Losses
-€5,462 in two years
The 2025 and 2026 financial years closed with a loss. 2026 was the heaviest.
Vuch-e
Overview
Lifetime
5 annual accounts with figures on one time axispeak €18,290 (2023)
-€638▼ €979
lowest -€4,432 (2022)
-€3,658▼ €1,854
peak €21,319 (2024)
€15,857▼ 18.7%
€8,173▲ 25×
Board1 name since 2020
1 director
Documentsfilings and deeds
12-10-202619 days before the deadline
2026micro format
Gross margin from €341 to -€638Loss of €3,658Registered office moved to Keerbergen 22-04Equity from €19,515 to €15,857Debts from €322 to €8,173
Key points
from the 2026 annual accountsInvestments
€2,500 1.8 × depreciation
Green is investment, beige is depreciation. Machinery stands 51.0% higher than in 2025.
Liquidity
2.64 was 55.01 in 2025
Short-term debts rose from €322 to €7,898.
Turnover not published (micro format)
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 3,591 companies had the same profile as Vuch-e has now. Each dot stands for 9 companies, two years later.
87.4%
were still trading
9.4%
stopped another way
3.0%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,591 companies, not a prediction for Vuch-e. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered office moved to Keerbergen
New registered office: Haachtsebaan 182 bus B, 3140 Keerbergen · Board meeting of 12-03-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0748826538
First establishment
Haachtsebaan 182b, Keerbergen
Incorporation
Founding capital of €3,000 · Founder: · Appointment: (director) · published on 24-06-2020 · Gazette deed
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as Vuch-e: other non-specialised retail sale (NACE 47120). They are comparable in size and age: total assets between €18,500 and €33,600, founded between 2019 and 2021.
Official details
Source: KBO- Status
- Active since 22-06-2020Normal situation
- Activity
- Other non-specialised retail saleNACE 47120and 2 others
- Establishment unit
- 2.304.001.9033140 Keerbergen, since 01-07-2020
- Financial year end
- 31 March
- Peppol
- Reachable since 19-12-2024
Annual accounts to 31-03-2026
- -€638
- €3,658▲ 103%
- €15,857▼ 18.7%
- €24,031▲ 21.1%
- Filing
- Filed on 12-10-2026, 19 days before the end of the filing period
Insights on Vuch-e
Vuch-e files the micro format. That format states no turnover. The gross margin rose from -€3,075 in 2022 to -€638 in 2026.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2026
micro format, filed on 12-10-2026, 19 days before the deadline-€638
▼ €979
-€3,517
▼ €1,805
-€3,658
▼ €1,854
€12,918
▼ 25.7%
66.0%
▼ 32.4 percentage points
2.64
▼ 52.37
Turnover and EBIT margin are not published. The micro format does not require them.
Balance sheet
balance sheet total €24,031 on 31-03-2026What the company ownsHow it is paid for
in euro
in euro
Position in the sector
66.0%
Higher than 95% of 22,939 companies in 2025.
2.64
Higher than 95% of 22,068 companies in 2025.
-15.2%
Higher than 18% of 22,218 companies in 2025.
