GVD Custom Tailoring
ActiveGVD Custom Tailoring has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51k and a net result of €19k. Its solvency ranks better than 58% of 11209 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▼-6
Solvency77▲+10
Growth52
Track record82
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.73 against 2.86 in 2024; short-term debt: 31.4% and cash: 41.9% of total assets), and 47.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.5%
Return on assets
20.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
18 d early
2024
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€51k▲ 57.7%
2024 · €32k
2024: €32k
2024 → 2025
Total assets
€97k▲ 27.5%
2024 · €76k
2024: €76k
2024 → 2025
Net result
€19k▼ 30.8%
2024 · €28k
2024: €28k
2024 → 2025
Working capital
€22k▼ 49.5%
2024 · €44k
2024: €44k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€32k-€51k▲ 57.7%
Operating result€38k-€27k▼ 28.6%
Net result€28k-€19k▼ 30.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €97k
Fixed assets
€44k▲ 647%
Current assets
€53k▼ 22.2%
Equity and liabilities €97k
Equity
€51k▲ 57.7%
Debt
€46k▲ 5.2%
The debt ratio falls from 57.6% to 47.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€39k▼
2024 · €74k
Cash flow
€32k▼
2024 · €65k
Solvency
52.5%▲
2024 · 42.4%
Current ratio
1.73▼
2024 · 2.86
Quick ratio
1.73▼
2024 · 2.86
Debt / equity
0.90▼
2024 · 1.36
ROE
38.2%▼
2024 · 87.1%
ROA
20.1%▼
2024 · 37.0%
Interest coverage
25.02▼
2024 · 356.16
Debt
€46k▲
2024 · €44k
Debt ≤ 1 year
€30k▲
2024 · €24k
Debt > 1 year
€15k▼
2024 · €20k
Income taxes
€6k▼
2024 · €10k
Staff costs
€14k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€76k€97k▲
Formation expenses20€2k€0▼
Fixed assets21/28€6k€44k▲
Tangible fixed assets22/27€6k€44k▲
Plant, machinery and equipment23€6k€11k▲
Furniture and vehicles24-€29k
Other tangible fixed assets26-€4k
Current assets29/58€68k€53k▼
Amounts receivable within one year40/41€3k€10k▲
Trade receivables40€3k€2k▼
Other amounts receivable41-€8k
Cash at bank and in hand54/58€15k€41k▲
Deferred charges and accrued income490/1€50k€2k▼
Equity and liabilities
Total equity and liabilities10/49€76k€97k▲
Equity10/15€32k€51k▲
Contributions10/11€5k€5k=
Reserves13€27k€46k▲
Distributable reserves133€27k€46k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€44k€46k▲
Amounts payable after more than one year17€20k€15k▼
Financial debts170/4€20k€15k▼
Amounts payable within one year42/48€24k€30k▲
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€1k€8k▲
Suppliers440/4€1k€8k▲
Taxes, remuneration and social security45€9k€17k▲
Taxes450/3€8k€16k▲
Remuneration and social security454/9€933€961▲
Other amounts payable47/48€9k€833▼
Accrued charges and deferred income492/3-€335
Income statement
Code20242025
Remuneration, social security and pensions62€3k€14k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€12k▼
Other operating charges640/8-€1k
Gross operating margin9900€77k€54k▼
Operating profit (loss)9901€38k€27k▼
Financial income75/76B-€84
Recurring financial income75-€84
Financial charges65/66B€209€2k▲
Recurring financial charges65€209€2k▲
Profit (loss) for the period before taxes9903€38k€26k▼
Income taxes67/77€10k€6k▼
Profit (loss) for the period9904€28k€19k▼
Profit (loss) for the period to be appropriated9905€28k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€28k€19k▼
Transfer to equity691/2€27k€19k▼
To other reserves6921€27k€19k▼
Profit to be distributed694/7€859€833▼
Return on contributions (dividend)694€859€833▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gentse steenweg 1659300 AalstGround area
197 m²
Building footprint
92 m²
Volume, LiDAR
782 m³
Parcel 41302C0546/00H002, Flanders · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
GVD Custom Tailoring
since 20242.365.893.247
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41302C0546/00H002 | Flanders | 197 m² | 1 · 92 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,275 companies in sector 46160 we hold annual accounts for 685. 520 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-09-2024
Fiscal year end31-12
Activities, NACEBEL
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
95290Repair and maintenance of other personal and household goods
14130Manufacture of wearing apparel
14210Manufacture of outerwear
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.