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WAASCONSULT

Active
Private limited companyfounded 201312 yrs activeGrote Markt 63, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 0543.492.384

WAASCONSULT has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €425k and a net result of €37k. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 53% of 1608 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
57 / 100
Fair▲ +16 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability44▲+9
Solvency59▲+2
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity short (current ratio 0.13 against 0.13 in 2024), and 52.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
47.5%
Return on assets
4.1%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 12 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
29 d early
2024
27 d early
2023
28 d early
2022
31 d early
2021
17 d early
2020
26 d early
2019
30 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€425k▲ 9.5%
2024 · €388k
2018: €189k 2019: €227k 2020: €263k 2021: €298k 2022: €332k 2023: €361k 2024: €388k
2018 → 2025
Total assets
€896k▲ 4.7%
2024 · €856k
2018: €887k 2019: €861k 2020: €863k 2021: €862k 2022: €849k 2023: €916k 2024: €856k
2018 → 2025
Net result
€37k▲ 34.6%
2024 · €27k
2018: €35k 2019: €38k 2020: €38k 2021: €35k 2022: €34k 2023: €29k 2024: €27k
2018 → 2025
Working capital
€-301k▼ 19.9%
2024 · €-251k
2018: €-147k 2019: €-168k 2020: €-196k 2021: €-207k 2022: €-219k 2023: €-232k 2024: €-251k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€298k-€332k▲ 11.4%€361k▲ 8.6%€388k▲ 7.6%€425k▲ 9.5%
Operating result€64k-€62k▼ 3.5%€67k▲ 8.7%€73k▲ 8.0%€79k▲ 8.7%
Net result€35k-€34k▼ 3.5%€29k▼ 15.5%€27k▼ 4.3%€37k▲ 34.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60k€80kOperating result 2021: €64k€64kNet result 2021: €35k€35kOperating result 2022: €62k€62kNet result 2022: €34k€34kOperating result 2023: €67k€67kNet result 2023: €29k€29kOperating result 2024: €73k€73kNet result 2024: €27k€27kOperating result 2025: €79k€79kNet result 2025: €37k€37k20212022202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 9% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €896k
Fixed assets €852k▲ 4.3%
Current assets €43k▲ 12.5%
Equity and liabilities €896k
Equity €425k▲ 9.5%
Debt €470k▲ 0.6%
The debt ratio falls from 54.6% to 52.5%: equity grows faster than debt.
Key figures and ratios
2025 value · change against 2024
EBITDA
€81k
Cash flow
€39k
Solvency
47.5%
2024 · 45.4%
Current ratio
0.13
2024 · 0.13
Quick ratio
0.13
2024 · 0.13
Debt / equity
1.11
2024 · 1.20
ROE
8.7%
2024 · 7.1%
ROA
4.1%
2024 · 3.2%
Interest coverage
3.22
Debt
€470k
2024 · €468k
Debt ≤ 1 year
€344k
2024 · €289k
Debt > 1 year
€114k
2024 · €165k
Income taxes
€17k
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€856k€896k
Fixed assets21/28€817k€852k
Tangible fixed assets22/27-€35k
Furniture and vehicles24-€35k
Financial fixed assets28€817k€817k=
Current assets29/58€38k€43k
Amounts receivable within one year40/41€10k€9k
Trade receivables40€9k€9k
Other amounts receivable41€1k€423
Cash at bank and in hand54/58€27k€32k
Deferred charges and accrued income490/1€967€2k
Equity and liabilities
Total equity and liabilities10/49€856k€896k
Equity10/15€388k€425k
Contributions10/11€19k€19k=
Reserves13€370k€407k
Distributable reserves133€370k€407k
Amounts payable17/49€468k€470k
Amounts payable after more than one year17€165k€114k
Financial debts170/4€165k€114k
Amounts payable within one year42/48€289k€344k
Current portion of amounts payable after more than one year42€51k€51k=
Trade debts44€1k€61
Suppliers440/4€1k€61
Taxes, remuneration and social security45€7k€11k
Taxes450/3€7k€11k
Other amounts payable47/48€230k€282k
Accrued charges and deferred income492/3€14k€12k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€2k
Other operating charges640/8€483€555
Gross operating margin9900€73k€82k
Operating profit (loss)9901€73k€79k
Financial charges65/66B€32k€25k
Recurring financial charges65€32k€25k
Profit (loss) for the period before taxes9903€40k€54k
Income taxes67/77€13k€17k
Profit (loss) for the period9904€27k€37k
Profit (loss) for the period to be appropriated9905€27k€37k
Appropriation of the result
Profit (loss) to be appropriated9906€27k€37k
Transfer to equity691/2€27k€37k
To other reserves6921€27k€37k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
02-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
04-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Weakest financial yearnet €27k ▼4.3%
Net result drops to €27k, the lowest in the series; recovery starts the following year.
03-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
14-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
05-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
01-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial Equity above €200kEq €227k ▲19.9%
2 profitable years in a row build equity to €227k.
06-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 6 days late
2018
18-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
14-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2013
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Grote Markt 639100 Sint-Niklaas
Ground area
120 m²
Building footprint
119 m²
Volume, LiDAR
1,318 m³
Parcel 46443E0400/00B000, Flanders · tallest building 20.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Waasconsult
Grote Markt 63, 9100 Sint-NiklaasFinancial service activities, except insurance and pension funding
since 20132.225.463.971
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46443E0400/00B000 Flanders 120 m² 1 · 119 m² 20.8 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 13,391 companies in sector 73300 we hold annual accounts for 6,881. 4,370 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded20-12-2013
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.