Vuch-e
Middle half of the sector
80% of the sector
Micro accounts in retail trade (NACE 47)
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||
20/58 |
24,031 | 19,837 | 25,104 | 25,176 | 10,771 | |
21/28 |
3,214 | 2,128 | 3,731 | 5,333 | 5,897 | |
22/27 |
3,214 | 2,128 | 3,731 | 5,333 | 5,897 | |
23 |
3,214 | 2,128 | 3,731 | 5,333 | 5,897 | |
29/58 |
20,816 | 17,709 | 21,374 | 19,843 | 4,874 | |
3 |
1,665 | - | - | - | - | |
30/36 |
1,665 | - | - | - | - | |
40/41 |
3,138 | 175 | 925 | 730 | 137 | |
40 |
3,138 | 0 | 925 | 730 | 137 | |
41 |
0 | 175 | - | - | - | |
54/58 |
15,184 | 17,534 | 20,449 | 19,113 | 4,729 | |
490/1 |
829 | - | - | - | 8 | |
| Balance sheet: equity and liabilities | ||||||
10/49 |
24,031 | 19,837 | 25,104 | 25,176 | 10,771 | |
10/15 |
15,857 | 19,515 | 21,319 | 12,569 | -1,432 | |
10/11 |
3,000 | 3,000 | 3,000 | 3,000 | 3,000 | |
13 |
12,857 | 16,515 | 18,319 | 9,569 | - | |
133 |
12,857 | 16,515 | 18,319 | 9,569 | - | |
14 |
- | - | - | - | -4,432 | |
17/49 |
8,173 | 322 | 3,785 | 12,607 | 12,204 | |
42/48 |
7,898 | 322 | 3,785 | 11,647 | 7,824 | |
44 |
2,613 | - | 0 | 13 | - | |
440/4 |
2,613 | - | 0 | 13 | - | |
45 |
4,618 | 0 | 3,463 | 3,799 | 404 | |
450/3 |
4,618 | 0 | 3,463 | 3,799 | 404 | |
47/48 |
667 | 322 | 322 | 7,835 | 7,420 | |
492/3 |
275 | - | 0 | 960 | 4,380 | |
| Income statement | ||||||
9900 |
-638 | 341 | 13,136 | 18,290 | -3,075 | |
630 |
1,414 | 1,602 | 1,602 | 1,514 | 532 | |
640/8 |
465 | 451 | 448 | 57 | 592 | |
66A |
1,000 | - | - | - | - | |
9901 |
-3,517 | -1,712 | 11,086 | 16,720 | -4,199 | |
75/76B |
29 | 0 | 0 | 0 | 0 | |
75 |
29 | 0 | 0 | 0 | 0 | |
65/66B |
170 | 92 | 85 | 89 | 233 | |
65 |
170 | 92 | 85 | 89 | 233 | |
9903 |
-3,658 | -1,804 | 11,001 | 16,631 | -4,432 | |
67/77 |
- | 0 | 2,251 | 2,630 | - | |
9904 |
-3,658 | -1,804 | 8,750 | 14,001 | -4,432 | |
9905 |
-3,658 | -1,804 | 8,750 | 14,001 | -4,432 | |
| Appropriation of the result | ||||||
9906 |
-3,658 | -1,804 | 8,750 | 9,569 | -4,432 | |
14P |
- | - | 0 | -4,432 | - | |
791/2 |
3,658 | 1,804 | - | - | - | |
691/2 |
- | 0 | 8,750 | 9,569 | - | |
6921 |
- | 0 | 8,750 | 9,569 | - | |
| Document | ||||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2026 at the NBB, filed on 12-10-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-03-2026 | micro format | 12-10-2026 | 2026-00553753 | |
| 31-03-2025 | micro format | 17-09-2025 | 2025-00497190 | |
| 31-03-2024 | micro format | 07-10-2024 | 2024-00502733 | |
| 31-03-2023 | micro format | 04-10-2023 | 2023-00474113 | |
| 31-03-2022 | micro format | 28-10-2022 | 2022-20486399 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|---|
| -2,103 | -110 | 12,688 | 18,233 | -3,667 | ||
| -2,244 | -202 | 10,352 | 15,515 | -3,900 | ||
| 2,500 | 0 | 0 | 949 | 6,430 | ||
| -2,351 | -2,914 | 1,335 | 14,385 | - | ||
| 12,918 | 17,387 | 17,589 | 8,196 | -2,950 | ||
| 66.0% | 98.4% | 84.9% | 49.9% | -13.3% | ||
| 2.64 | 55.01 | 5.65 | 1.70 | 0.62 | ||
| 2.42 | 55.01 | 5.65 | 1.70 | 0.62 | ||
| 0.52 | 0.02 | 0.18 | 1.00 | - | ||
| -23.1% | -9.2% | 41.0% | 111.4% | - | ||
| -15.2% | -9.1% | 34.9% | 55.6% | -41.2% | ||
| -12.39 | -1.20 | over 100 | over 100 | -15.72 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 31-03-2026 | 31-03-2025 | 31-03-2024 | 31-03-2023 | 31-03-2022 |
|---|---|---|---|---|---|
| Tangible fixed assets | €2,500 | - | - | €949 | €6,430 |
| €1,414 | €1,602 | €1,602 | €1,514 | €532 |
Source: notes to the 2022 to 2026 annual accounts (statement of fixed assets)
Insights on Vuch-e
The operating result for 2026 is a loss of €3,517, larger than the loss of €1,712 in 2025. It is the lowest result since 2022.
