RT-CONSULT
ActiveRT-CONSULT has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €123k and a net result of €13k. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 93% of 14038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+12
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 11.98 against 7.33 in 2024; short-term debt: 7.7% and cash: 16.8% of total assets), and 7.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.3%
Return on assets
10.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
15 d late
2023
26 d late
2022
30 d late
2021
31 d early
2020
17 d early
2019
78 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€123k▲ 12.3%
2024 · €109k
2018: €61k
2019: €66k
2020: €69k
2021: €81k
2022: €91k
2023: €110k
2024: €109k
2018 → 2025
Total assets
€133k▲ 6.0%
2024 · €126k
2018: €81k
2019: €76k
2020: €75k
2021: €91k
2022: €171k
2023: €129k
2024: €126k
2018 → 2025
Net result
€13k
2024 · €-211
2018: €537
2019: €5k
2020: €2k
2021: €12k
2022: €10k
2023: €19k
2024: €-211
2018 → 2025
Working capital
€113k▲ 17.6%
2024 · €96k
2018: €51k
2019: €62k
2020: €60k
2021: €61k
2022: €69k
2023: €91k
2024: €96k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€81k-€91k▲ 12.3%€110k▲ 21.0%€109k▼ 0.2%€123k▲ 12.3%
Operating result€19k-€14k▼ 30.0%€26k▲ 92.2%€-1k€17k
Net result€12k-€10k▼ 17.3%€19k▲ 91.7%€-211€13k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €17k after a loss of €1k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €133k
Fixed assets
€10k▼ 31.6%
Current assets
€123k▲ 10.8%
Equity and liabilities €133k
Equity
€123k▲ 12.3%
Debt
€10k▼ 36.3%
The debt ratio falls from 12.9% to 7.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23k▲
2024 · €8k
Cash flow
€20k▲
2024 · €9k
Solvency
92.3%▲
2024 · 87.1%
Current ratio
11.98▲
2024 · 7.33
Quick ratio
11.98▲
2024 · 7.33
Debt / equity
0.08▼
2024 · 0.15
ROE
10.9%▲
2024 · -0.2%
ROA
10.1%▲
2024 · -0.2%
Interest coverage
27.20▲
2024 · 9.65
Debt
€10k▼
2024 · €16k
Debt ≤ 1 year
€10k▼
2024 · €15k
Income taxes
€7k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€126k€133k▲
Fixed assets21/28€14k€10k▼
Tangible fixed assets22/27€14k€10k▼
Plant, machinery and equipment23€6k€6k▼
Furniture and vehicles24€8k€4k▼
Current assets29/58€111k€123k▲
Amounts receivable within one year40/41€96k€100k▲
Trade receivables40€17k€13k▼
Other amounts receivable41€79k€88k▲
Cash at bank and in hand54/58€15k€22k▲
Deferred charges and accrued income490/1€208€573▲
Equity and liabilities
Total equity and liabilities10/49€126k€133k▲
Equity10/15€109k€123k▲
Contributions10/11€6k€6k=
Reserves13€103k€117k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€102k€115k▲
Profit (loss) carried forward14€-211-
Amounts payable17/49€16k€10k▼
Amounts payable after more than one year17€1k-
Financial debts170/4€1k-
Amounts payable within one year42/48€15k€10k▼
Current portion of amounts payable after more than one year42€5k€3k▼
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€6k€2k▼
Taxes450/3€6k€2k▼
Income statement
Code20242025
Non-recurring operating income76A-€8k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€7k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€9k€25k▲
Operating profit (loss)9901€-1k€17k▲
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€801€858▲
Recurring financial charges65€801€858▲
Profit (loss) for the period before taxes9903€2k€20k▲
Income taxes67/77€2k€7k▲
Profit (loss) for the period9904€-211€13k▲
Profit (loss) for the period to be appropriated9905€-211€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-211€13k▲
Profit (loss) brought forward from the previous period14P-€-211
Transfer to equity691/2-€13k
To other reserves6921-€13k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
15-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 15 days late
2024
31-12
Financial
Weakest financial yearnet €-211 ▼101%
Net result drops to €-211, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Highest result since 2018net €19k ▲91.7%
Operating result €26k, net result €19k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 6.85
Current ratio from 1.88 to 6.85; short-term debt falls from €78k to €16k.
31-12
Financial
Equity above €100kEq €110k ▲21%
6 profitable years in a row build equity to €110k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 78 days late
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
01-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1 day late
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koolmijnlaan 4563550 Heusden-ZolderGround area
3,060 m²
Building footprint
254 m²
Volume, LiDAR
1,493 m³
Parcel 71065A0363/00F000, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RT INFRA
since 20132.226.790.693
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71065A0363/00F000 | Flanders | 3,060 m² | 1 · 254 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0801.286.217
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RETROBOUW
BE 0831.803.506
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BL GROUP
BE 0666.986.450
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BEVASI INVEST
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D+L MANAGEMENT
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Of 9,695 companies in sector 68121 we hold annual accounts for 7,381. 5,342 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-10-2013
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
68122Development of non-residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.