Equity
€752,815 ▲ 101%
Equity rose in 2025 from €374,028 to €752,815.
VTk
Lifetime
19 annual accounts with figures on one time axis, 24 filings since 2002peak €69,115 (2025)
€69,115▲ 12.9%
lowest -€16,042 (2017)
€378,787▲ 35.1%
peak €752,815 (2025)
€752,815▲ 101%
€122,066▼ 12.3%
peak 1 FTE (2023)
-not published
Board1 name since 2006
1 directorVAN TILLO Patrick Maria Jules
Documentsfilings and deeds
13-11-202579 days before the deadline
2025abbreviated format
Gross margin from €61,191 to €69,115Result from €280,399 to €378,787Equity from €374,028 to €752,815Cash from €298,325 to €81,447
Key points
from the 2025 annual accountsChecked score
98
Excellent
Financially stronger than 88% of micro companies in rental and leasing (NACE 77)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.5% across 3,168 companies (NACE 77, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025lowest value
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026highest value
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Founded in 2001
Size: total assets €874,880
Equity €752,815 (86.0% of total assets)
Figures for financial year 2025 (filed on 13-11-2025)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, micro). It does better than 92% of them on solvency, 72% on liquidity, 95% on profitability and 92% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as VTk has now. Each dot stands for 51 companies, two years later.
95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of VTk itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for VTk. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €70,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.79 (2.45 in 2024), above the usual 1.5. Short-term debt is 14% and cash 9.3% of total assets. 14% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-11-2025, 79 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
79 days early
2024
63 days early
2023
43 days early
2022
43 days early
2021
7 days early
2020
87 days early
2019
58 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 54 days before the deadline. In the sector (NACE 77), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 19 December (5 of the last 5 accounts filed within 36 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end08-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0475123915
Reappointment: VAN TILLO Patrick Maria Jules (director)
General meeting of 20-12-2023 · Gazette deed
First establishment
Hendrik Consciencelaan 8, Zoersel
Incorporation
published on 11-07-2001 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VTk Zoersel | €0.9m | €69,115 | 86.0% | - |
| GSL-RENT Zaventem | €0.9m | €78,152 | 98.2% | 0 |
| PACA INVEST Wavre | €0.8m | €76,948 | -0.2% | - |
| GARAGE HENDRICKX Mechelen | €1.1m | €54,942 | 44.3% | - |
| ELJA Heist-op-den-Berg | €0.8m | €48,069 | 56.1% | - |
| PARISA Schilde | €0.6m | €91,599 | 58.7% | - |
| ALL WINDOORS Tienen | €0.7m | €77,128 | 49.1% | - |
These companies have the same main activity as VTk: renting and leasing of cars and light motor vehicles (NACE 77110). They are comparable in size and age: total assets between €623,000 and €1.1m, founded between 1991 and 2005.
Official details
Source: KBO- Status
- Active since 28-06-2001Normal situation
- Activity
- Renting and leasing of cars and light motor vehiclesNACE 77110and 2 others
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 30-06-2024
- Establishment unit
- 2.116.575.0382980 Zoersel, since 20-09-2001
- Financial year end
- 30 June
- Peppol
- Reachable since 01-10-2025
Annual accounts to 30-06-2025
- ≈ €190,000estimated
- €874,880▲ 70.5%
- Filing
- Filed on 13-11-2025, 79 days before the end of the filing period
Insights on VTk
VTk files the abbreviated format. That format states no turnover. The gross margin rose from €14,263 in 2007 to €69,115 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VTk
- What is the company number of VTk?
- The company number of VTk is 0475.123.915. The VAT number is the same number with BE in front: BE 0475.123.915.
- Where is VTk based?
- The registered office is at Hendrik Consciencelaan 8, 2980 Zoersel.Company details
- What does VTk do?
- According to the KBO register, the main activity is renting and leasing of cars and light motor vehicles (NACE 77110).
- What is the legal form of VTk?
- VTk is a private limited company (BV).
- When was VTk founded?
- VTk was founded on 28-06-2001.
- Is VTk still active?
- Yes, VTk is an active enterprise in the KBO register.
- How many employees does VTk have?
- VTk had an average of 1 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
- Which joint committee does VTk fall under?
- In its 30-06-2024 annual accounts, VTk states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of VTk?
- The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €69,115 and 1,300 comparable companies of the same size. It probably lies between €120,000 and €370,000. It is a rough estimate.
- Is VTk profitable?
- In financial year 2025, VTk made a profit of €378,787.
- Where can I find the annual accounts of VTk?
- VTk filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VTk due?
- VTk must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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