Financials
- Fiscal year
- 2025
- Total assets
- €26,687
- Loss
- -€880
- Solvency
- 75.4%
Total assets▲ 4.1%
Net result
20212025
MINILABEL
ActiveSummary
The computed 12-month bankruptcy probability of MINILABEL is 1.7% (moderate). The 2025 annual accounts show equity of €20,116 and a net result of -€880. Equity is shrinking by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 84% of 20110 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Other non-specialised retail sale
NACE 47120Intermediation services for non-specialised retail NACE 47910
1 site
Size
€26,687total assets 2025
- Equity
- €20,116
- Loss
- -€880
Turnover not published (abridged schema)
Structure
Accounts filed 26 d late0 of 2 deeds read
Why 55- Founded in 2020- 1 change of registered office in 24 months- Size: total assets €26,687+ Figures for FY 2025 (filed 26-08-2026)Show the evidence
Checked score
Score 2025
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 47% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
100=
equity 75.4% of total assets
Liquidity
47-15
short-term debt 24.6% · cash 4.9%
Profitability
15-12
return on assets -3.3%
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 16 months
07-2025: 1.0%
08-2025: 1.0%● 0.0% vs 07-2025
09-2025: 1.0%● 0.0% vs 08-2025
10-2025: 1.0%● 0.0% vs 09-2025
11-2025: 1.0%▼ -0.9% vs 10-2025
12-2025: 1.0%▼ -1.5% vs 11-2025
01-2026: 1.0%▲ +2.9% vs 12-2025
02-2026: 1.0%▼ -4.0% vs 01-2026lowest value
03-2026: 1.0%▲ +2.8% vs 02-2026
04-2026: 1.1%▲ +10.0% vs 03-2026
05-2026: 1.5%▲ +28.4% vs 04-2026
06-2026: 1.4%▼ -0.2% vs 05-2026
07-2026: 1.4%▲ +0.1% vs 06-2026
08-2026: 2.1%▲ +47.9% vs 07-2026highest value
09-2026: 1.7%▼ -20.8% vs 08-2026
10-2026: 1.7%▼ -2.6% vs 09-2026
- Founded in 2020 raises the probability for this profile
- 1 change of registered office in 24 months raises the probability
- Figures for FY 2025 (filed 26-08-2026) lowers the probability
- Size: total assets €26,687 raises the probability for this profile
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 4.05 against 5.4 in 2024; short-term debt: 24.6% and cash: 4.9% of total assets), and 24.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 92%, liquidity 46%, profitability 19%, growth against the median 32%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
26 d late
2024
38 d early
2023
27 d late
2022
25 d early
2021
12 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average on the deadline day; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 August (4 of the last 5 filed years within 37 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 7
- Since
- 2022
- Next accounts
- by 31-07-2027
- 26-08-2026Annual accounts filed
- 23-06-2025Annual accounts filed
- 27-08-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other non-specialised retail saleNACE 47120
- Founded
- 30-10-2020
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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