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PACA INVEST

Active
Private limited companyfounded 1999active for 26 yearsAvenue Zénobe Gramme 30, 1300 Wavre, Belgium33 active companies are registered at this addressKBO/BCE: BE 0468.887.013
Summary

PACA INVEST has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€1,703) and a net result of €7,003. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 24% of 1,817 sector peers (NACE 77, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow ReportCompare
PACA INVESTActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
Renting and leasing of cars and light motor vehicles
NACE 77110
1 site
Size
≈ €230,000turnover 2025, estimated
Equity
-€1,703
Profit
€7,003
Turnover estimated from the gross margin
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
2025 accounts 144 days early1 of 3 deeds summarised
Why 53raises riskCapped at 59: negative equityNegative equity -€1,703Liquidity: current ratio 0.43, cash €5,413lowers riskSize: total assets €831,034Founded in 1999Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 19% of its sector peers (NACE 77, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 25-2
equity -0.2% of total assets
Liquidity 29-1
short-term debt 44.9% · cash 0.7%
Profitability 38-6
return on assets 0.8%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (3,170 companies, NACE 77, micro)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025highest value 03-2025: 0.2%▼ -0.2 percentage points vs 02-2025lowest value 04-2025: 0.2%● unchanged vs 03-2025lowest value 05-2025: 0.2%● unchanged vs 04-2025lowest value 06-2025: 0.2%● unchanged vs 05-2025lowest value 07-2025: 0.2%● unchanged vs 06-2025lowest value 08-2025: 0.2%● unchanged vs 07-2025lowest value 09-2025: 0.2%● unchanged vs 08-2025lowest value 10-2025: 0.2%● unchanged vs 09-2025lowest value 11-2025: 0.2%● unchanged vs 10-2025lowest value 12-2025: 0.2%● unchanged vs 11-2025lowest value 01-2026: 0.2%● unchanged vs 12-2025lowest value 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.3%▲ +0.1 percentage points vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.43, compared with 0.56 in 2024, below 1; short-term debt: 44.9% and cash: 0.7% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, micro): better than 20% on solvency, 26% on liquidity, 27% on profitability and 5% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €831,034
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity -€1,703
NBB · annual accounts
lowers risk · Founded in 1999
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 0.43, cash €5,413
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 1817 sector peers (2025).
NBB · sector comparison
Position among 1817 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-03-2026, 144 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
144 days early
2024
141 days early
2023
64 days early
2022
151 days early
2021
52 days early
2020
142 days early
2019
36 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 104 days before the deadline; the sector median (NACE 77) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 March (4 of the last 5 filed years within 78 days of that day).
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Back to profitnet €26,794

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€1,703 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Among the largest 14% on total assetssector median €186,666 · 1,818 companies €831,034 View

By topic

Financials

Financial year
2025
Total assets
€831,034
Profit
€7,003
Solvency
-0.2%
Total assets▼ 0.2%
Net result
20182025
Go to Financials

Board & ownership

Board
1 member
  • VANNESSE Alexandra Catherine Berthe Madeleine VirginieDirector
Go to Board & ownership

Timeline

Events
30
Since
2001
Next accounts
by 31-07-2027
  1. 28-05-2024Annual accounts filed
  2. 02-03-2023Annual accounts filed
  3. 31-12-2022Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Renting and leasing of cars and light motor…NACE 77110
Founded
29-12-1999
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
25
Annual meeting
Third Friday of June
Purpose
“L’achat et la vente de voitures d’occasion; La location de voitures; L’achat et la vente…” (deed in French)
Go to Articles of association

Key facts about PACA INVEST

What is the company number of PACA INVEST?
0468.887.013. In Belgium the VAT number is the company number with BE in front: BE 0468.887.013.
Where is PACA INVEST based?
The registered office is at Avenue Zénobe Gramme 30, 1300 Wavre.Company details
What does PACA INVEST do?
According to the KBO register, the main activity is renting and leasing of cars and light motor vehicles (NACE 77110).
What is the legal form of PACA INVEST?
Private limited company (BV).
When was PACA INVEST founded?
On 29-12-1999.
Is PACA INVEST still active?
Yes, PACA INVEST is an active enterprise in the KBO register.
What is the turnover of PACA INVEST?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is PACA INVEST profitable?
In financial year 2025, PACA INVEST made a profit of €7,003.
Where can I find the annual accounts of PACA INVEST?
PACA INVEST filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PACA INVEST due?
By 31-07-2027, for financial year 2026.Timeline

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