W&A Consulting
ActiveW&A Consulting has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.00M and a net result of €55k. Its solvency ranks better than 95% of 8601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability75
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days only on tighter terms
Liquidity ample (current ratio 33.3; short-term debt: 3% and cash: 0.1% of total assets), and 3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97%
Return on assets
5.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
3 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€1.00M
Total assets
€1.04M
Net result
€55k
Working capital
€1.00M
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Equity and liabilities €1.04M
Equity
€1.00M
Debt
€31k
Debt finances 3.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€70k
Cash flow
€56k
Solvency
97.0%
Current ratio
33.30
Quick ratio
30.72
Debt / equity
0.03
ROE
5.5%
ROA
5.3%
Interest coverage
229.24
Debt
€31k
Debt ≤ 1 year
€31k
Income taxes
€14k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€1.04M
Formation expenses20€2k
Current assets29/58€1.03M
Amounts receivable after more than one year29€950k
Other amounts receivable291€950k
Stocks and contracts in progress3€80k
Contracts in progress37€80k
Amounts receivable within one year40/41€3k
Trade receivables40€2k
Other amounts receivable41€500
Cash at bank and in hand54/58€1k
Equity and liabilities
Total equity and liabilities10/49€1.04M
Equity10/15€1.00M
Contributions10/11€950k
Reserves13€55k
Distributable reserves133€55k
Amounts payable17/49€31k
Amounts payable within one year42/48€31k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€19k
Taxes450/3€15k
Remuneration and social security454/9€3k
Other amounts payable47/48€10k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€839
Gross operating margin9900€70k
Operating profit (loss)9901€69k
Financial charges65/66B€305
Recurring financial charges65€305
Profit (loss) for the period before taxes9903€69k
Income taxes67/77€14k
Profit (loss) for the period9904€55k
Profit (loss) for the period to be appropriated9905€55k
Appropriation of the result
Profit (loss) to be appropriated9906€55k
Transfer to equity691/2€55k
To other reserves6921€55k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Riemst · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bilzersteenweg 283770 RiemstGround area
1,157 m²
Building footprint
112 m²
Volume, LiDAR
641 m³
Parcel 73066A1669/00Y003, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
W&A Consulting
since 20252.372.811.921
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73066A1669/00Y003 | Flanders | 1,157 m² | 1 · 112 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GRASP
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 27,801 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-02-2025
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.