Equity
-€33,136
Debts exceed assets in financial year 2025.
VV INVEST
Lifetime
12 annual accounts with figures on one time axispeak €30,631 (2025)
€30,631▲ 180%
lowest -€74,658 (2018)
€28,751▲ 239%
peak €8,592 (2017)
-€33,136▲ €28,751
€153,657▲ 33.6%
Board1 name since 2013
1 directorTim Wellens
Documentsfilings and deeds
17-03-202644 days before the deadline
2025micro format
Gross margin from €10,927 to €30,631Result from €8,493 to €28,751Equity from -€61,887 to -€33,136Debts from €115,039 to €153,657
Key points
from the 2025 annual accountsTurnover
≈ €84,000 estimated
The micro format states no turnover.
Debts
€153,657 127% of the balance sheet
Suppliers 82%Taxes and wages 0%Other 18%
Of this, €137,387 falls due within a year.
Investments
€543 1.7 × depreciation
Green is investment, beige is depreciation. Machinery stands 29.9% higher than in 2024.
Filings
12 annual accounts since 2014
The last five annual accounts were filed 33 to 68 days before the end of the period.
Position in the sector
-27.5%
Lower solvency than 90% of companies in real estate. Sector median 28.9% · 17,178 companies.
Checked score
55
Fair
Financially stronger than 47% of micro companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.9%
01-2025: 1.0%▲ +0.1 percentage points vs 12-2024
02-2025: 1.0%● unchanged vs 01-2025
03-2025: 1.0%● unchanged vs 02-2025
04-2025: 1.1%▲ +0.1 percentage points vs 03-2025highest value
05-2025: 1.0%▼ -0.1 percentage points vs 04-2025
06-2025: 1.0%● unchanged vs 05-2025
07-2025: 1.0%● unchanged vs 06-2025
08-2025: 0.9%▼ -0.1 percentage points vs 07-2025
09-2025: 0.9%● unchanged vs 08-2025
10-2025: 0.9%● unchanged vs 09-2025
11-2025: 0.9%● unchanged vs 10-2025
12-2025: 0.9%● unchanged vs 11-2025
01-2026: 0.9%● unchanged vs 12-2025
02-2026: 0.9%● unchanged vs 01-2026
03-2026: 0.8%▼ -0.1 percentage points vs 02-2026
04-2026: 0.5%▼ -0.3 percentage points vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 0.5%● unchanged vs 07-2026
09-2026: 0.5%● unchanged vs 08-2026
10-2026: 0.5%● unchanged vs 09-2026lowest value
11-2026: 0.5%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€33,136
lowers risk
Size: total assets €120,520
Sector: Real estate activities (NACE 68)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 5% of them on solvency, 10% on liquidity, 90% on profitability and 85% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,632 companies had the same profile as VV INVEST has now. Each dot stands for 10 companies, two years later.
91.9%
were still trading
4.8%
stopped another way
2.9%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of VV INVEST itself is lower: 0.5% within 12 months. It rests on far more data about VV INVEST than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,632 companies, not a prediction for VV INVEST. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.86 (0.64 in 2024), below 1. Short-term debt is 114% and cash 7% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 17178 sector peers (2025).
NBB · sector comparisonPosition among 17178 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 17-03-2026, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
44 days early
2024
33 days early
2023
60 days early
2022
68 days early
2021
57 days early
2020
61 days early
2019
72 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 56 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 4 March (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end07-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0542682633
Appointment: Tim Wellens (director)
Gazette deed
Environmental permit refused
Verbouwen en/of uitbreiden met functiewijziging en met wijziging van aantal woongelegenheden · Genk
First establishment
Herengracht 30, As
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VV INVEST As | €120,520 | €30,631 | -27.5% | - |
| RT-CONSULT Heusden-Zolder | €133,213 | €25,346 | 92.3% | - |
| LENAERTS EN ZOON Zutendaal | €129,157 | €23,227 | 31.3% | - |
| ABISZ Aalter | €119,382 | €28,891 | 82.1% | - |
| BABOCO BOUWCOÖRDINATIE Aalter | €124,689 | €30,867 | 36.0% | - |
| VICASTELI Bruges | €147,752 | €26,649 | 85.6% | - |
| ECOBOUWER Torhout | €105,673 | €46,855 | 45.8% | 0 |
These companies have the same main activity as VV INVEST: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €106,000 and €148,000, founded between 2012 and 2015.
Official details
Source: KBO- Status
- Active since 02-12-2013Normal situation
- Activity
- Development of residential building projectsNACE 68121
- Establishment unit
- 2.226.862.6523665 As, since 04-12-2013
- Financial year end
- 30 September
- Peppol
- Reachable since 14-01-2026
Annual accounts to 30-09-2025
- €120,520▲ 127%
- Filing
- Filed on 17-03-2026, 44 days before the end of the filing period
Insights on VV INVEST
VV INVEST files the micro format. That format states no turnover. The gross margin rose from €2,190 in 2014 to €30,631 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VV INVEST
- What is the company number of VV INVEST?
- The company number of VV INVEST is 0542.682.633. The VAT number is the same number with BE in front: BE 0542.682.633.
- Where is VV INVEST based?
- The registered office is at Herengracht 30, 3665 As.Company details
- What does VV INVEST do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of VV INVEST?
- VV INVEST is a private limited company (BV).
- When was VV INVEST founded?
- VV INVEST was founded on 02-12-2013.
- Is VV INVEST still active?
- Yes, VV INVEST is an active enterprise in the KBO register.
- What is the turnover of VV INVEST?
- The turnover in financial year 2025 is ≈ €84,000. This figure is estimated from the gross margin of €30,631 and 32 comparable companies (NACE 681). It probably lies between €46,000 and €170,000.Financials
- Is VV INVEST profitable?
- In financial year 2025, VV INVEST made a profit of €28,751.
- Where can I find the annual accounts of VV INVEST?
- VV INVEST filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VV INVEST due?
- VV INVEST must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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