Vitusco
ActiveVitusco has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49k and a net result of €-18k. Equity is growing by ~65% per year across the filed fiscal years. Its solvency ranks better than 46% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-80
Solvency77▲+26
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.1 against 1.95 in 2024; short-term debt: 46% and cash: 20.1% of total assets), and 48.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.8%
Return on assets
-19%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
68 d late
2022
31 d late
2021
31 d late
2020
27 d late
2019
54 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€49k▼ 71.3%
2024 · €171k
2019: €-15k
2020: €3k
2021: €25k
2022: €85k
2023: €113k
2024: €171k
2019 → 2025
Total assets
€95k▼ 85.6%
2024 · €658k
2019: €16k
2020: €671k
2021: €686k
2022: €673k
2023: €639k
2024: €658k
2019 → 2025
Net result
€-18k
2024 · €59k
2019: €-23k
2020: €18k
2021: €22k
2022: €60k
2023: €28k
2024: €59k
2019 → 2025
Working capital
€48k▼ 55.3%
2024 · €108k
2019: €-16k
2020: €-25k
2021: €-10k
2022: €47k
2023: €133k
2024: €108k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€25k-€85k▲ 241%€113k▲ 33.2%€171k▲ 52.0%€49k▼ 71.3%
Operating result€44k-€95k▲ 116%€62k▼ 34.5%€85k▲ 36.2%€-151k
Net result€22k-€60k▲ 175%€28k▼ 53.1%€59k▲ 109%€-18k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €151k after €85k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €95k
Fixed assets
€3k▼ 99.3%
Current assets
€92k▼ 58.4%
Equity and liabilities €95k
Equity
€49k▼ 71.3%
Debt
€46k▼ 90.6%
The debt ratio falls from 74.0% to 48.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-149k▼
2024 · €102k
Cash flow
€-16k▼
2024 · €76k
Solvency
51.8%▲
2024 · 26.0%
Current ratio
2.10▲
2024 · 1.95
Quick ratio
2.10▲
2024 · 1.95
Debt / equity
0.93▼
2024 · 2.84
ROE
-36.6%▼
2024 · 34.2%
ROA
-19.0%▼
2024 · 8.9%
Interest coverage
-8.45▼
2024 · 6.03
Debt
€46k▼
2024 · €486k
Debt ≤ 1 year
€44k▼
2024 · €113k
Debt > 1 year
€0▼
2024 · €369k
Income taxes
€11k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€658k€95k▼
Fixed assets21/28€436k€3k▼
Tangible fixed assets22/27€380k€3k▼
Land and buildings22€373k€0▼
Plant, machinery and equipment23€4k€1k▼
Furniture and vehicles24€4k€2k▼
Financial fixed assets28€56k€0▼
Current assets29/58€221k€92k▼
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€191k€69k▼
Trade receivables40€32k€15k▼
Other amounts receivable41€158k€55k▼
Cash at bank and in hand54/58€17k€19k▲
Deferred charges and accrued income490/1€13k€3k▼
Equity and liabilities
Total equity and liabilities10/49€658k€95k▼
Equity10/15€171k€49k▼
Contributions10/11€8k€8k=
Profit (loss) carried forward14€163k€41k▼
Amounts payable17/49€486k€46k▼
Amounts payable after more than one year17€369k€0▼
Financial debts170/4€369k€0▼
Amounts payable within one year42/48€113k€44k▼
Current portion of amounts payable after more than one year42€41k€11k▼
Financial debts43-€1k
Credit institutions430/8-€1k
Trade debts44€49k€3k▼
Suppliers440/4€49k€3k▼
Taxes, remuneration and social security45€23k€18k▼
Taxes450/3€23k€18k▼
Other amounts payable47/48-€10k
Accrued charges and deferred income492/3€4k€2k▼
Income statement
Code20242025
Non-recurring operating income76A-€100k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€2k▼
Other operating charges640/8€9k€12k▲
Non-recurring operating charges66A-€37k
Gross operating margin9900€112k€-100k▼
Operating profit (loss)9901€85k€-151k▼
Financial income75/76B€8k€162k▲
Recurring financial income75€8k€5k▼
Non-recurring financial income76B-€157k
Financial charges65/66B€17k€18k▲
Recurring financial charges65€17k€18k▲
Profit (loss) for the period before taxes9903€76k€-7k▼
Income taxes67/77€17k€11k▼
Profit (loss) for the period9904€59k€-18k▼
Profit (loss) for the period to be appropriated9905€59k€-18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€163k€41k▼
Profit (loss) brought forward from the previous period14P€105k€59k▼
Transfer from equity791/2-€104k
Profit to be distributed694/7-€104k
Return on contributions (dividend)694-€104k
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Equity above €150kEq €171k ▲52%
5 profitable years in a row build equity to €171k.
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
31-12
Financial
Equity above €100kEq €113k ▲33.2%
4 profitable years in a row build equity to €113k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2019net €60k ▲175%
Operating result €95k, net result €60k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Philipssite 53001 LeuvenGround area
6,606 m²
Building footprint
2,028 m²
Volume, LiDAR
47,312 m³
Parcel 24433E0025/00C002, Flanders · tallest building 32.1 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Vitusco
since 20202.299.591.767
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24433E0025/00C002 | Flanders | 6,606 m² | 1 · 2,027 m² | 32.0 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 875 EUR awarded · 875 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 875 EUR | 875 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
Beaver Management
BE 0790.724.895
Sint-Pieters-Woluwe · Eq €49k
MEAT VERDICKT
BE 0800.378.177
Mechelen · Eq €49k
QUALIORA CONSULTING
BE 0783.647.657
Gembloux · Eq €49k
MCP CONSULT
BE 0888.991.439
Namur · Eq €49k
LEAF
BE 0686.742.578
Edegem · Eq €49k
Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 38,117 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-08-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.vitusco.eu
E-mail:wouter.esseldeurs@vitusco.eu