Debt's share of the balance-sheet total rises from 1.6% to 34.0%. Equity is lower and debt is higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 24-06-2020
term without a fixed end
listed in the 2026 annual accounts, filed on 12-10-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 24-06-2020
Mandates through the years
1 name, the dashed line is todayDirector (not named in the articles)
Board
Mandates as a list
-
- Director (not named in the articles), appointed by deed of 24-06-2020, still in office
Control
Founder
This company
Vuch-e
Equity €15,857
Loss €3,658 in 2026
Capital
- Contribution
- €3,000
- Source
- deed of 24-06-2020
Articles of association
deed of 24-06-2020 (in Dutch)- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of September at 20:00
Founder
At incorporation
deed of 24-06-2020 ↗
- sole founder · 100% at incorporation
Network & group
No group
Vuch-e has no parent and no holdings in its annual accounts. is the only director. Vuch-e shares no director with another company.
Timeline
Timeline
13 events since 2020Filings
Financial
Establishments
Address
2020202220242026
Deadline for the 2027 accounts: 31-10-2027
2026
Annual accounts 2026 filed NBBmicro format · 19 days before the deadline
Registered office moved to KeerbergenNew registered office: Haachtsebaan 182 bus B, 3140 Keerbergen · Board meeting of 12-03-20262 points ▸
- Board meeting, 12-03-2026
- Registered-office move, Haachtsebaan 182 bus B, 3140 Keerbergen
- The deed holds 1 more point.
2025
Annual accounts 2025 filed PDFmicro format · 44 days before the deadline
Liquidity more than 9 times current ratio 55.01 The current ratio rises from 5.65 to 55.01. Short-term debt falls from €3,785 to €322.
2024
Registered in the Peppol Directory Reachable for e-invoices through 0208:0748826538
Annual accounts 2024 filed PDFmicro format · 24 days before the deadline
Liquidity more than triples current ratio 5.65 The current ratio rises from 1.70 to 5.65. Short-term debt falls from €11,647 to €3,785.
2023
Annual accounts 2023 filed PDFmicro format · 27 days before the deadline
Back to profit net €14,001 The net result is €14,001, after one loss-making year.
Liquidity more than doubled current ratio 1.70 The current ratio rises from 0.62 to 1.70.
2022
Annual accounts 2022 filed PDFmicro format · 3 days before the deadline
2020
First establishment Haachtsebaan 182b, Keerbergen
IncorporationFounding capital of €3,000 · Founder: · Appointment: (director) · published on 24-06-20203 points ▸
- Founder,
- Founding capital, €3,000
- Director appointment, (director (not named in the articles))
- The deed holds 1 more point.
