HAJP
ActiveSummary
HAJP has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€87,803) and a net result of €8,965. Equity is shrinking by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 7% of 18716 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability73▼-7
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 1.54 against 1.37 in 2024; short-term debt: 65% of total assets), but equity is negative.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-183%
Return on assets
18.7%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 18716 sector peers (2025).
NBB · sector comparisonPosition among 18716 sector peers
Solvency
better than 7%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-04-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
22 d early
2023
32 d early
2022
30 d early
2021
30 d early
2020
2 d early
2019
7 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 19 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 31 March (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
-€87,803▲ 9.3%
2024 · -€96,768
Total assets
€47,984▲ 6.6%
2024 · €45,019
Net result
€8,965▲ 16.2%
2024 · €7,715
Working capital
€16,797▲ 38.0%
2024 · €12,168
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€6,201▲ 77.4%€8,995€980▼ 89.1%€10,566▲ 978%€12,267▲ 16.1%
Net result-€10,540below the sector's middle half▲ 66.6%€6,651within the sector's middle half-€1,301within the sector's middle half€7,715within the sector's middle half€8,965within the sector's middle half▲ 16.2%
Equity-€109,833below the sector's middle half▼ 10.6%-€103,182below the sector's middle half▲ 6.1%-€104,483below the sector's middle half▼ 1.3%-€96,768below the sector's middle half▲ 7.4%-€87,803below the sector's middle half▲ 9.3%
Total assets€59,490below the sector's middle half▼ 5.0%€51,996below the sector's middle half▼ 12.6%€42,397below the sector's middle half▼ 18.5%€45,019below the sector's middle half▲ 6.2%€47,984below the sector's middle half▲ 6.6%
Debt€169,323▲ 4.6%€155,178▼ 8.4%€146,880▼ 5.3%€141,787▼ 3.5%€135,787▼ 4.2%
Working capital€10,725within the sector's middle half▲ 834%€8,174within the sector's middle half▼ 23.8%€12,448within the sector's middle half▲ 52.3%€12,168within the sector's middle half▼ 2.2%€16,797within the sector's middle half▲ 38.0%
Solvency-184.6%below the sector's middle half▼ 26.0pp-198.4%below the sector's middle half▼ 13.8pp-246.4%below the sector's middle half▼ 48.0pp-214.9%below the sector's middle half▲ 31.5pp-183.0%below the sector's middle half▲ 32.0pp
Current ratio1.31within the sector's middle half▲ 0.291.23within the sector's middle half▼ 0.081.46within the sector's middle half▲ 0.231.37within the sector's middle half▼ 0.091.54within the sector's middle half▲ 0.17
Return on assets (ROA)-17.7%below the sector's middle half▲ 32.7pp12.8%above the sector's middle half▲ 30.5pp-3.1%within the sector's middle half▼ 15.9pp17.1%above the sector's middle half▲ 20.2pp18.7%above the sector's middle half▲ 1.5pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 16% above 2024 and is the highest result in the available series.
Key figures and ratios
EBITDA
€12,324▼
2024 · €13,592
Cash flow
€9,022▼
2024 · €10,741
Quick ratio
0.07▲
2024 · 0.05
Debt to equity
-1.55▼
2024 · -1.47
Interest coverage
3.73▼
2024 · 4.77
Debt ≤ 1 year
€31,188▼
2024 · €32,794
Debt > 1 year
€104,599▼
2024 · €108,993
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,632 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 92% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a profit of 5% of the balance sheet or more
2.9%
went bankrupt
4.8%
stopped otherwise
92%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,632 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,685 | €5,741 | €5,741 | €3,026 | €57 | ▼ 98.1% |
| Other operating charges640/8 | - | €695 | €819 | €775 | €866 | ▲ 11.8% |
| Gross operating margin9900 | €488 | €15,431 | €7,541 | €14,367 | €13,190 | ▼ 8.2% |
| Operating profit (loss)9901 | -€6,201 | €8,995 | €980 | €10,566 | €12,267 | ▲ 16.1% |
| Financial income75/76B | - | €145 | €14 | - | - | - |
| Recurring financial income75 | €1 | €145 | €14 | - | - | - |
| Financial charges65/66B | - | €2,489 | €2,296 | €2,851 | €3,302 | ▲ 15.8% |
| Recurring financial charges65 | €4,227 | €2,489 | €2,296 | €2,851 | €3,302 | ▲ 15.8% |
| Profit (loss) for the period before taxes9903 | -€10,427 | €6,651 | -€1,301 | €7,715 | €8,965 | ▲ 16.2% |
