Active BE 0758.643.631Cooperative company

WaahCoop!

Rue Kinet(AMA) 1 ·4540 Amay, Belgium· 5 yrs active

Sector: Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen (47110)

Conclusion Checked

The computed 12-month bankruptcy probability of WaahCoop! is 0.9% (low). The 2024 annual accounts show equity of €8k and a net result of €-3k. Equity is shrinking by ~36.2% per year across the filed fiscal years. Its solvency ranks better than 92% of 6717 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Key figures

Equity	€8k
Net result	€-3k
Better than sector	92%
Active	5 yrs

Snowflake analysis 5 of 5 axes measured · computed by Checked

56 / 100

Mixed profile: strong on solvency, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 50

Profitability 0

Solvency 100

Growth 38

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

0.9% Low

0%0,5%1,5%4%10%≥25%

Lower-risk legal form −Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2020, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

50 / 100 Fair

050100

Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview4 NBB filings

Annual accounts filed on 14-07-2025 with the NBB · fiscal year 2024 · micro

RevenueOperating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

declining Equity: declining trend of ~36.2%/year over 4 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	78.1%	20.4%	better than 92% of 6717 sector peers
Net result	€-3k	€4k	better than 29% of 6698 sector peers
Equity	€8k	€16k	better than 39% of 6732 sector peers
Gross operating margin	€-2k	€24k	better than 16% of 6677 sector peers
Total assets	€10k	€94k	better than 8% of 6721 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Revenue

€5k

-88.5% 21-24

EBITDA

€-2k

+48.9% 21-24

Net profit

€-3k

+57.7% 21-24

Cash flow

€-2k

+60.3% 21-24

Total assets

€10k

-56.7% 21-24

Equity

€8k

-24.9% 21-24

Working capital

€9k

-18.2% 21-24

Debt

€2k

-82.8% 21-24

Show 11 other metrics

Debt ≤ 1y

€16

-99.8% 21-24

Debt > 1y

€2k

0.0% 21-24

Current ratio

575.02

+26687.8% 21-24

Quick ratio

558.07

+25898.1% 21-24

Solvency

78.1%

+73.6% 21-24

Debt / equity

0.28

-77.1% 21-24

ROE

-33.1%

+43.7% 21-24

ROA

-25.9%

+2.2% 21-24

Net margin

-51.8%

-267.1% 21-24

EBITDA margin

-41.0%

-343.8% 21-24

Interest coverage

-3.52

-9.5% 21-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	€5k
EBITDA	€-2k
Net profit	€-3k
Cash flow	€-2k
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€10k
Equity	€8k
Debt	€2k
of which ≤ 1y	€16
of which > 1y	€2k
Working capital	€9k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	575.02
Quick ratio	558.07
Working capital ratio	97.5%
Solvency	78.1%
Debt / equity	0.28
Long-term debt ratio	0.26
Interest coverage	-3.52
Gross margin	-41.0%
Net margin	-51.8%
ROA	-25.9%
ROE	-33.1%
EBITDA margin	-41.0%
Days sales outstanding	63d
Days payable outstanding	-
Inventory turnover	24.43
Days inventory (DSI)	15d

Balance-sheet composition 2024

Equity & liabilities

Equity €8k · 78.1% Debt €2k · 21.9%

Full annual accounts (21 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€10k
Formation expenses	20	€222
Current assets	29/58	€9k
Stocks & contracts in progress	3	€279
Amounts receivable within one year	40/41	€888
Cash & bank	54/58	€8k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€10k
Equity	10/15	€8k
Contributions / capital	10/11	€42k
Accumulated profits (losses)	14	€-34k
Amounts payable	17/49	€2k
Amounts payable after one year	17	€2k
Amounts payable within one year	42/48	€16
Income statement
Turnover	70	€5k
Gross operating margin	9900	€-2k
Operating result	9901	€-3k
Financial income	75	€586
Financial charges	65	€562
Result before taxes	9903	€-3k
Net result for the period	9904	€-3k
Result to be appropriated	9905	€-3k

This table shows the latest fiscal year. 3 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 4 directors

Current directors & mandates

GODDEVRIND Mélanie Paule Eugénie
Director
State Gazette act 22081115 (07-07-2022)

Current
07-07-2022 → present

Former directors (3)

de VILLENFAGNE Patrick
Director
State Gazette act 22081115 (07-07-2022)

Former
07-07-2022 → 17-07-2024
2 events
- 17-07-2024 Resigned· Director
- 07-07-2022 Appointed· Director
RENARDY Philippe
Director
State Gazette act 24108036 (17-07-2024)

Former
- → 17-07-2024
LOCUS Alain Luc Georges Ghislain
Director
State Gazette act 22081115 (07-07-2022)

Former
- → 07-07-2022

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen(47110)
Legal form	Cooperative company(706)
Incorporation	21-11-2020
Status	Active
Postal code	4540

Establishment units 1 location

WaahCoop!

Rue Kinet(AMA) 1, 4540 AmayDetailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)

since 20202.310.425.380

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
61003B0435/00R004	Wallonia	305 m²	1 · 53 m²	10.1 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

14-07-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

24-07-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

17-07-2024

State Gazette act Director changes

2023

27-07-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

2022

07-07-2022

State Gazette act Director changes

04-07-2022

NBB filing Annual accounts filed

fiscal year 2021 · micro

Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts

All acts · 2 updated 2 years ago

2024

17-07-2024 3 resigning Director changes

de VILLENFAGNE Patrick, Bestuurder
RENARDY Philippe, Bestuurder
RENARDY Philippe, Bestuurder

Original publication ↗

Technical details

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      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale r\u00E9unie le 12 juin 2024, \u00E0 Amay, a act\u00E9 la d\u00E9mission de l\u0027administrateur: RENARDY Philippe, n\u00E9 \u00E0 Verviers le seize septembre mille neuf cent soixante-six, c\u00E9libataire, domicili\u00E9 \u00E0 4520 Moha, Rue du Val Notre-Dame n\u00B0312",
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  "act_meta": {
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      "date": "2024-06-12",
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  "is_correction": false,
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2022

07-07-2022 2 directors appointed, 1 resigning Director changes

GODDEVRIND Mélanie Paule Eugénie, Bestuurder
de VILLENFAGNE Patrick, Bestuurder
LOCUS Alain Luc Georges Ghislain, Bestuurder

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)47112Ondersteunende activiteiten in verband met de teelt van gewassen01610Ondersteunende activiteiten in verband met de teelt van gewassen01610Overige niet-gespecialiseerde detailhandel47120Detailhandel via postorderbedrijven of via internet47910Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112Adviesbureaus op het gebied van public relations en communicatie70210Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300Overige vormen van onderwijs85599Overige vormen van onderwijs85599

Primary activity highlighted.

Names & trade names

Legal nameFR

WaahCoop!

Registered office

Rue Kinet(AMA) 1

4540 Amay, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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