VWK Consulting
ActiveVWK Consulting has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €70k and a net result of €-19k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 89% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency100▲+16
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 9.67 against 2.05 in 2024; short-term debt: 8.9% and cash: 55.7% of total assets), and 8.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.1%
Return on assets
-25.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
17 d early
2024
27 d late
2023
37 d early
2022
41 d early
2021
19 d early
2020
40 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€70k▼ 21.6%
2024 · €89k
2020: €86k
2021: €87k
2022: €89k
2023: €89k
2024: €89k
2020 → 2025
Total assets
€77k▼ 49.0%
2024 · €151k
2020: €97k
2021: €158k
2022: €159k
2023: €163k
2024: €151k
2020 → 2025
Net result
€-19k
2024 · €60k
2020: €81k
2021: €69k
2022: €71k
2023: €70k
2024: €60k
2020 → 2025
Working capital
€59k▼ 7.9%
2024 · €64k
2020: €66k
2021: €75k
2022: €43k
2023: €54k
2024: €64k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€87k-€89k▲ 2.2%€89k=€89k=€70k▼ 21.6%
Operating result€88k-€91k▲ 2.8%€90k▼ 0.6%€78k▼ 13.4%€-18k
Net result€69k-€71k▲ 3.0%€70k▼ 0.8%€60k▼ 15.3%€-19k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €18k after €78k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €77k
Fixed assets
€11k▼ 57.0%
Current assets
€66k▼ 47.4%
Equity and liabilities €77k
Equity
€70k▼ 21.6%
Debt
€7k▼ 88.8%
The debt ratio falls from 40.8% to 8.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-3k▼
2024 · €92k
Cash flow
€-5k▼
2024 · €74k
Solvency
91.1%▲
2024 · 59.2%
Current ratio
9.67▲
2024 · 2.05
Quick ratio
9.67▲
2024 · 2.05
Debt / equity
0.10▼
2024 · 0.69
ROE
-27.5%▼
2024 · 66.7%
ROA
-25.1%▼
2024 · 39.5%
Interest coverage
-17.01▼
2024 · 96.43
Debt
€7k▼
2024 · €62k
Debt ≤ 1 year
€7k▼
2024 · €62k
Income taxes
€1k▼
2024 · €17k
Staff costs
€170
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€151k€77k▼
Fixed assets21/28€25k€11k▼
Tangible fixed assets22/27€25k€11k▼
Furniture and vehicles24€25k€11k▼
Current assets29/58€126k€66k▼
Amounts receivable within one year40/41€12k€20k▲
Trade receivables40-€15k
Other amounts receivable41€12k€6k▼
Cash at bank and in hand54/58€110k€43k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€151k€77k▼
Equity10/15€89k€70k▼
Contributions10/11€5k€5k=
Reserves13€84k€84k=
Distributable reserves133€84k€84k=
Profit (loss) carried forward14€0€-19k▼
Amounts payable17/49€62k€7k▼
Amounts payable within one year42/48€62k€7k▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€903€5k▲
Taxes450/3€903€5k▲
Other amounts payable47/48€60k€0▼
Accrued charges and deferred income492/3€13€17▲
Income statement
Code20242025
Remuneration, social security and pensions62-€170
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€14k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€93k€-2k▼
Operating profit (loss)9901€78k€-18k▼
Financial income75/76B€3€0▼
Recurring financial income75€3€0▼
Financial charges65/66B€959€204▼
Recurring financial charges65€959€204▼
Profit (loss) for the period before taxes9903€77k€-18k▼
Income taxes67/77€17k€1k▼
Profit (loss) for the period9904€60k€-19k▼
Profit (loss) for the period to be appropriated9905€60k€-19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€60k€-19k▼
Profit to be distributed694/7€60k€0▼
Return on contributions (dividend)694€60k€0▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-19k ▼132%
Net result drops to €-19k, the lowest in the series.
31-12
Financial
Liquidity times 5current ratio 9.67
Current ratio from 2.05 to 9.67; short-term debt falls from €62k to €7k.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Keizerlaan 283090 OverijseGround area
5,738 m²
Building footprint
216 m²
Volume, LiDAR
1,219 m³
Parcel 23062M0641/00L000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VWK Consulting
since 20192.293.457.607
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23062M0641/00L000 | Flanders | 5,738 m² | 1 · 216 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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MARTE 28
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BOUNCE HIGHER
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TECHNOCHAUFFAGE
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KL SOLUTIONS SRL
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 39,648 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-09-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46180Agents specialised in the wholesale of other particular products
82300Organisation of conventions and trade shows
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.