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Vuch-e was incorporated on 22 June 2020 as a private limited company by one natural person, with a starting capital of €3,000.12 The registered office was moved to Keerbergen in 2026.3 is director of the company, appointed by deed of 24-06-2020.2 Total assets rose from €10,771 in 2022 to €24,031 in 2026.4
Company details
Identity
- Enterprise number
- 0748.826.538
- VAT number
- BE 0748.826.538
- Peppol ID
- 0208:0748826538
- Other Peppol ID
- 9925:BE0748826538
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 22-06-2020
- Financial year
- ends on 31 March
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of September at 20:00deed of 24-06-2020 (in Dutch)
- Peppol
- Reachable since 19-12-2024Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Vuch-e in Dutch
- Entity type
- Legal entity
Activities
NACEBEL 202547120
Other non-specialised retail sale main activity
Codes under NACEBEL 2008
47910
Retail trade main activity
82990
Other business support services
90021
Arts creation and performing arts activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Vervaardiging van bier (11.050); Vervaardiging van frisdranken; productie van mineraalwater en ander gebotteld water (11.070); Plaatsen van…”deed of 24-06-2020 (in Dutch)
84 activities
- Vervaardiging van bier (11.050)
- Vervaardiging van frisdranken; productie van mineraalwater en ander gebotteld water (11.070)
- Plaatsen van behang en vloerbedekking en wandbekleding van andere materialen (43.333)
- Schilderen van gebouwen (43.341)
- Detailhandel in huishoudtextiel en beddengoed in gespecialiseerde winkels (47.512)
- Detailhandel in overig textiel in gespecialiseerde winkels (47.519)
- Detailhandel in kranten en kantoorbehoeften in gespecialiseerde winkels (47.620)
- Detailhandel in sport- en kampeerartikelen in gespecialiseerde winkels (47.640)
- Detailhandel in spellen en speelgoed in gespecialiseerde winkels (47.650)
- Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kleding- accessoires in gespecialiseerde winkels (algemeen assortiment) (47.716)
- Detailhandel in lederwaren en reisartikelen in gespecialiseerde winkels (47.722)
- Detailhandel in cosmetica en toiletartikelen in gespecialiseerde winkels (47.750)
- Detailhandel in huisdieren, voedsel voor huisdieren en benodigdheden daarvoor in gespecialiseerde winkels (47.762)
- Detailhandel in drogisterijartikelen en onderhoudsproducten in gespecialiseerde winkels (47.784)
- Detailhandel in babyartikelen (algemeen assortiment) (47.788)
- Overige detailhandel in nieuwe artikelen in gespecialiseerde winkels, n.e.g. (47.789)
- Markt- en straathandel in voedings- en genotmiddelen (47.810)
- Markt- en straathandel in andere artikelen (47.890)
- Detailhandel via postorderbedrijven of via internet (47.910)
- Overige detailhandel, niet in winkels en exclusief markt- en straathandel (47.990)
- Overige posterijen en koeriers (53.200)
- Eetgelegenheden met beperkte bediening (56.102)
- Catering (56.210)
- Cafes en bars (56.301)
- Andere drinkgelegenheden (56.309)
- Productie van films, m.u.v. bioscoop- en televisiefilms (59.113)
- Activiteiten in verband met films en video- en televisieprogramma's na de productie (59.113)
- Vertoning van films (59.140)
- Ontwerpen en programmeren van computerprogramma's (62.010)
- Computerconsultancy-activiteiten (62.020)
- Overige diensten op het gebied van informatietechnologie en computer (62.090)
- Gegevensverwerking, webhosting en aanverwante activiteiten (63.110)
- Adviesbureaus op het gebied van public relations en communicatie (70.210)
- Reclamebureaus (73.110)
- Mediarepresentatie (73.120)
- Markt- en opinieonderzoekbureaus (73.200)
