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W.M.A.

Active
Private limited companyfounded 201115 years activeWarmoesberg 2, 1000 Brussel, BelgiumKBO/BCE: BE 0836.753.078
Summary

W.M.A. has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €100,666 and a net result of €34,375. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 91% of 18,970 sector peers (NACE 56, fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).

Overview

Activity
Cafés and bars
NACE 56301
1 site
Size
€125,276total assets 2024
Staff
12.5 FTE
Equity
€100,666
Profit
€34,375
Turnover not published (abridged schema)
Financial health
68 Healthy Checked score 2024
Bankruptcy probability, 12 months
1.2%
Structure
Accounts 68 days overdue0 of 14 deeds read
Why 68- Figures for FY 2024 (filed 09-10-2025)- 1 financial year not filed after the legal deadline; latest accounts 68 days late; 1 of the last 3 late+ Founded in 2011+ Liquidity: current ratio 2.81, cash €24,864, halvedShow the evidence

Checked score

Score 2024
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 80% of its sector peers (NACE 56, micro)
Financial strength · tick = 2023
Strong
Solvency 100+32
equity 80.4% of total assets
Liquidity 69+7
short-term debt 19.6% · cash 19.8%
Profitability 86+85
return on assets 27.4%
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,693 companies)
Last 24 months 11-2024: 1.3% 12-2024: 1.3%● unchanged vs 11-2024 01-2025: 1.3%● unchanged vs 12-2024 02-2025: 1.3%● unchanged vs 01-2025 03-2025: 1.3%● unchanged vs 02-2025 04-2025: 1.3%● unchanged vs 03-2025 05-2025: 1.3%● unchanged vs 04-2025 06-2025: 1.2%▼ -0.1 percentage points vs 05-2025 07-2025: 1.3%▲ +0.1 percentage points vs 06-2025 08-2025: 1.7%▲ +0.4 percentage points vs 07-2025 09-2025: 1.8%▲ +0.1 percentage points vs 08-2025 10-2025: 2.2%▲ +0.4 percentage points vs 09-2025highest value 11-2025: 0.6%▼ -1.6 percentage points vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026lowest value 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.7%▲ +0.1 percentage points vs 06-2026 08-2026: 0.8%▲ +0.1 percentage points vs 07-2026 09-2026: 0.8%● unchanged vs 08-2026 10-2026: 1.2%▲ +0.4 percentage points vs 09-2026
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 2.81 against 1.25 in 2023; short-term debt: 19.6% and cash: 19.8% of total assets), and 19.6% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 94% on solvency, 73% on liquidity, 73% on profitability and 81% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
lowers risk · Founded in 2011
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Figures for FY 2024 (filed 09-10-2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.81, cash €24,864, halved
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 68 days late; 1 of the last 3 late
NBB · filings
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-10-2025, 68 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
68 days late
2023
29 days late
2022
29 days late
2021
31 days late
2020
30 days late
2019
90 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 46 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Back to profitnet €34,375
  3. Liquidity doublescurrent ratio 2.81

Key points

  • Positive: Back in profit in 2024after -€27,310 in 2023 €34,375 View
  • Positive: Among the best 10% on solvencysector median 29.1% · 18,970 companies 80.4% View
  • Caution: Accounts not fileddeadline was 31-07-2026 68 days late View

By topic

Financials

Fiscal year
2024
Total assets
€125,276
Profit
€34,375
Solvency
80.4%
Total assets▼ 17.9%
Net result
20182024
Go to Financials

Timeline

Events
15
Since
2016
  1. 31-12-2024Equity above €100,000
  2. 29-08-2024Annual accounts filed
  3. 29-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Cafés and barsNACE 56301
Founded
06-06-2011
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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