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VW Construct

Active
Private limited companyfounded 200026 yrs activeChristoffel Plantijnstraat 5, 3920 Lommel, BelgiumKBO/BCE: BE 0472.187.486
Summary

VW Construct has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €529,788 and a net result of €11,971. Equity remains stable across the filed fiscal years (±0.9% per year). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

What they do
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201NACE 45211
1 site
How big
€1.1mtotal assets 2024
Staff
9.3 FTE
Equity
€529,788
Profit
€11,971
Turnover not published (abridged schema)
Financially healthy?
66 Healthy Checked score 2024
Bankruptcy chance 12 m
1.1%
Who decides
Accounts 38 d early0 of 2 deeds read
Why 66- Figures for FY 2024 (filed 13-08-2025)+ Founded in 2000+ Liquidity: current ratio 1.42, cash €206,511+ Equity €529,788 (46.3% of total assets)Show the evidence

Checked score

Score 2024
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 48% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency 71=
equity 46.3% of total assets
Liquidity 52-3
short-term debt 43.6% · cash 18.0%
Profitability 70-8
return on assets 1.0%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.6% (13,168 companies)
Last 3 months 08-2026: 0.6%lowest value 09-2026: 0.7%▲ +19.2% vs 08-2026 10-2026: 1.1%▲ +49.8% vs 09-2026highest value
  • Figures for FY 2024 (filed 13-08-2025) raises the probability
  • Founded in 2000 lowers the probability for this profile
  • Liquidity: current ratio 1.42, cash €206,511 lowers the probability
  • Equity €529,788 (46.3% of total assets) lowers the probability
Credit up to €30,000 at 30 days acceptable
Liquidity tight (current ratio 1.42 against 1.43 in 2023; short-term debt: 43.6% and cash: 18% of total assets), and 53.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 54%, liquidity 55%, profitability 42%, growth against the median 41%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 13-08-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 2000
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Liquidity: current ratio 1.42, cash €206,511
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €529,788 (46.3% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
38 d early
2024
13 d late
2023
7 d late
2022
48 d early
2021
50 d late
2020
36 d late
2019
15 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 August (3 of the last 3 filed years within 46 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Annual accounts filedfiscal year 2023 · abbreviated…

Key points

  • Caution: Result fell in 2024from €82,810 to €11,971 ▼ 85.5% View
  • Active since 2000founded 26-06-2000 26 years View
  • Total assets 20246 fiscal years filed €1.1m View

By topic

Financials

Fiscal year
2024
Total assets
€1.1m
Profit
€11,971
Solvency
46.3%
Total assets▲ 1.7%
Net result
20192024
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 23-06-2026Annual accounts filed
  2. 13-08-2025Annual accounts filed
  3. 07-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
26-06-2000
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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