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SKIP FORWARD

Active
Private limited companyfounded 200818 yrs activeVermorgenstraat 13, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 0806.246.677
Summary

SKIP FORWARD has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €286k and a net result of €38k. Equity is growing by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 31% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability74▼-4
Solvency56▼-44
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity short (current ratio 0.62 against 4.17 in 2024; short-term debt: 69.3% and cash: 5% of total assets), and 69.3% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 18 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
30.7%
Return on assets
4.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
5 d late
2023
18 d early
2022
28 d early
2021
30 d early
2020
96 d early
2019
29 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 9 September 2008, SKIP FORWARD was incorporated.1 Total assets went from EUR 327,012 in 2018 to EUR 929,466 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€286k▲ 1.5%
2024 · €281k
Total assets
€929k▲ 149%
2024 · €373k
Net result
€38k▲ 46.7%
2024 · €26k
Working capital
€-247k
2024 · €265k
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€5k▼ 55.7%€18k▲ 264%€18k▲ 4.7%€-1k€10k
Net result€32k▼ 5.8%€42k▲ 31.0%€35k▼ 16.2%€26k▼ 25.9%€38k▲ 46.7%
Equity€252k▲ 14.6%€282k▲ 12.0%€278k▼ 1.6%€281k▲ 1.3%€286k▲ 1.5%
Total assets€369k▼ 2.7%€357k▼ 3.3%€360k▲ 0.7%€373k▲ 3.8%€929k▲ 149%
Debt€117k▼ 26.5%€75k▼ 36.2%€82k▲ 9.4%€92k▲ 12.2%€644k▲ 602%
Working capital€187k▲ 15.0%€223k▲ 19.4%€240k▲ 7.3%€265k▲ 10.5%€-247k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40kOperating result 2021: €5k€5kNet result 2021: €32k€32kOperating result 2022: €18k€18kNet result 2022: €42k€42kOperating result 2023: €18k€18kNet result 2023: €35k€35kOperating result 2024: €-1k€-1kNet result 2024: €26k€26kOperating result 2025: €10k€10kNet result 2025: €38k€38k20212022202320242025€-10k€0€10k€20k€30k€40kOperating result 2023: €18k€18kNet result 2023: €35k€35kOperating result 2024: €-1k€-1.2kNet result 2024: €26k€26kOperating result 2025: €10k€10kNet result 2025: €38k€38k202320242025
The operating result returns to profit in 2025: €10k after a loss of €1k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €929k
Fixed assets €533k ▲ 2,044%
Current assets €396k ▲ 13.8%
Equity and liabilities €929k
Equity €286k ▲ 1.5%
Debt €644k ▲ 602%
Debt's share of the balance-sheet total rises from 24.6% to 69.3%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€57k▲
2024 · €29k
Cash flow
€85k▲
2024 · €56k
Current ratio
0.62▼
2024 · 4.17
Debt to equity
2.25▲
2024 · 0.33
ROE
13.4%▲
2024 · 9.3%
ROA
4.1%▼
2024 · 7.0%
Interest coverage
22.72▲
2024 · 16.09
Debt ≤ 1 year
€644k▲
2024 · €84k
Income taxes
€19k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet Code20242025
Assets
Total assets20/58€373k€929k▲
Fixed assets21/28€25k€533k▲
Intangible fixed assets21€20k€522k▲
Tangible fixed assets22/27€4k€2k▼
Furniture and vehicles24€4k€2k▼
Financial fixed assets28-€9k
Current assets29/58€348k€396k▲
Amounts receivable within one year40/41€15k€17k▲
Trade receivables40€13k€14k▲
Other amounts receivable41€1k€3k▲
Current investments50/53€333k€333k=
Cash at bank and in hand54/58€202€47k▲
Deferred charges and accrued income490/1€381-
Equity and liabilities
Total equity and liabilities10/49€373k€929k▲
Equity10/15€281k€286k▲
Contributions10/11€12k€12k=
Reserves13€172k€176k▲
Distributable reserves133€172k€176k▲
Profit (loss) carried forward14€97k€97k=
Amounts payable17/49€92k€644k▲
Amounts payable after more than one year17€690-
Financial debts170/4€690-
Amounts payable within one year42/48€84k€644k▲
Current portion of amounts payable after more than one year42€4k€4k▲
Financial debts43€1k€470k▲
Credit institutions430/8€1k€470k▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€20k€20k▼
Taxes450/3€20k€20k▼
Other amounts payable47/48€56k€145k▲
Accrued charges and deferred income492/3€7k-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€46k▲
Other operating charges640/8€472€444▼
Gross operating margin9900€30k€57k▲
Operating profit (loss)9901€-1k€10k▲
Financial income75/76B€44k€49k▲
Recurring financial income75€44k€49k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€41k€57k▲
Income taxes67/77€15k€19k▲
Profit (loss) for the period9904€26k€38k▲
Profit (loss) for the period to be appropriated9905€26k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€124k€136k▲
Profit (loss) brought forward from the previous period14P€97k€97k=
Transfer from equity791/2€22k€34k▲
Transfer to equity691/2€26k€38k▲
To other reserves6921€26k€38k▲
Profit to be distributed694/7€22k€34k▲
Return on contributions (dividend)694€22k€34k▲

