Skip to content

PACA INVEST

Active
Private limited companyfounded 1999active for 26 yearsAvenue Zénobe Gramme 30, 1300 Wavre, BelgiumKBO/BCE: BE 0468.887.013

From the official registers: KBO 26 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

PACA INVEST has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€1,703) and a net result of €7,003. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 24% of 1,825 sector peers (NACE 77, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

KBO
Status
Active since 29-12-1999 Normal situation
Registered office
33 active companies are registered at this address 2 started in the 12 months before. Source: KBO register, as of 1 November 2026.
Activity
Renting and leasing of cars and light motor vehicles NACE 77110and 1 other
Establishment unit
2.246.219.991 1300 Wavre, since 06-10-2015
Financial year end
31 December
Peppol
Reachable since 24-11-2025

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€76,948
▼ 7.4%
Turnover
≈ €230,000
estimated
Profit
€7,003
▼ 73.9%
Equity
-€1,703
Total assets
€831,034
▼ 0.2%
Filed on 09-03-2026, 144 days before the deadlinePDF
Score breakdownraises riskCapped at 59: negative equityNegative equity -€1,703Liquidity: current ratio 0.43, cash €5,413lowers riskSize: total assets €831,034Founded in 1999Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 20% of micro companies in rental and leasing (NACE 77)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 25-2
equity -0.2% of total assets
Liquidity 29-1
short-term debt 44.9% · cash 0.7%
Profitability 38-6
return on assets 0.8%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (3,169 companies, NACE 77, micro)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025highest value 03-2025: 0.2%▼ -0.2 percentage points vs 02-2025lowest value 04-2025: 0.2%● unchanged vs 03-2025lowest value 05-2025: 0.2%● unchanged vs 04-2025lowest value 06-2025: 0.2%● unchanged vs 05-2025lowest value 07-2025: 0.2%● unchanged vs 06-2025lowest value 08-2025: 0.2%● unchanged vs 07-2025lowest value 09-2025: 0.2%● unchanged vs 08-2025lowest value 10-2025: 0.2%● unchanged vs 09-2025lowest value 11-2025: 0.2%● unchanged vs 10-2025lowest value 12-2025: 0.2%● unchanged vs 11-2025lowest value 01-2026: 0.2%● unchanged vs 12-2025lowest value 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.3%▲ +0.1 percentage points vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.43 (0.56 in 2024), below 1. Short-term debt is 44.9% and cash 0.7% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, micro). It does better than 20% of them on solvency, 26% on liquidity, 27% on profitability and 5% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €831,034
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€1,703
NBB · annual accounts
lowers risk · Founded in 1999
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 0.43, cash €5,413
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 1825 sector peers (2025).
NBB · sector comparison
Position among 1825 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-03-2026, 144 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
144 days early
2024
141 days early
2023
64 days early
2022
151 days early
2021
52 days early
2020
142 days early
2019
36 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 104 days before the deadline. In the sector (NACE 77), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 March (4 of the last 5 accounts filed within 78 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€1,703 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Larger balance sheet than 86% of companies in rental and leasingsector median €186,991 · 1,826 companies €831,034 View

Comparable companies

These companies have the same main activity as PACA INVEST: renting and leasing of cars and light motor vehicles (NACE 77110). They are comparable in size and age: total assets between €709,000 and €1.2m, founded between 1998 and 2005.

CompanyTotal assetsGross margin
PACA INVEST Wavre€0.8m€0.08m
VTk Zoersel€0.9m€0.07m
GSL-RENT Zaventem€0.9m€0.08m
MATTIMMO Genappe€1.2m€0.1m
GAL - CAR RENTING Lennik€0.7m€0.1m
GARAGE HENDRICKX Mechelen€1.1m€0.05m
ALL WINDOORS Tienen€0.7m€0.08m
Full comparison

Documents

Annual accounts at the NBB

All 26 annual accounts

Articles and registers

Key facts about PACA INVEST

What is the company number of PACA INVEST?
The company number of PACA INVEST is 0468.887.013. The VAT number is the same number with BE in front: BE 0468.887.013.
Where is PACA INVEST based?
The registered office is at Avenue Zénobe Gramme 30, 1300 Wavre.Company details
What does PACA INVEST do?
According to the KBO register, the main activity is renting and leasing of cars and light motor vehicles (NACE 77110).
What is the legal form of PACA INVEST?
The legal form of PACA INVEST is Private limited company (BV).
When was PACA INVEST founded?
PACA INVEST was founded on 29-12-1999.
Is PACA INVEST still active?
Yes, PACA INVEST is an active enterprise in the KBO register.
What is the turnover of PACA INVEST?
The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €76,948 and 2,678 comparable companies of the same size. It probably lies between €150,000 and €400,000. It is a rough estimate.Financials
Is PACA INVEST profitable?
In financial year 2025, PACA INVEST made a profit of €7,003.
Where can I find the annual accounts of PACA INVEST?
PACA INVEST filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of PACA INVEST due?
PACA INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.