VTP
ActiveThe computed 12-month bankruptcy probability of VTP is 2.1% (moderate). The 2025 annual accounts show equity of €109k and a net result of €37k. Equity is growing by ~95.8% per year across the filed fiscal years. Its solvency ranks better than 61% of 27711 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▲+2
Solvency82▲+16
Growth78=
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.13 against 1.57 in 2024; short-term debt: 42.6% of total assets), and 43.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.7%
Return on assets
19.2%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 05-02-2026, 84 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
84 d early
2024
76 d early
2023
77 d early
2022
65 d early
2021
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€408k
EBIT margin
1.0%
Net result
€37k▲ 21.8%
2024 · €30k
2021: €3k
2022: €6k
2023: €16k
2024: €30k
2021 → 2025
Working capital
€92k▲ 59.9%
2024 · €58k
2021: €16k
2022: €4k
2023: €12k
2024: €58k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€408k-
Equity€8k-€14k▲ 74.4%€30k▲ 113%€72k▲ 144%€109k▲ 51.2%
Operating result€4k-€8k▲ 94.6%€20k▲ 142%€25k▲ 26.6%€43k▲ 73.8%
Net result€3k-€6k▲ 100%€16k▲ 166%€30k▲ 92.7%€37k▲ 21.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 74% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €192k
Fixed assets
€18k▲ 25.9%
Current assets
€174k▲ 9.2%
Equity and liabilities €192k
Equity
€109k▲ 51.2%
Debt
€83k▼ 18.2%
The debt ratio falls from 58.5% to 43.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€46k▲
2024 · €29k
Cash flow
€40k▲
2024 · €35k
Solvency
56.7%▲
2024 · 41.5%
Current ratio
2.13▲
2024 · 1.57
Quick ratio
0.37▲
2024 · 0.36
Debt / equity
0.76▼
2024 · 1.41
ROE
33.9%▼
2024 · 42.0%
ROA
19.2%▲
2024 · 17.4%
Interest coverage
180.76▲
2024 · 160.45
Debt
€83k▼
2024 · €102k
Debt ≤ 1 year
€82k▼
2024 · €102k
Income taxes
€11k▲
2024 · €4k
Staff costs
€50k▲
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€174k€192k▲
Fixed assets21/28€15k€18k▲
Tangible fixed assets22/27€14k€18k▲
Land and buildings22€11k€10k▼
Plant, machinery and equipment23€3k€4k▲
Furniture and vehicles24€611€4k▲
Financial fixed assets28€175€175=
Current assets29/58€159k€174k▲
Stocks and contracts in progress3€123k€144k▲
Stocks30/36€123k€144k▲
Amounts receivable within one year40/41€13k€19k▲
Trade receivables40€8k€18k▲
Other amounts receivable41€5k€2k▼
Current investments50/53-€10k
Cash at bank and in hand54/58€24k-
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€174k€192k▲
Equity10/15€72k€109k▲
Contributions10/11€5k€5k=
Reserves13€12k€12k=
Distributable reserves133€12k€12k=
Profit (loss) carried forward14€55k€92k▲
Amounts payable17/49€102k€83k▼
Amounts payable within one year42/48€102k€82k▼
Trade debts44€51k€16k▼
Suppliers440/4€51k€16k▼
Taxes, remuneration and social security45€11k€24k▲
Taxes450/3€6k€16k▲
Remuneration and social security454/9€6k€8k▲
Other amounts payable47/48€40k€42k▲
Accrued charges and deferred income492/3€82€1k▲
Income statement
Code20242025
Remuneration, social security and pensions62€37k€50k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€1k€18k▲
Gross operating margin9900€68k€115k▲
Operating profit (loss)9901€25k€43k▲
Financial income75/76B€15k€6k▼
Recurring financial income75€15k€5▼
Non-recurring financial income76B€15k€6k▼
Financial charges65/66B€6k€1k▼
Recurring financial charges65€181€256▲
Non-recurring financial charges66B€6k€882▼
Profit (loss) for the period before taxes9903€34k€48k▲
Income taxes67/77€4k€11k▲
Profit (loss) for the period9904€30k€37k▲
Profit (loss) for the period to be appropriated9905€30k€37k▲
Appropriation of the result
Profit (loss) to be appropriated9906€55k€92k▲
Profit (loss) brought forward from the previous period14P€25k€55k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2021net €37k ▲21.8%
Operating result €43k, net result €37k, both a record.
30-09
Financial
Equity above €100kEq €109k ▲51.2%
5 profitable years in a row build equity to €109k.
13-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
05-07-2025
Hubert van't Westeinde: Resigned as Director
05-07-2025
Thomas van't Westeinde: Resigned as Director
Location & real-estate footprint
Registered office, Philippeville · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Malplaquée(MER) 65600 PhilippevilleGround area
205 m²
Building footprint
165 m²
Volume, LiDAR
711 m³
Parcel 93043B0068/00D000, Wallonia · tallest building 6.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VTP
since 20202.308.187.650
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93043B0068/00D000 | Wallonia | 205 m² | 1 · 165 m² | 6.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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NEMERY DIDIER
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KEV CONSTRUCT
BE 0695.522.167
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De Klusmobiel
BE 0833.097.069
Nazareth-De Pinte · Eq €109k
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 6,221 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-2020
Fiscal year end30-09
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
47529Retail trade
39000Remediation activities and other waste management service activities
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:vtw1707@gmail.com
Phone:+32496421898