VYREGA
ActiveVYREGA has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €849k and a net result of €-60k. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 60% of 4450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency95▼-1
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 2.05 against 2.11 in 2024), and 49.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.6%
Return on assets
-3.6%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year -€60k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
on the day
2023
31 d late
2022
on the day
2021
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
09-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-60k▼ 634%
2024 · €-8k
2021: €-50k
2022: €-64k
2023: €31k
2024: €-8k
2021 → 2025
Working capital
€860k▼ 7.9%
2024 · €934k
2021: €61k
2022: €810k
2023: €919k
2024: €934k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€50k-€807k▲ 1,521%€917k▲ 13.6%€909k▼ 0.9%€849k▼ 6.6%
Operating result€-50k-€-64k▼ 27.3%€47k€27k▼ 43.0%€-18k
Net result€-50k-€-64k▼ 27.3%€31k€-8k€-60k▼ 634%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €18k after €27k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €1.68M
Equity
€849k▼ 6.6%
Debt
€827k▼ 4.8%
The debt ratio rises from 48.9% to 49.4%: equity shrinks faster than debt is paid down.
Key figures and ratios
Solvency
50.6%▼
2024 · 51.1%
Current ratio
2.05▼
2024 · 2.11
Quick ratio
0.00▼
2024 · 0.02
Debt / equity
0.97▲
2024 · 0.96
ROE
-7.1%▼
2024 · -0.9%
ROA
-3.6%▼
2024 · -0.5%
Debt
€827k▼
2024 · €869k
Debt ≤ 1 year
€816k▼
2024 · €844k
Income taxes
€0▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.78M€1.68M▼
Current assets29/58€1.78M€1.68M▼
Stocks and contracts in progress3€1.76M€1.67M▼
Stocks30/36€1.76M€1.67M▼
Amounts receivable within one year40/41€0-
Trade receivables40€0-
Other amounts receivable41€0-
Cash at bank and in hand54/58€13k€2k▼
Deferred charges and accrued income490/1€321€327▲
Equity and liabilities
Total equity and liabilities10/49€1.78M€1.68M▼
Equity10/15€909k€849k▼
Contributions10/11€1.00M€1.00M=
Capital10€1.00M€1.00M=
Issued capital100€1.00M€1.00M=
Profit (loss) carried forward14€-91k€-151k▼
Amounts payable17/49€869k€827k▼
Amounts payable within one year42/48€844k€816k▼
Current portion of amounts payable after more than one year42€90k€0▼
Trade debts44€0-
Suppliers440/4€0-
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€754k€816k▲
Accrued charges and deferred income492/3€25k€12k▼
Income statement
Code20242025
Other operating charges640/8€4k€119▼
Gross operating margin9900€31k€-18k▼
Operating profit (loss)9901€27k€-18k▼
Financial income75/76B€1€1▲
Recurring financial income75€1€1▲
Financial charges65/66B€35k€42k▲
Recurring financial charges65€35k€42k▲
Profit (loss) for the period before taxes9903€-8k€-60k▼
Income taxes67/77€0€0▲
Profit (loss) for the period9904€-8k€-60k▼
Profit (loss) for the period to be appropriated9905€-8k€-60k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-91k€-151k▼
Profit (loss) brought forward from the previous period14P€-83k€-91k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 31 days late
2023
31-12
Financial
Back to profitnet €31k
Net result €31k after 2 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-64k
Net result drops to €-64k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 6current ratio 7.98
Current ratio from 1.28 to 7.98; short-term debt falls from €221k to €116k.
31-12
Financial
Equity above €500kEq €807k ▲1521%
Equity rises from €50k to €807k.
31-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wortegem-Petegem · 1 establishment unit since 2020
Ground area
1.5 ha
Building footprint
2,292 m²
Volume, LiDAR
13,279 m³
Parcel 45055A1179/00E000, Flanders · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VYREGA
since 20202.303.206.107
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45055A1179/00E000 | Flanders | 1.5 ha | 1 · 2,292 m² | 11.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AURA BUILD
BE 0548.822.634
Antwerpen · Eq €848k
Eghezée IMMO
BE 0720.614.780
Chaudfontaine · Eq €850k
BOUWCOORDINATIE CASTELEYN
BE 0449.791.176
Brugge · Eq €847k
B&H Group
BE 0501.793.074
Gent · Eq €846k
LIEVENS-MECHANICS
BE 0428.881.738
Zottegem · Eq €852k
Of 9,640 companies in sector 68121 we hold annual accounts for 7,324. 4,102 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded18-05-2020
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
68122Development of non-residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.