profit of €36,938.
- Where can I find the annual accounts of WaGency?
- WaGency filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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