WAAIE
ActiveWAAIE has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €524k and a net result of €80k. Equity is growing by ~19.7% per year across the filed fiscal years. Its solvency ranks better than 40% of 538 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+4
Solvency57▲+7
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity tight (current ratio 1.09 against 0.75 in 2024; short-term debt: 12.6% and cash: 2.2% of total assets), and 67.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.1%
Return on assets
4.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 16
Relative position
BE, all sectors
reference
Sector 16
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
31 d early
2023
36 d early
2022
30 d late
2021
137 d late
2020
60 d late
2019
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€524k▲ 17.9%
2024 · €445k
2018: €110k
2019: €181k
2020: €198k
2021: €229k
2022: €369k
2023: €416k
2024: €445k
2018 → 2025
Total assets
€1.63M▼ 6.5%
2024 · €1.74M
2018: €314k
2019: €407k
2020: €404k
2021: €991k
2022: €1.78M
2023: €1.77M
2024: €1.74M
2018 → 2025
Net result
€80k▲ 175%
2024 · €29k
2018: €61k
2019: €71k
2020: €67k
2021: €32k
2022: €140k
2023: €46k
2024: €29k
2018 → 2025
Working capital
€19k
2024 · €-79k
2018: €-12k
2019: €28k
2020: €56k
2021: €-71k
2022: €-20k
2023: €-79k
2024: €-79k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€229k-€369k▲ 60.9%€416k▲ 12.6%€445k▲ 7.0%€524k▲ 17.9%
Operating result€52k-€221k▲ 327%€46k▼ 79.1%€63k▲ 37.0%€130k▲ 105%
Net result€32k-€140k▲ 340%€46k▼ 66.8%€29k▼ 37.8%€80k▲ 175%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 105% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.63M
Fixed assets
€1.41M▼ 6.6%
Current assets
€225k▼ 6.0%
Equity and liabilities €1.63M
Equity
€524k▲ 17.9%
Debt
€1.11M▼ 14.8%
The debt ratio falls from 74.5% to 67.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€233k▲
2024 · €165k
Cash flow
€183k▲
2024 · €130k
Solvency
32.1%▲
2024 · 25.5%
Current ratio
1.09▲
2024 · 0.75
Quick ratio
1.09▲
2024 · 0.75
Debt / equity
2.11▼
2024 · 2.92
ROE
15.2%▲
2024 · 6.5%
ROA
4.9%▲
2024 · 1.7%
Interest coverage
14.25▲
2024 · 7.14
Debt
€1.11M▼
2024 · €1.30M
Debt ≤ 1 year
€206k▼
2024 · €318k
Debt > 1 year
€901k▼
2024 · €981k
Income taxes
€34k▲
2024 · €12k
Staff costs
€54k▼
2024 · €55k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.74M€1.63M▼
Fixed assets21/28€1.50M€1.41M▼
Tangible fixed assets22/27€1.50M€1.41M▼
Land and buildings22€1.27M€1.23M▼
Plant, machinery and equipment23€109k€88k▼
Furniture and vehicles24€11k€7k▼
Leasing and similar rights25€116k€82k▼
Current assets29/58€239k€225k▼
Amounts receivable within one year40/41€201k€180k▼
Trade receivables40€189k€164k▼
Other amounts receivable41€12k€16k▲
Cash at bank and in hand54/58€32k€36k▲
Deferred charges and accrued income490/1€6k€9k▲
Equity and liabilities
Total equity and liabilities10/49€1.74M€1.63M▼
Equity10/15€445k€524k▲
Contributions10/11€12k€12k=
Reserves13€217k€296k▲
Distributable reserves133€217k€296k▲
Profit (loss) carried forward14€215k€215k=
Amounts payable17/49€1.30M€1.11M▼
Amounts payable after more than one year17€981k€901k▼
Financial debts170/4€981k€901k▼
Amounts payable within one year42/48€318k€206k▼
Current portion of amounts payable after more than one year42€87k€76k▼
Trade debts44€95k€74k▼
Suppliers440/4€95k€74k▼
Taxes, remuneration and social security45€15k€15k▼
Taxes450/3€13k€14k▲
Remuneration and social security454/9€2k€941▼
Other amounts payable47/48€121k€41k▼
Income statement
Code20242025
Remuneration, social security and pensions62€55k€54k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€101k€104k▲
Other operating charges640/8€4k€2k▼
Gross operating margin9900€224k€289k▲
Operating profit (loss)9901€63k€130k▲
Financial income75/76B€766€141▼
Recurring financial income75€766€141▼
Financial charges65/66B€23k€16k▼
Recurring financial charges65€23k€16k▼
Profit (loss) for the period before taxes9903€41k€113k▲
Income taxes67/77€12k€34k▲
Profit (loss) for the period9904€29k€80k▲
Profit (loss) for the period to be appropriated9905€29k€80k▲
Appropriation of the result
Profit (loss) to be appropriated9906€244k€295k▲
Profit (loss) brought forward from the previous period14P€215k€215k=
Transfer to equity691/2€29k€80k▲
To other reserves6921€29k€80k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €500kEq €524k ▲17.9%
8 profitable years in a row build equity to €524k.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €29k ▼37.8%
Net result drops to €29k, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €140k ▲340%
Operating result €221k, net result €140k, both a record.
15-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 137 days late
2021
31-12
Financial
Equity above €200kEq €229k ▲16.1%
4 profitable years in a row build equity to €229k.
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
31-12
Financial
Equity above €150kEq €181k ▲64.9%
2 profitable years in a row build equity to €181k.
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 91 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Opwijk · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Vlaamse Staak 91745 OpwijkGround area
4,437 m²
Building footprint
1,819 m²
Volume, LiDAR
36 m³
Parcel 23752H0629/00D000, Flanders · tallest building 1.6 m. Linked by address, not a title deed.
1 establishment unit
WAAIE
since 20102.190.136.175
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23752H0629/00D000 | Flanders | 4,436 m² | 1 · 1,819 m² | 1.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 662 EUR awarded · 662 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 321 EUR | 321 EUR |
| 2024 | 1 | 120 EUR | 120 EUR |
| 2023 | 1 | 32 EUR | 32 EUR |
| 2022 | 1 | 189 EUR | 189 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
8 categoriesWAAIE BV45925
Similar companies · same sector, comparable size
HEDACH
BE 0460.281.331
Büllingen · Eq €525k
GLIM SERVICE
BE 0825.526.913
Bilzen-Hoeselt · Eq €527k
D.W.K.
BE 0435.431.317
Arendonk · Eq €520k
LAMIPRESS
BE 0460.645.575
Bornem · Eq €529k
Les copains des bois
BE 0791.266.018
Chastre · Eq €536k
Of 1,600 companies in sector 16230 we hold annual accounts for 782. 544 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-05-2010
Fiscal year end31-12
Activities, NACEBEL
16230Manufacture of other builders' carpentry and joinery
43990Other specialised construction activities
43999Specialised construction activities
02200Logging
31004Manufacture of dining room, living room, bedroom and bathroom furniture
33120Repair and maintenance of machinery
42110Construction of roads and motorways
43120Site preparation
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.