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A-€15k----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€22k€23k€30k€46k▲ 53.3%
Other operating charges640/8€379€758€421€472€444▼ 5.8%
Gross operating margin9900€26k€40k€41k€30k€57k▲ 93.6%
Operating profit (loss)9901€5k€18k€18k€-1k€10k▲ 990%
Financial income75/76B€46k€47k€36k€44k€49k▲ 12.1%
Recurring financial income75€46k€47k€36k€44k€49k▲ 12.1%
Financial charges65/66B€4k€4k€2k€2k€2k▲ 38.2%
Recurring financial charges65€4k€4k€2k€2k€2k▲ 38.2%
Profit (loss) for the period before taxes9903€47k€61k€52k€41k€57k▲ 39.8%
Income taxes67/77€15k€19k€17k€15k€19k▲ 27.2%
Profit (loss) for the period9904€32k€42k€35k€26k€38k▲ 46.7%
Profit (loss) for the period to be appropriated9905€32k€42k€35k€26k€38k▲ 46.7%
Line20212022202320242025Change
Assets
Total assets20/58€369k€357k€360k€373k€929k▲ 149%
Fixed assets21/28€86k€66k€47k€25k€533k▲ 2,044%
Intangible fixed assets21€82k€61k€41k€20k€522k▲ 2,459%
Tangible fixed assets22/27€4k€5k€7k€4k€2k▼ 45.7%
Furniture and vehicles24€4k€5k€7k€4k€2k▼ 45.7%
Financial fixed assets28----€9k-
Current assets29/58€283k€291k€312k€348k€396k▲ 13.8%
Amounts receivable after more than one year29€250k€250k€250k---
Other amounts receivable291€250k€250k€250k---
Amounts receivable within one year40/41€10k€11k€16k€15k€17k▲ 12.7%
Trade receivables40€10k€11k€13k€13k€14k▲ 4.2%
Other amounts receivable41--€3k€1k€3k▲ 90.9%
Current investments50/53---€333k€333k=
Cash at bank and in hand54/58€1k€354€9k€202€47k▲ 23,109%
Deferred charges and accrued income490/1€22k€29k€36k€381--
Equity and liabilities
Total equity and liabilities10/49€369k€357k€360k€373k€929k▲ 149%
Equity10/15€252k€282k€278k€281k€286k▲ 1.5%
Contributions10/11€12k€12k€12k€12k€12k=
Capital10€12k-----
Issued capital100€19k-----
Uncalled capital101€6k-----
Reserves13€142k€172k€168k€172k€176k▲ 2.5%
Non-distributable reserves130/1€2k€2k----
Legal reserve130€2k-----
Reserves not available under the articles1311-€2k----
Distributable reserves133€140k€170k€168k€172k€176k▲ 2.5%
Profit (loss) carried forward14€97k€97k€97k€97k€97k=
Amounts payable17/49€117k€75k€82k€92k€644k▲ 602%
Amounts payable after more than one year17€13k-€2k€690--
Financial debts170/4€13k-€2k€690--
Amounts payable within one year42/48€96k€67k€72k€84k€644k▲ 670%
Current portion of amounts payable after more than one year42€26k€16k€4k€4k€4k▲ 4.9%
Financial debts43€3k--€1k€470k▲ 42,223%
Credit institutions430/8€3k--€1k€470k▲ 42,223%
Trade debts44€4k€4k€4k€3k€4k▲ 69.5%
Suppliers440/4€4k€4k€4k€3k€4k▲ 69.5%
Taxes, remuneration and social security45€33k€21k€25k€20k€20k▼ 1.2%
Taxes450/3€33k€21k€25k€20k€20k▼ 1.2%
Other amounts payable47/48€31k€26k€40k€56k€145k▲ 162%
Accrued charges and deferred income492/3€8k€7k€7k€7k--
Line20212022202320242025Change
Profit (loss) for the period9904€32k€42k€35k€26k€38k▲ 46.7%
+ Depreciation and write-downs630€21k€22k€23k€30k€46k▲ 53.3%
Operating cash flow (approximation)€53k€64k€58k€56k€85k▲ 50.2%
Investment in fixed assets (approximation)-€-2k€-4k€-8k€-555k▼ 7,136%
Change in cash-€-712€9k€-9k€47k▲ 602%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
05-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
13-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Highest result since 2018net €42k ▲31%
Net result €42k, the highest in the series.
01-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
26-04
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Equity above €200kEq €220k ▲18.4%
3 profitable years in a row build equity to €220k.
02-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Weakest financial yearnet €22k ▼43.4%
Net result drops to €22k, the lowest in the series; recovery starts the following year.
05-03
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
14-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 14 days late
2017
22-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2008
seat establishment The establishment unit on the map
Ground area
945 m²
Building footprint
972 m²
Volume, LiDAR
9,503 m³
Parcel 46447B0466/00P002, Flanders · tallest building 15.0 m, ±4 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
SKIP FORWARD
Vermorgenstraat 13, 9100 Sint-NiklaasBusiness consulting
since 20082.174.046.746
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46447B0466/00P002 Flanders 945 m² 1 · 972 m² 15.0 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 165 EUR awarded · 165 EUR paid
Year Entries awardedpaid
2025 1 165 EUR165 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
1 entry · 165 EUR · 165 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 38,395 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded09-09-2008
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy

Scores and ratios are computed by Checked and are not a credit decision.