vv-technics
Activevv-technics has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €4k. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 78% of 1433 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59▼-41
Solvency99▲+7
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.38 against 1.76 in 2024), and 38.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.5%
Return on assets
7.3%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
30 d late
2023
30 d late
2022
31 d late
2021
28 d late
2020
28 d late
2019
121 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
04-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€30k▲ 13.4%
2024 · €27k
2022: €31k
2023: €11k
2024: €27k
2022 → 2025
Total assets
€49k▲ 1.2%
2024 · €49k
2022: €89k
2023: €68k
2024: €49k
2022 → 2025
Net result
€4k▼ 77.6%
2024 · €16k
2022: €4k
2023: €-20k
2024: €16k
2022 → 2025
Working capital
€26k▲ 56.6%
2024 · €17k
2022: €19k
2023: €-2k
2024: €17k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€31k-€11k▼ 65.4%€27k▲ 149%€30k▲ 13.4%
Operating result€7k-€-20k€17k€5k▼ 70.2%
Net result€4k-€-20k€16k€4k▼ 77.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 70% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €49k
Fixed assets
€4k▼ 59.1%
Current assets
€45k▲ 16.7%
Equity and liabilities €49k
Equity
€30k▲ 13.4%
Debt
€19k▼ 13.7%
The debt ratio falls from 45.1% to 38.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€11k▼
2024 · €23k
Cash flow
€9k▼
2024 · €23k
Solvency
61.5%▲
2024 · 54.9%
Current ratio
2.38▲
2024 · 1.76
Quick ratio
1.03▼
2024 · 1.56
Debt / equity
0.63▼
2024 · 0.82
ROE
11.8%▼
2024 · 59.9%
ROA
7.3%▼
2024 · 32.8%
Interest coverage
22.74▼
2024 · 27.53
Debt
€19k▼
2024 · €22k
Debt ≤ 1 year
€19k▼
2024 · €22k
Income taxes
€1k▲
2024 · €189
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€49k€49k▲
Fixed assets
21/28€10k€4k▼
Tangible fixed assets
22/27€10k€4k▼
Current assets
29/58€39k€45k▲
Stocks & contracts in progress
3€4k€26k▲
Amounts receivable within one year
40/41€8k€12k▲
Cash & bank
54/58€23k€6k▼
Total equity & liabilities
10/49€49k€49k▲
Equity
10/15€27k€30k▲
Contributions / capital
10/11€13k€13k=
Reserves
13€18k€18k=
Accumulated profits (losses)
14€-4k€-663▲
Amounts payable
17/49€22k€19k▼
Amounts payable within one year
42/48€22k€19k▼
Trade debts payable within one year
44€5k€2k▼
Income statement
Code20242025
Gross operating margin
9900€25k€12k▼
Operating result
9901€17k€5k▼
Financial income
75€318€347▲
Financial charges
65€851€478▼
Result before taxes
9903€16k€5k▼
Income taxes
67/77€189€1k▲
Net result for the period
9904€16k€4k▼
Result to be appropriated
9905€16k€4k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-20k ▼557%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
28-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
29-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 121 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
BRICO STERREBEEK
BE 0801.240.586
Zaventem · Eq €31k
AQUANDI
BE 0844.336.005
Waasmunster · Eq €32k
Engitec
BE 1011.537.180
Zottegem · Eq €28k
WATER FLOW SYSTEMS
BE 1006.442.108
Waregem · Eq €34k
TWALET
BE 0728.914.814
Pittem · Eq €34k
Of 211 companies in sector 47527 we hold annual accounts for 138. 91 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-01-2015
Fiscal year end31-12
Activities, NACEBEL
47527Retail trade
46431Wholesale of electrical household appliances and audio-video equipment
47540Retail sale of electrical household appliances
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 18-07-2026. Scores and ratios are computed by Checked and are not a credit decision.