Skip to content

VP CONSULTANCY

Active
Private limited companyfounded 20232 yrs activeVenakker 92, 9880 Aalter, BelgiumKBO/BCE: BE 1001.787.987
Summary

VP CONSULTANCY has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €101,262 and a net result of €55,439. Its solvency ranks better than 57% of 17220 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency91▲+9
Growth78
Track record82
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.78 against 1.99 in 2024; short-term debt: 33.9% and cash: 88.7% of total assets), and 33.9% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
66.1%
Return on assets
36.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
13 d late
2024
29 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 21 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 30 October 2023, VP CONSULTANCY was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€101,262▲ 121%
2024 · €45,823
Total assets
€153,185▲ 89.7%
2024 · €80,745
Net result
€55,439▲ 26.5%
2024 · €43,823
Working capital
€92,220▲ 168%
2024 · €34,470
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€61,101-€76,995▲ 26.0%
Net result€43,823within the sector's middle half-€55,439within the sector's middle half▲ 26.5%
Equity€45,823within the sector's middle half-€101,262within the sector's middle half▲ 121%
Total assets€80,745within the sector's middle half-€153,185within the sector's middle half▲ 89.7%
Debt€34,922-€51,924▲ 48.7%
Working capital€34,470within the sector's middle half-€92,220within the sector's middle half▲ 168%
Solvency56.8%within the sector's middle half-66.1%within the sector's middle half▲ 9.4pp
Current ratio1.99within the sector's middle half-2.78within the sector's middle half▲ 0.79
Return on assets (ROA)54.3%above the sector's middle half-36.2%above the sector's middle half▼ 18.1pp
above within below the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000€80,000Operating result 2024: €61,101€61,101Net result 2024: €43,823€43,823Operating result 2025: €76,995€76,995Net result 2025: €55,439€55,43920242025€0€20,000€40,000€60,000€80,000Operating result 2024: €61,101€61,100Net result 2024: €43,823€43,800Operating result 2025: €76,995€77,000Net result 2025: €55,439€55,40020242025
The operating result rises in 2025; 2025 is 26% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €153,185
Fixed assets €9,041 ▼ 20.4%
Current assets €144,144 ▲ 108%
Equity and liabilities €153,185
Equity €101,262 ▲ 121%
Debt €51,924 ▲ 48.7%
Debt's share of the balance-sheet total falls from 43.2% to 33.9%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€80,496▲
2024 · €65,706
Cash flow
€58,940▲
2024 · €48,429
Debt to equity
0.51▼
2024 · 0.76
ROE
54.7%▼
2024 · 95.6%
Interest coverage
599.73▲
2024 · 351.56
Debt ≤ 1 year
€51,924▲
2024 · €34,922
Income taxes
€21,820▲
2024 · €17,261
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€80,745€153,185▲
Fixed assets21/28€11,353€9,041▼
Tangible fixed assets22/27€11,353€9,041▼
Plant, machinery and equipment23€4,178€3,153▼
Furniture and vehicles24€7,175€5,888▼
Current assets29/58€69,393€144,144▲
Amounts receivable within one year40/41€591€7,590▲
Trade receivables40-€7,590
Other amounts receivable41€591€0▼
Cash at bank and in hand54/58€68,593€135,916▲
Deferred charges and accrued income490/1€208€637▲
Equity and liabilities
Total equity and liabilities10/49€80,745€153,185▲
Equity10/15€45,823€101,262▲
Contributions10/11€2,000€2,000=
Reserves13€43,823€99,262▲
Distributable reserves133€43,823€99,262▲
Amounts payable17/49€34,922€51,924▲
Amounts payable within one year42/48€34,922€51,924▲
Trade debts44€12,157€334▼
Suppliers440/4€12,157€334▼
Taxes, remuneration and social security45€22,765€50,357▲
Taxes450/3€22,765€48,444▲
Remuneration and social security454/9-€1,913
Other amounts payable47/48-€1,233
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,606€3,501▼
Other operating charges640/8€539€314▼