| Income taxes67/77 | €112 | - | - | - | - | - |
| Profit (loss) for the period9904 | -€10,540 | €6,651 | -€1,301 | €7,715 | €8,965 | ▲ 16.2% |
| Profit (loss) for the period to be appropriated9905 | -€10,540 | €6,651 | -€1,301 | €7,715 | €8,965 | ▲ 16.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €59,490 | €51,996 | €42,397 | €45,019 | €47,984 | ▲ 6.6% |
| Fixed assets21/28 | €14,565 | €8,824 | €3,082 | €57 | €0 | ▼ 100% |
| Tangible fixed assets22/27 | €14,565 | €8,824 | €3,082 | €57 | €0 | ▼ 100% |
| Plant, machinery and equipment23 | - | €8,147 | €2,716 | €0 | €0 | - |
| Furniture and vehicles24 | - | €676 | €367 | €57 | €0 | ▼ 100% |
| Current assets29/58 | €44,925 | €43,172 | €39,315 | €44,962 | €47,984 | ▲ 6.7% |
| Stocks and contracts in progress3 | €37,762 | €39,586 | €36,661 | €43,310 | €45,865 | ▲ 5.9% |
| Stocks30/36 | - | €39,586 | €36,661 | €43,310 | €45,865 | ▲ 5.9% |
| Amounts receivable within one year40/41 | €310 | €528 | €689 | €1,652 | €2,119 | ▲ 28.3% |
| Trade receivables40 | - | €528 | €689 | €1,652 | €2,119 | ▲ 28.3% |
| Cash at bank and in hand54/58 | €6,563 | €3,058 | €1,965 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €59,490 | €51,996 | €42,397 | €45,019 | €47,984 | ▲ 6.6% |
| Equity10/15 | -€109,833 | -€103,182 | -€104,483 | -€96,768 | -€87,803 | ▲ 9.3% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | -€128,433 | -€121,782 | -€123,083 | -€115,368 | -€106,403 | ▲ 7.8% |
| Amounts payable17/49 | €169,323 | €155,178 | €146,880 | €141,787 | €135,787 | ▼ 4.2% |
| Amounts payable after more than one year17 | €135,123 | €120,179 | €119,005 | €108,993 | €104,599 | ▼ 4.0% |
| Financial debts170/4 | - | €120,179 | €119,005 | €108,993 | €104,599 | ▼ 4.0% |
| Amounts payable within one year42/48 | €34,200 | €34,999 | €26,867 | €32,794 | €31,188 | ▼ 4.9% |
| Current portion of amounts payable after more than one year42 | - | €14,377 | €7,365 | €9,182 | €4,394 | ▼ 52.1% |
| Financial debts43 | - | - | - | €3,032 | €8,649 | ▲ 185% |
| Credit institutions430/8 | - | - | - | €3,032 | €8,649 | ▲ 185% |
| Trade debts44 | €14,673 | €12,697 | €9,381 | €14,115 | €4,328 | ▼ 69.3% |
| Suppliers440/4 | - | €12,697 | €9,381 | €14,115 | €4,328 | ▼ 69.3% |
| Taxes, remuneration and social security45 | - | €3,434 | €3,846 | €4,135 | €2,307 | ▼ 44.2% |
| Taxes450/3 | - | €3,434 | €3,846 | €4,135 | €2,307 | ▼ 44.2% |
| Other amounts payable47/48 | - | €4,491 | €6,275 | €2,330 | €11,511 | ▲ 394% |
| Accrued charges and deferred income492/3 | - | - | €1,008 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€10,540 | €6,651 | -€1,301 | €7,715 | €8,965 | ▲ 16.2% |
| + Depreciation and write-downs630 | €5,685 | €5,741 | €5,741 | €3,026 | €57 | ▼ 98.1% |
| Operating cash flow (approximation) | -€4,855 | €12,392 | €4,440 | €10,741 | €9,022 | ▼ 16.0% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€3,505 | -€1,093 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €8,965 ▲16.2%
Operating result €12,267, net result €8,965, both a record.
08-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €7,715
Net result €7,715 after one loss-making year.
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €6,651
Net result €6,651 after 4 loss-making years.
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet -€31,576
Net result drops to -€31,576, the lowest in the series; recovery starts the following year.
23-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2014
Ground area
451 m²
Building footprint
105 m²
Volume, LiDAR
1,263 m³
Parcel 44011B0106/00L000, Flanders · tallest building 16.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
HAJP
since 20142.228.787.113
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44011B0106/00L000 | Flanders | 451 m² | 1 · 104 m² | 16.2 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 426 companies in sector 47553 we hold annual accounts for 169. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-03-2014
Fiscal year end30-09
Activities, NACEBEL 2025
47553Retail trade
46150Agents in the wholesale of furniture, household goods and hardware
47761Retail sale of flowers, plants, seeds and fertilisers
Contact
Website
www.hajp.beDeinze
E-mail
Info@hajp.beDeinze
E-invoicing
Reachable via Peppol
Peppol ID
0208:0548793336
Also
9925:BE0548793336
Registered
24-11-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.