Vubiquity
ActiveVubiquity has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €697k and a net result of €162k. Equity is shrinking by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 71% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability91▲+91
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 4.3 against 18.77 in 2023; short-term debt: 22.9% and cash: 70.4% of total assets), and 23.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
76.2%
Return on assets
17.7%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
54 d early
2019
90 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€697k▼ 21.8%
2023 · €891k
2018: €1.14M
2019: €1.43M
2020: €1.46M
2021: €1.21M
2022: €1.03M
2023: €891k
2018 → 2024
Total assets
€915k▼ 3.5%
2023 · €949k
2018: €2.29M
2019: €2.61M
2020: €2.18M
2021: €1.42M
2022: €1.19M
2023: €949k
2018 → 2024
Net result
€162k
2023 · €-139k
2018: €236k
2019: €289k
2020: €24k
2021: €252k
2022: €-182k
2023: €-139k
2018 → 2024
Working capital
€691k▼ 22.8%
2023 · €894k
2018: €857k
2019: €1.15M
2020: €1.18M
2021: €1.26M
2022: €1.04M
2023: €894k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.46M-€1.21M▼ 16.9%€1.03M▼ 15.0%€891k▼ 13.5%€697k▼ 21.8%
Operating result€45k-€348k▲ 681%€-190k€-143k▲ 25.0%€183k
Net result€24k-€252k▲ 955%€-182k€-139k▲ 23.7%€162k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €183k after a loss of €143k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €915k
Fixed assets
€15k▲ 238%
Current assets
€900k▼ 4.7%
Equity and liabilities €915k
Equity
€697k▼ 21.8%
Debt
€218k▲ 279%
The debt ratio rises from 6.1% to 23.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€186k▲
2023 · €-141k
Cash flow
€165k▲
2023 · €-137k
Solvency
76.2%▼
2023 · 93.9%
Current ratio
4.30▼
2023 · 18.77
Quick ratio
3.58▼
2023 · 6.09
Debt / equity
0.31▲
2023 · 0.06
ROE
23.2%▲
2023 · -15.5%
ROA
17.7%▲
2023 · -14.6%
Interest coverage
15.01▲
2023 · -56.25
Debt
€218k▲
2023 · €58k
Debt ≤ 1 year
€209k▲
2023 · €50k
Income taxes
€17k▲
2023 · €541
Staff costs
€39k▼
2023 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€949k€915k▼
Fixed assets21/28€5k€15k▲
Tangible fixed assets22/27€5k€10k▲
Plant, machinery and equipment23€1k€190▼
Furniture and vehicles24€3k€6k▲
Other tangible fixed assets26-€4k
Financial fixed assets28-€6k
Current assets29/58€944k€900k▼
Amounts receivable after more than one year29€210k-
Other amounts receivable291€210k-
Stocks and contracts in progress3€638k€151k▼
Stocks30/36€638k€151k▼
Amounts receivable within one year40/41€81k€99k▲
Trade receivables40€66k€98k▲
Other amounts receivable41€15k€1k▼
Cash at bank and in hand54/58€14k€645k▲
Deferred charges and accrued income490/1€2k€6k▲
Equity and liabilities
Total equity and liabilities10/49€949k€915k▼
Equity10/15€891k€697k▼
Contributions10/11€12k€12k=
Reserves13€879k€685k▼
Tax-exempt reserves132€19k€19k=
Distributable reserves133€860k€666k▼
Amounts payable17/49€58k€218k▲
Amounts payable within one year42/48€50k€209k▲
Financial debts43€1k€5k▲
Credit institutions430/8€1k€5k▲
Trade debts44€42k€62k▲
Suppliers440/4€42k€62k▲
Taxes, remuneration and social security45€6k€44k▲
Taxes450/3€3k€36k▲
Remuneration and social security454/9€3k€8k▲
Other amounts payable47/48€1k€98k▲
Accrued charges and deferred income492/3€7k€9k▲
Income statement
Code20232024
Non-recurring operating income76A€145k€14k▼
Remuneration, social security and pensions62€39k€39k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k▲
Other operating charges640/8€4k€5k▲
Gross operating margin9900€-98k€229k▲
Operating profit (loss)9901€-143k€183k▲
Financial income75/76B€7k€8k▲
Recurring financial income75€7k€8k▲
Financial charges65/66B€3k€12k▲
Recurring financial charges65€3k€12k▲
Profit (loss) for the period before taxes9903€-138k€179k▲
Income taxes67/77€541€17k▲
Profit (loss) for the period9904€-139k€162k▲
Profit (loss) for the period to be appropriated9905€-139k€162k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-68k€162k▲
Profit (loss) brought forward from the previous period14P€71k-
Transfer from equity791/2€68k€356k▲
Transfer to equity691/2-€162k
To other reserves6921-€162k
Profit to be distributed694/7-€356k
Return on contributions (dividend)694-€356k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Back to profitnet €162k
Net result €162k after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 18.77
Current ratio from 8.39 to 18.77; short-term debt falls from €141k to €50k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-182k ▼172%
Net result drops to €-182k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Liquidity doublescurrent ratio 5.60
Current ratio from 2.73 to 5.60; short-term debt falls from €664k to €257k.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
31-12
Financial
Highest result since 2018net €289k ▲22.3%
Net result €289k, the highest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudenaardseheerweg 1299810 Nazareth-De PinteGround area
1,091 m²
Building footprint
330 m²
Volume, LiDAR
1,093 m³
Parcel 44048E0118/00P000, Flanders · tallest building 4.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Vubiquity
since 20092.176.382.268
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44048E0118/00P000 | Flanders | 1,091 m² | 1 · 330 m² | 4.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600P8WJNI0OR87T96
Similar companies · same sector, comparable size
THERMINVEST
BE 0473.986.837
Sint-Jans-Molenbeek · Eq €697k
R.S.K. IMMO
BE 0479.803.372
Veurne · Eq €697k
Charlou
BE 0668.734.628
Lendelede · Eq €697k
Hearts Kitchen
BE 0760.469.409
Oudsbergen · Eq €697k
THOMI
BE 0703.916.627
Oupeye · Eq €697k
Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 31,607 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-02-2009
Fiscal year end31-12
Activities, NACEBEL
01430Raising of horses and other equines
70200Business and other management consultancy
70220Business consulting
46232Wholesale trade
93127Equestrian clubs
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.