Gross operating margin9900€66,246€80,809▲
Operating profit (loss)9901€61,101€76,995▲
Financial income75/76B€171€398▲
Recurring financial income75€171€398▲
Financial charges65/66B€187€134▼
Recurring financial charges65€187€134▼
Profit (loss) for the period before taxes9903€61,084€77,258▲
Income taxes67/77€17,261€21,820▲
Profit (loss) for the period9904€43,823€55,439▲
Profit (loss) for the period to be appropriated9905€43,823€55,439▲
Appropriation of the result
Profit (loss) to be appropriated9906€43,823€55,439▲
Transfer to equity691/2€43,823€55,439▲
To other reserves6921€43,823€55,439▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,606€3,501▼ 24.0%
Other operating charges640/8€539€314▼ 41.8%
Gross operating margin9900€66,246€80,809▲ 22.0%
Operating profit (loss)9901€61,101€76,995▲ 26.0%
Financial income75/76B€171€398▲ 133%
Recurring financial income75€171€398▲ 133%
Financial charges65/66B€187€134▼ 28.2%
Recurring financial charges65€187€134▼ 28.2%
Profit (loss) for the period before taxes9903€61,084€77,258▲ 26.5%
Income taxes67/77€17,261€21,820▲ 26.4%
Profit (loss) for the period9904€43,823€55,439▲ 26.5%
Profit (loss) for the period to be appropriated9905€43,823€55,439▲ 26.5%
Line20242025Change
Assets
Total assets20/58€80,745€153,185▲ 89.7%
Fixed assets21/28€11,353€9,041▼ 20.4%
Tangible fixed assets22/27€11,353€9,041▼ 20.4%
Plant, machinery and equipment23€4,178€3,153▼ 24.5%
Furniture and vehicles24€7,175€5,888▼ 17.9%
Current assets29/58€69,393€144,144▲ 108%
Amounts receivable within one year40/41€591€7,590▲ 1,184%
Trade receivables40-€7,590-
Other amounts receivable41€591€0▼ 100%
Cash at bank and in hand54/58€68,593€135,916▲ 98.1%
Deferred charges and accrued income490/1€208€637▲ 206%
Equity and liabilities
Total equity and liabilities10/49€80,745€153,185▲ 89.7%
Equity10/15€45,823€101,262▲ 121%
Contributions10/11€2,000€2,000=
Reserves13€43,823€99,262▲ 127%
Distributable reserves133€43,823€99,262▲ 127%
Amounts payable17/49€34,922€51,924▲ 48.7%
Amounts payable within one year42/48€34,922€51,924▲ 48.7%
Trade debts44€12,157€334▼ 97.3%
Suppliers440/4€12,157€334▼ 97.3%
Taxes, remuneration and social security45€22,765€50,357▲ 121%
Taxes450/3€22,765€48,444▲ 113%
Remuneration and social security454/9-€1,913-
Other amounts payable47/48-€1,233-
Line20242025Change
Profit (loss) for the period9904€43,823€55,439▲ 26.5%
+ Depreciation and write-downs630€4,606€3,501▼ 24.0%
Operating cash flow (approximation)€48,429€58,940▲ 21.7%
Investment in fixed assets (approximation)--€1,190-
Change in cash-€67,324-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
13-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
31-12
Financial Equity above €100,000Eq €101,262 ▲121%
2 profitable years in a row build equity to €101,262.
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1,900 m²
Building footprint
264 m²
Volume, LiDAR
1,295 m³
2 parcels, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VP CONSULTANCY
Graaf van Hoornestraat 20, 9850 DeinzeOther software publishing
since 20232.351.450.541
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44049F0367/00L002 Flanders 1,576 m² 1 · 152 m² 9.3 m · 2 fl.
44001B0612/00M000 Flanders 324 m² 1 · 112 m² 6.5 m · 1 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 16,915 companies in sector 62100 we hold annual accounts for 8,786. 6,959 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded30-10-2023
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
58290Other software publishing
63100Computing infrastructure, data processing, hosting and related activities
70200Business and other management consultancy
74999Other professional, scientific and technical activities
95100Repair and maintenance of computers and communication equipment
E-invoicing
Reachable via Peppol
Peppol ID 0208:1001787987
Also 9925:BE1001787987
Registered 19-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.