PREDA CONSTRUCT
ActivePREDA CONSTRUCT has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €334k and a net result of €70k. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 34% of 275 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+4
Solvency51▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity tight (current ratio 1.21 against 1.12 in 2024; short-term debt: 65.7% and cash: 33.6% of total assets), and 74.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.5%
Return on assets
5.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 16
Relative position
BE, all sectors
reference
Sector 16
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
27 d late
2023
28 d late
2022
30 d late
2021
25 d late
2020
18 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€70k▲ 233%
2024 · €21k
2018: €2k
2019: €20k
2020: €12k
2021: €13k
2022: €15k
2023: €36k
2024: €21k
2018 → 2025
Working capital
€181k▲ 40.2%
2024 · €129k
2018: €92k
2019: €84k
2020: €278k
2021: €328k
2022: €352k
2023: €202k
2024: €129k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€208k-€232k▲ 11.1%€255k▲ 10.3%€276k▲ 8.2%€334k▲ 20.9%
Operating result€22k-€24k▲ 8.3%€51k▲ 112%€25k▼ 51.4%€90k▲ 267%
Net result€13k-€15k▲ 12.2%€36k▲ 147%€21k▼ 41.7%€70k▲ 233%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 267% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.31M
Fixed assets
€268k▲ 4.6%
Current assets
€1.04M▼ 13.8%
Equity and liabilities €1.31M
Equity
€334k▲ 20.9%
Debt
€975k▼ 17.9%
The debt ratio falls from 81.1% to 74.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€167k▲
2024 · €75k
Cash flow
€146k▲
2024 · €72k
Solvency
25.5%▲
2024 · 18.9%
Current ratio
1.21▲
2024 · 1.12
Quick ratio
1.20▲
2024 · 1.10
Debt / equity
2.92▼
2024 · 4.29
ROE
20.9%▲
2024 · 7.6%
ROA
5.3%▲
2024 · 1.4%
Interest coverage
24.60▲
2024 · 12.92
Debt
€975k▼
2024 · €1.19M
Debt ≤ 1 year
€859k▼
2024 · €1.08M
Debt > 1 year
€113k▲
2024 · €102k
Income taxes
€15k▲
2024 · €5k
Staff costs
€116k▲
2024 · €88k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.46M€1.31M▼
Fixed assets21/28€257k€268k▲
Tangible fixed assets22/27€257k€268k▲
Plant, machinery and equipment23€10k€11k▲
Furniture and vehicles24€213k€235k▲
Leasing and similar rights25€33k€23k▼
Current assets29/58€1.21M€1.04M▼
Stocks and contracts in progress3€18k€9k▼
Stocks30/36€18k€9k▼
Amounts receivable within one year40/41€840k€587k▼
Trade receivables40€612k€406k▼
Other amounts receivable41€228k€181k▼
Cash at bank and in hand54/58€333k€439k▲
Deferred charges and accrued income490/1€15k€5k▼
Equity and liabilities
Total equity and liabilities10/49€1.46M€1.31M▼
Equity10/15€276k€334k▲
Reserves13€20k€20k=
Distributable reserves133€20k€20k=
Profit (loss) carried forward14€256k€314k▲
Amounts payable17/49€1.19M€975k▼
Amounts payable after more than one year17€102k€113k▲
Financial debts170/4€102k€113k▲
Amounts payable within one year42/48€1.08M€859k▼
Current portion of amounts payable after more than one year42€38k€46k▲
Financial debts43€5k-
Credit institutions430/8€5k-
Trade debts44€936k€571k▼
Suppliers440/4€936k€571k▼
Taxes, remuneration and social security45€23k€21k▼
Remuneration and social security454/9€23k€21k▼
Other amounts payable47/48€76k€221k▲
Accrued charges and deferred income492/3€7k€3k▼
Income statement
Code20242025
Remuneration, social security and pensions62€88k€116k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€77k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€25k€5k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€189k€290k▲
Operating profit (loss)9901€25k€90k▲
Financial income75/76B€7k€1k▼
Recurring financial income75€7k€1k▼
Financial charges65/66B€6k€7k▲
Recurring financial charges65€6k€7k▲
Profit (loss) for the period before taxes9903€26k€85k▲
Income taxes67/77€5k€15k▲
Profit (loss) for the period9904€21k€70k▲
Profit (loss) for the period to be appropriated9905€21k€70k▲
Appropriation of the result
Profit (loss) to be appropriated9906€256k€326k▲
Profit (loss) brought forward from the previous period14P€235k€256k▲
Profit to be distributed694/7-€12k
Directors or managers695-€12k
Social balance
Average headcount (FTE)90871.32.0▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
31-12
Financial
Highest result since 2018net €70k ▲233%
Operating result €90k, net result €70k, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 27 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 28 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 25 days late
2021
31-12
Financial
Equity above €200kEq €208k ▲6.6%
4 profitable years in a row build equity to €208k.
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alex. Pierrardstraat 191070 AnderlechtGround area
633 m²
Building footprint
715 m²
Volume, LiDAR
4,674 m³
2 parcels, Brussels · tallest building 12.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
-
since 20052.149.522.572
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21308H0688/00A002 | Brussels | 471 m² | 1 · 472 m² | 12.9 m · 2 fl. |
| 21308H0688/00W002 | Brussels | 162 m² | 1 · 242 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TIMELESS WOOD
BE 0866.116.463
Kalmthout · Eq €335k
VAN DAMME MARTIN EN ZOON
BE 0464.897.541
Gent · Eq €333k
KAVEC
BE 0461.973.485
Oudsbergen · Eq €335k
JWOOD
BE 0835.606.894
Asse · Eq €335k
ROX - EXPO
BE 0452.041.279
Eupen · Eq €336k
Of 1,599 companies in sector 16230 we hold annual accounts for 783. 593 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-05-2005
Fiscal year end31-12
Abbreviation FR
PREDA
Activities, NACEBEL
16230Manufacture of other builders' carpentry and joinery
20300
43910Bricklaying and masonry work
43994Specialised construction activities
41001General construction of residential buildings
43110Demolition
43410Roofing work
43990Other specialised construction activities
43999Specialised construction activities
45111
45211
45212
45220
45250
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.