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Complete company report
Generated 15-08-2026
Active BE 1004.245.552Private limited company

VVL Vastgoed

Mispelare 9A ·9930 Lievegem, Belgium· 2 yrs active
Sector: Handel in eigen onroerend goed (68110)
Conclusion Checked

The computed 12-month bankruptcy probability of VVL Vastgoed is 1.2% (low). The 2025 annual accounts show negative equity (€-24k) and a net result of €-26k. Its solvency ranks better than 9% of 534 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €-24k
Net result €-26k
Better than sector 9%
Active 2 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health40Profitability100Solvency59Growth-Stability67
66 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 40
Profitability 100
Solvency 59
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
1.2% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
40 / 100 Weak
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 31-10-2025 with the NBB · fiscal year 2025 · verkort
Sector comparison
Fiscal year 2025 · NACE 68, Real estate activities · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency -10.5% 16.2%
better than 9% of 534 sector peers
Net result €-26k €6k
better than 24% of 534 sector peers
Equity €-24k €152k
better than 15% of 534 sector peers
Gross operating margin €-17k €78k
better than 9% of 533 sector peers
Total assets €232k €1.34M
better than 12% of 534 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Depositverkort
Revenue-
EBITDA-
Net profit€-26k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€232k
Equity€-24k
Debt€257k
of which ≤ 1y€139k
of which > 1y€113k
Working capital€93k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.67
Quick ratio0.01
Working capital ratio40.2%
Solvency-10.5%
Debt / equity-10.49
Long-term debt ratio-4.62
Interest coverage-
Gross margin-
Net margin-
ROA-11.4%
ROE108.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Full annual accounts (19 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€232k
Current assets 29/58€232k
Stocks & contracts in progress 3€231k
Cash & bank 54/58€627
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€232k
Equity 10/15€-24k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€-26k
Amounts payable 17/49€257k
Amounts payable after one year 17€113k
Amounts payable within one year 42/48€139k
Trade debts payable within one year 44€28k
Income statement
Gross operating margin 9900€-17k
Operating result 9901€-19k
Financial income 75€151
Financial charges 65€8k
Result before taxes 9903€-26k
Net result for the period 9904€-26k
Result to be appropriated 9905€-26k
Ratios computed by Checked.
Legal Structure
NACE primary Handel in eigen onroerend goed(68110)
Legal form Private limited company(610)
Incorporation04-01-2024
StatusActive
Postal code9930
Establishment units 1 location
VVL Vastgoed
Mispelare 9A, 9930 LievegemOntwikkeling van residentiële bouwprojecten
since 20242.355.322.425
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44080C0223/00S000 Flanders 2,486 m² 1 · 1,166 m² 13.6 m
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 1 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
31-10-2025
NBB filing Annual accounts filed
fiscal year 2025 · verkort
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Handel in eigen onroerend goed68100Handel in eigen onroerend goed68110Overige ondersteunende activiteiten in verband met financiële diensten, exclusief verzekeringen en pensioenfondsen, n.e.g.66199Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen66199Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed, exclusief terreinen68203Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203
Primary activity highlighted.
Names & trade names
Legal nameNL VVL Vastgoed
Registered office
Mispelare 9A bus 1
9930 Lievegem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative