Summary
Toverbal has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €231k and a net result of €135k. Its solvency ranks better than 22% of 8692 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit check for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, abbreviated schema
Equity
€231k
Total assets
€1.17M
Net result
€135k
Working capital
€46k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €1.17M
Fixed assets
€1.08M
Current assets
€91k
Equity and liabilities €1.17M
Equity
€231k
Debt
€942k
Debt finances 80.3% of the balance-sheet total.
Key figures and ratios
ROE
58.5%
ROA
11.5%
Debt ≤ 1 year
€46k
Debt > 1 year
€897k
Income taxes
€9k
Annual accounts
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €849 |
| Gross operating margin9900 | €68k |
| Operating profit (loss)9901 | €67k |
| Financial income75/76B | €100k |
| Recurring financial income75 | €100k |
| Financial charges65/66B | €23k |
| Recurring financial charges65 | €23k |
| Profit (loss) for the period before taxes9903 | €144k |
| Income taxes67/77 | €9k |
| Profit (loss) for the period9904 | €135k |
| Profit (loss) for the period to be appropriated9905 | €135k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €1.17M | |
| Fixed assets21/28 | €1.08M | |
| Financial fixed assets28 | €1.08M | |
| Current assets29/58 | €91k | |
| Amounts receivable within one year40/41 | €6k | |
| Trade receivables40 | €6k | |
| Cash at bank and in hand54/58 | €85k | |
| Deferred charges and accrued income490/1 | €153 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €1.17M | |
| Equity10/15 | €231k | |
| Contributions10/11 | €96k | |
| Reserves13 | €135k | |
| Distributable reserves133 | €135k | |
| Amounts payable17/49 | €942k | |
| Amounts payable after more than one year17 | €897k | |
| Financial debts170/4 | €897k | |
| Amounts payable within one year42/48 | €46k | |
| Current portion of amounts payable after more than one year42 | €35k | |
| Trade debts44 | €2k | |
| Suppliers440/4 | €2k | |
| Taxes, remuneration and social security45 | €9k | |
| Taxes450/3 | €9k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €135k |
| Operating cash flow (approximation) | €135k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zutendaal · 1 establishment unit since 2024
Ground area
2,131 m²
Building footprint
586 m²
Volume, LiDAR
5,230 m³
Parcel 71582E0131/00P000, Flanders · tallest building 13.8 m, ±3 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Toverbal
since 20242.356.535.519
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71582E0131/00P000 | Flanders | 2,131 m² | 1 · 586 m² | 13.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Zilverberk
BE 0772.435.942
Zemst · Eq €231,363
Forward Bio
BE 0799.329.290
Gent · Eq €231,401
C-COMPANY
BE 0890.197.902
Herent · Eq €231,323
WVL Invest
BE 0771.602.138
Turnhout · Eq €231,429
MAFRA IMMO
BE 0436.353.609
Braine-l'Alleud · Eq €231,430
Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 39,249 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-02-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
Scores and ratios are computed by Checked and are not a credit decision.