W&G
ActiveW&G is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €6k and a net result of €-4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 47% of 7962 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-09-2026, 42 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
42 d late
2024
13 d late
2023
21 d late
2022
17 d early
2021
11 d late
2020
4 d early
2019
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k▼ 41.0%
2024 · €11k
2018: €4k
2019: €2k
2020: €836
2021: €-1k
2022: €16k
2023: €18k
2024: €11k
2018 → 2025
Net result
€-4k▲ 39.4%
2024 · €-7k
2018: €-2k
2019: €-2k
2020: €-2k
2021: €-2k
2022: €17k
2023: €2k
2024: €-7k
2018 → 2025
Total assets
€13k▼ 23.9%
2024 · €17k
2018: €17k
2019: €11k
2020: €6k
2021: €10k
2022: €25k
2023: €19k
2024: €17k
2018 → 2025
Solvency
47.5%▼ 13.8pp
2024 · 61.3%
2018: 25.8%
2019: 21.2%
2020: 13.2%
2021: -10.6%
2022: 63.8%
2023: 94.9%
2024: 61.3%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-1k-€16k€18k▲ 12.7%€11k▼ 40.4%€6k▼ 41.0%
Operating result€-2k-€22k€6k▼ 73.5%€-4k€-3k▲ 31.9%
Net result€-2k-€17k€2k▼ 88.1%€-7k€-4k▲ 39.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €4k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €13k
Fixed assets
€2k▼ 35.3%
Current assets
€11k▼ 21.5%
Equity and liabilities €13k
Equity
€6k▼ 41.0%
Debt
€7k▲ 3.4%
The debt ratio rises from 38.7% to 52.5%: debt grows while equity shrinks.
Key figures and ratios
Solvency
47.5%▼
2024 · 61.3%
ROE
-69.6%▼
2024 · -67.7%
ROA
-33.0%▲
2024 · -41.5%
Debt
€7k▲
2024 · €7k
Debt ≤ 1 year
€7k▲
2024 · €7k
Income taxes
€1k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€17k€13k▼
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€14k€11k▼
Amounts receivable within one year40/41€13k€10k▼
Trade receivables40€6k€5k▼
Other amounts receivable41€7k€5k▼
Cash at bank and in hand54/58€578€880▲
Deferred charges and accrued income490/1€583€608▲
Equity and liabilities
Total equity and liabilities10/49€17k€13k▼
Equity10/15€11k€6k▼
Contributions10/11€10k€10k=
Reserves13€6k€6k=
Distributable reserves133€6k€6k=
Profit (loss) carried forward14€-5k€-10k▼
Amounts payable17/49€7k€7k▲
Amounts payable within one year42/48€7k€7k▲
Current portion of amounts payable after more than one year42€6k-
Trade debts44€495€6k▲
Suppliers440/4€495€6k▲
Taxes, remuneration and social security45€195€1k▲
Taxes450/3€195€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€505€520▲
Gross operating margin9900€-3k€-1k▲
Operating profit (loss)9901€-4k€-3k▲
Financial income75/76B€1€1=
Recurring financial income75€1€1=
Financial charges65/66B€119€213▲
Recurring financial charges65€119€213▲
Profit (loss) for the period before taxes9903€-5k€-3k▲
Income taxes67/77€3k€1k▼
Profit (loss) for the period9904€-7k€-4k▲
Profit (loss) for the period to be appropriated9905€-7k€-4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-10k▼
Profit (loss) brought forward from the previous period14P-€-5k
Transfer from equity791/2€2k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 42 days late
2025
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
31-12
Financial
Weakest financial yearnet €-7k ▼459%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-12
Financial
Liquidity times 7current ratio 15.44
Current ratio from 2.20 to 15.44; short-term debt falls from €9k to €955.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €17k
Net result €17k after 4 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 2.20
Current ratio from 0.90 to 2.20; short-term debt falls from €11k to €9k.
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2024
Vorsselmans, Willy Frans Joanna
CurrentDirector · since 05-04-2024
05-04-2024
Appointed as Director
Location & real-estate footprint
Registered office, Wuustwezel · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grotstraat 842990 WuustwezelGround area
1,092 m²
Building footprint
186 m²
Volume, LiDAR
751 m³
Parcel 11682G0383/00R000, Flanders · tallest building 5.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
W&G BVBA
since 20062.155.551.321
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11682G0383/00R000 | Flanders | 1,092 m² | 1 · 186 m² | 5.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 3,758 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-07-2006
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.