VUMEDECO
ActiveVUMEDECO has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €12k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 94% of 18207 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+95
Solvency100▲+58
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 10.52 against 2.66 in 2024; short-term debt: 9.5% and cash: 2.9% of total assets), and 9.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 13-11-2025, 13 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 9 filingsDeviation from the deadline
2025
13 d late
2024
51 d early
2023
43 d early
2022
41 d early
2021
41 d early
2020
58 d early
2019
73 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close20-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€32k▲ 65.0%
2024 · €19k
2019: €26k
2020: €27k
2021: €33k
2022: €34k
2023: €34k
2024: €19k
2019 → 2025
Total assets
€35k▼ 68.5%
2024 · €111k
2019: €109k
2020: €104k
2021: €102k
2022: €127k
2023: €132k
2024: €111k
2019 → 2025
Net result
€12k
2024 · €-15k
2019: €3k
2020: €619
2021: €6k
2022: €646
2023: €152
2024: €-15k
2019 → 2025
Working capital
€32k▼ 54.3%
2024 · €69k
2019: €13k
2020: €12k
2021: €18k
2022: €71k
2023: €75k
2024: €69k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€33k-€34k▲ 2.0%€34k▲ 0.5%€19k▼ 43.3%€32k▲ 65.0%
Operating result€8k-€4k▼ 55.2%€3k▼ 21.2%€-13k€13k
Net result€6k-€646▼ 89.9%€152▼ 76.5%€-15k€12k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €13k after a loss of €13k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €35k
Equity
€32k▲ 65.0%
Debt
€3k▼ 96.4%
The debt ratio falls from 82.7% to 9.5%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
90.5%▲
2024 · 17.3%
Current ratio
10.52▲
2024 · 2.66
Quick ratio
10.52▲
2024 · 2.66
Debt / equity
0.11▼
2024 · 4.78
ROE
39.4%▲
2024 · -76.2%
ROA
35.7%▲
2024 · -13.2%
Debt
€3k▼
2024 · €92k
Debt ≤ 1 year
€3k▼
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€111k€35k▼
Current assets29/58€111k€35k▼
Amounts receivable within one year40/41€92k€34k▼
Trade receivables40€10k€22k▲
Other amounts receivable41€82k€12k▼
Cash at bank and in hand54/58€19k€1k▼
Equity and liabilities
Total equity and liabilities10/49€111k€35k▼
Equity10/15€19k€32k▲
Contributions10/11€24k€24k=
Reserves13€13k€13k=
Non-distributable reserves130/1€450€450=
Reserves not available under the articles1311€450€450=
Tax-exempt reserves132€12k€12k=
Profit (loss) carried forward14€-18k€-5k▲
Amounts payable17/49€92k€3k▼
Amounts payable after more than one year17€50k-
Financial debts170/4€50k-
Amounts payable within one year42/48€42k€3k▼
Trade debts44€1k€1k=
Suppliers440/4€1k€1k=
Other amounts payable47/48€41k€2k▼
Income statement
Code20242025
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-20k-
Other operating charges640/8€846€846=
Gross operating margin9900€-32k€13k▲
Operating profit (loss)9901€-13k€13k▲
Financial income75/76B€2k-
Recurring financial income75€3-
Non-recurring financial income76B€2k-
Financial charges65/66B€3k€127▼
Recurring financial charges65€312€127▼
Non-recurring financial charges66B€3k-
Profit (loss) for the period before taxes9903€-14k€12k▲
Income taxes67/77€312-
Profit (loss) for the period9904€-15k€12k▲
Profit (loss) for the period to be appropriated9905€-15k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-5k▲
Profit (loss) brought forward from the previous period14P€-3k€-18k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
13-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
31-03
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
31-03
Financial
Liquidity quadruplescurrent ratio 10.52
Current ratio from 2.66 to 10.52; short-term debt falls from €42k to €3k.
2024
10-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €-15k ▼9714%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
2023
18-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
20-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Liquidity doublescurrent ratio 2.73
Current ratio from 1.29 to 2.73; short-term debt falls from €64k to €41k.
2021
20-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
03-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
18-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenburg · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Slachthuisstraat 158460 OudenburgGround area
111 m²
Building footprint
131 m²
Volume, LiDAR
730 m³
2 parcels, Flanders · tallest building 14.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Vumedeco
since 20162.256.299.578
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71053H1167/00E000 | Flanders | 87 m² | 1 · 87 m² | 14.8 m · 3 fl. |
| 35023B0087/00V004 | Flanders | 24 m² | 1 · 44 m² | 0.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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EVOLI
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Andersom
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Of 426 companies in sector 47553 we hold annual accounts for 169. 110 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded29-05-2015
Fiscal year end31-03
Activities, NACEBEL
47553Retail trade
47593Retail trade
47530Retail trade
47551Retail sale of household furniture
47552Retail sale of lighting equipment
47591Retail trade
47592Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.