- Ontwerpen van textielpatronen, kleding, juwelen, meubels en decoratieartikelen 74.101)
- Activiteiten van grafische designers (74.103)
- Activiteiten van fotografen, met uitzondering van persfotografen (74.201)
- Overige fotografische activiteiten (74.209)
- Activiteiten van managers van artiesten, sportlui en overige bekende personaliteiten (74.901)
- Verhuur en lease van personenauto's en lichte bestelwagens (< 3,5 ton) (77.110)
- Verhuur en lease van sport- en recreatieartikelen (77.210)
- Verhuur en lease van televisietoestellen en andere audio- en videoapparatuur (77.292)
- Verhuur en lease van vaat- en glaswerk, keuken- en tafelgerei, elektrische huishoud- apparaten en andere huishoudelijke benodigdheden (77.293)
- Verhuur en lease van textiel, kleding, sieraden en schoeisel (77.294)
- Verhuur en lease van bloemen en planten (77.296)
- Verhuur en lease van andere consumentenartikelen, n.e.g. (77.299)
- Verhuur en lease van kantoormachines, inclusief computers (77.330)
- Verhuur en lease van tenten (77.392)
- Verhuur en lease van caravans en motorhomes (77.393)
- Verhuur en lease van woon- en bureelcontainers en dergelijke accommodatie (77.394)
- Verhuur en lease van andere machines en werktuigen en andere materiele goederen (77.399)
- Arbeidsbemiddeling (78.100)
- Uitzendbureaus (78.200)
- Reisorganisatoren (79.120)
- Overige reserveringsactiviteiten (79.909)
- Organisatie van congressen en beurzen (82.300)
- Verpakkingsbedrijven (82.920)
- Overige zakelijke dienstverlening, n.e.g. (82.990)
- Beoefening van uitvoerende kunsten door zelfstandig werkende artiesten (90.011)
- Promotie en organisatie van uitvoerende kunstevenementen (90.021)
- Beoefening van uitvoerende kunsten door artistieke ensembles (90.012)
- Ontwerp en bouw van podia (90.022)
- Gespecialiseerde beeld-, verlichtings- en geluidstechnieken (90.023)
- Overige ondersteunende activiteiten voor de uitvoerende kunsten (90.029)
- Exploitatie van schouwburgen, concertzalen en dergelijke (90.041)
- Exploitatie van culturele centra en multifunctionele zalen ten behoeve van culturele activiteiten (90.042)
- Exploitatie van sportaccommodaties (93.110)
- Activiteiten van overige sportclubs (93.129)
- Overige sportactiviteiten, n.e.g. (93.199)
- Overige recreatie- en ontspanningsactiviteiten, n.e.g. (93.299)
- Reparatie van communicatieapparatuur (95.120)
- Reparatie van consumentenelektronica (95.210)
- Reparatie van huishoudapparaten en van werktuigen voor gebruik in huis en tuin (95.220)
- Reparatie van andere consumentenartikelen (95.290)
- Contactbemiddelingsbureaus en dergelijke (96.091)
- Het aan- en verkopen, huren en verhuren, oprichten en laten oprichten, beheren en renoveren van onroerende goederen voor eigen beheer
- Het aanhouden van zakelijke rechten
- Het beheer van eigen roerende beleggingen en vermogens
- Het verwerven (op eender welke wijze) en/of aanhouden van participaties in bestaande en/of nog op te richten ondernemingen; het beheren, valoriseren, en te gelde maken van deze participaties
- Het uitoefenen van een bestuursmandaat of mandaat van vereffenaar in andere ondernemingen
- Het verlenen van managementprestaties en het vervullen van interim-opdrachten
- Het deelnemen aan het toezicht op ondernemingen
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Haachtsebaan 182 registered office 3140 Keerbergen | ||
| Haachtsebaan 182b 3140 Keerbergen | 01-07-2020 | 2.304.001.903 |
Buildings and parcels at the addresses
- Ground area
- 1,653 m²
- Buildings
- 390 m²
- Volume, LiDAR
- 1,112 m³
- Tallest building
- 7.5 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 24472G0323/00E002 | 1,003 m² | 1 · 215 m² | 7.5 m · 2 |
| 24472G0323/00D002 | 650 m² | 1 · 175 m² | 7.3 m · 2 |