VRIMARC
ActiveVRIMARC has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €209k and a net result of €49k. Equity is growing by ~36.5% per year across the filed fiscal years. Its solvency ranks better than 70% of 8647 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▼-6
Solvency99▲+1
Growth63▼-16
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 3.75 against 3.67 in 2024; short-term debt: 26.2% and cash: 16.1% of total assets), and 26.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.8%
Return on assets
17.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
27 d late
2023
38 d early
2022
92 d late
2021
4 d early
2020
30 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€248k▼ 12.5%
2022 · €283k
2021: €247k
2022: €283k
2021 → 2025
EBIT margin
29.6%▲ 19.7pp
2022 · 9.8%
2021: 9.6%
2022: 9.8%
2021 → 2025
Net result
€49k▼ 39.5%
2024 · €81k
2018: €24k
2019: €21k
2020: €55k
2021: €13k
2022: €-61k
2023: €53k
2024: €81k
2018 → 2025
Working capital
€204k▲ 16.2%
2024 · €176k
2018: €-36k
2019: €-58k
2020: €41k
2021: €40k
2022: €9k
2023: €27k
2024: €176k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€247k-€283k▲ 14.9%€248k
Equity€73k-€95k▲ 29.9%€116k▲ 22.8%€177k▲ 52.7%€209k▲ 17.8%
Operating result€24k-€28k▲ 17.6%€97k▲ 250%€50k▼ 48.4%€73k▲ 45.8%
Net result€13k-€-61k€53k€81k▲ 53.1%€49k▼ 39.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 46% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €283k
Fixed assets
€5k▲ 183%
Current assets
€278k▲ 15.3%
Equity and liabilities €283k
Equity
€209k▲ 17.8%
Debt
€74k▲ 13.0%
The debt ratio falls from 27.0% to 26.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€76k▲
2024 · €55k
Cash flow
€52k▼
2024 · €86k
Solvency
73.8%▲
2024 · 73.0%
Current ratio
3.75▲
2024 · 3.67
Quick ratio
3.75▲
2024 · 3.67
Debt / equity
0.36▼
2024 · 0.37
ROE
23.5%▼
2024 · 45.8%
ROA
17.3%▼
2024 · 33.4%
Interest coverage
31.50▲
2024 · 8.44
Debt
€74k▲
2024 · €66k
Debt ≤ 1 year
€74k▲
2024 · €66k
Income taxes
€43k▲
2024 · €39k
Staff costs
€4k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€243k€283k▲
Fixed assets21/28€2k€5k▲
Tangible fixed assets22/27€2k€5k▲
Furniture and vehicles24€859-
Other tangible fixed assets26€912€5k▲
Current assets29/58€241k€278k▲
Amounts receivable after more than one year29-€200k
Other amounts receivable291-€200k
Amounts receivable within one year40/41€215k€22k▼
Trade receivables40€14k€19k▲
Other amounts receivable41€201k€3k▼
Cash at bank and in hand54/58€26k€46k▲
Deferred charges and accrued income490/1-€11k
Equity and liabilities
Total equity and liabilities10/49€243k€283k▲
Equity10/15€177k€209k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€297k€329k▲
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Tax-exempt reserves132€99k€93k▼
Distributable reserves133€197k€234k▲
Profit (loss) carried forward14€-139k€-139k=
Amounts payable17/49€66k€74k▲
Amounts payable within one year42/48€66k€74k▲
Trade debts44€3k-
Suppliers440/4€3k-
Taxes, remuneration and social security45€37k€30k▼
Taxes450/3€37k€30k▼
Other amounts payable47/48€26k€45k▲
Income statement
Code20242025
Turnover70-€248k
Goods, raw materials, services and sundry goods60/61€159k€170k▲
Remuneration, social security and pensions62€4k€4k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€3k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€62k€83k▲
Operating profit (loss)9901€50k€73k▲
Financial income75/76B€76k€21k▼
Recurring financial income75€76k€21k▼
Non-recurring financial income76B€76k-
Financial charges65/66B€7k€2k▼
Recurring financial charges65€7k€2k▼
Profit (loss) for the period before taxes9903€120k€92k▼
Income taxes67/77€39k€43k▲
Profit (loss) for the period9904€81k€49k▼
Transfer from tax-exempt reserves789-€5k
Profit (loss) for the period to be appropriated9905€81k€55k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-119k€-84k▲
Profit (loss) brought forward from the previous period14P€-200k€-139k▲
Transfer to equity691/2-€37k
To other reserves6921-€37k
Profit to be distributed694/7€20k€18k▼
Return on contributions (dividend)694€20k€10k▼
Directors or managers695-€8k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Equity above €200kEq €209k ▲17.8%
3 profitable years in a row build equity to €209k.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Highest result since 2018net €81k ▲53.1%
Net result €81k, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 3.67
Current ratio from 1.40 to 3.67; short-term debt falls from €67k to €66k.
31-12
Financial
Equity above €150kEq €177k ▲52.7%
2 profitable years in a row build equity to €177k.
23-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €53k
Net result €53k after one loss-making year.
31-12
Financial
Equity above €100kEq €116k ▲22.8%
Equity rises from €95k to €116k.
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
31-12
Financial
Weakest financial yearnet €-61k ▼571%
Net result drops to €-61k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
10-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 71 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Strijdersstraat 232650 EdegemGround area
305 m²
Building footprint
146 m²
Volume, LiDAR
980 m³
Parcel 11013A0141/00L000, Flanders · tallest building 12.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VRIMARC
since 19902.049.969.591
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11013A0141/00L000 | Flanders | 305 m² | 1 · 146 m² | 12.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 39,682 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-08-1990
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
47252Retail sale of beverages, general range
52250Logistics services
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.