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VOTRE

Active
Private limited companyfounded 198936 yrs activeRue Mazeure 31, 4140 Sprimont, BelgiumKBO/BCE: BE 0439.207.783

VOTRE has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €167k and a net result of €10k. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 54% of 13905 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
57 / 100
Fair▲ +3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31▼-42
Solvency44▲+6
Growth72=
Stability100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity short (current ratio 0.14 against 0.14 in 2024), and 65.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 36 years 0 40 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
34.9%
Return on assets
2.1%
Age of the figures
8 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
57 d early
2024
59 d early
2023
9 d late
2022
20 d early
2021
29 d late
2020
32 d late
2019
81 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
€57k▼ 3.5%
2023 · €59k
2018: €36k 2019: €41k 2020: €46k 2021: €47k 2022: €58k 2023: €59k
2018 → 2024
EBIT margin
31.5%▼ 11.8pp
2023 · 43.4%
2018: -19.7% 2019: -6.8% 2020: 31.5% 2021: 33.0% 2022: 43.9% 2023: 43.4%
2018 → 2024
Net result
€10k▲ 29.4%
2024 · €8k
2018: €-8k 2019: €-9k 2020: €7k 2021: €8k 2022: €16k 2023: €23k 2024: €8k
2018 → 2025
Working capital
€-113k▲ 2.3%
2024 · €-116k
2018: €-16k 2019: €-68k 2020: €-71k 2021: €-75k 2022: €-70k 2023: €-91k 2024: €-116k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€47k-€58k▲ 23.5%€59k▲ 2.3%€57k▼ 3.5%
Equity€111k-€126k▲ 14.4%€149k▲ 18.1%€157k▲ 5.3%€167k▲ 6.5%
Operating result€16k-€25k▲ 64.2%€26k▲ 1.0%€18k▼ 29.8%€19k▲ 3.4%
Net result€8k-€16k▲ 105%€23k▲ 43.9%€8k▼ 65.5%€10k▲ 29.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30kOperating result 2021: €16k€16kNet result 2021: €8k€8kOperating result 2022: €25k€25kNet result 2022: €16k€16kOperating result 2023: €26k€26kNet result 2023: €23k€23kOperating result 2024: €18k€18kNet result 2024: €8k€8kOperating result 2025: €19k€19kNet result 2025: €10k€10k20212022202320242025
The operating result recovers in 2025; 2025 is 3% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €480k
Fixed assets €461k▼ 4.0%
Current assets €19k▲ 2.1%
Equity and liabilities €480k
Equity €167k▲ 6.5%
Debt €312k▼ 8.5%
The debt ratio falls from 68.5% to 65.1%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€38k
2024 · €37k
Cash flow
€29k
2024 · €27k
Solvency
34.9%
2024 · 31.5%
Current ratio
0.14
2024 · 0.14
Quick ratio
0.14
2024 · 0.14
Debt / equity
1.87
2024 · 2.17
ROE
6.1%
2024 · 5.0%
ROA
2.1%
2024 · 1.6%
Interest coverage
8.48
2024 · 7.74
Debt
€312k
2024 · €341k
Debt ≤ 1 year
€132k
2024 · €134k
Debt > 1 year
€180k
2024 · €207k
Income taxes
€4k
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€499k€480k
Fixed assets21/28€480k€461k
Tangible fixed assets22/27€480k€461k
Land and buildings22€447k€436k
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€33k€25k
Current assets29/58€18k€19k
Amounts receivable within one year40/41€1k€0
Trade receivables40€1k€0
Other amounts receivable41€0€0=
Cash at bank and in hand54/58€14k€17k
Deferred charges and accrued income490/1€3k€2k
Equity and liabilities
Total equity and liabilities10/49€499k€480k
Equity10/15€157k€167k
Contributions10/11€63k€63k=
Reserves13€95k€105k
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€95k€105k
Profit (loss) carried forward14€0-
Amounts payable17/49€341k€312k
Amounts payable after more than one year17€207k€180k
Financial debts170/4€200k€174k
Other amounts payable178/9€7k€7k=
Amounts payable within one year42/48€134k€132k
Current portion of amounts payable after more than one year42€28k€29k
Financial debts43€0€0=
Credit institutions430/8€0€0=
Trade debts44€419€415
Suppliers440/4€419€415
Taxes, remuneration and social security45€9k€4k
Taxes450/3€9k€4k
Other amounts payable47/48€97k€99k
Accrued charges and deferred income492/3€321€287
Income statement Code20242025
Turnover70€57k-
Goods, raw materials, services and sundry goods60/61€17k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k=
Other operating charges640/8€5k€2k
Gross operating margin9900€42k€39k
Operating profit (loss)9901€18k€19k
Financial income75/76B€63€56
Recurring financial income75€63€56
Financial charges65/66B€5k€4k
Recurring financial charges65€5k€4k
Profit (loss) for the period before taxes9903€13k€14k
Income taxes67/77€5k€4k
Profit (loss) for the period9904€8k€10k
Profit (loss) for the period to be appropriated9905€8k€10k
Appropriation of the result
Profit (loss) to be appropriated9906€85k€10k
Profit (loss) brought forward from the previous period14P€77k-
Transfer to equity691/2€85k€10k
To other reserves6921€85k€10k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
04-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
02-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Equity above €150kEq €157k ▲5.3%
5 profitable years in a row build equity to €157k.
09-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
2023
31-12
Financial Highest result since 2018net €23k ▲43.9%
Operating result €26k, net result €23k, both a record.
11-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
29-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
01-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 32 days late
2020
31-12
Financial Back to profitnet €7k
Net result €7k after 2 loss-making years.
31-12
Financial Equity above €100kEq €103k ▲7.1%
Equity rises from €96k to €103k.
20-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 81 days late
2019
31-12
Financial Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
25-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 56 days late
2018
24-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 55 days late
2017
19-04
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sprimont · 2 establishment units since 1990
establishment All 2 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Mazeure 314140 Sprimont
Ground area
5,469 m²
Building footprint
333 m²
Volume, LiDAR
1,884 m³
2 parcels, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Rue Mazeure 31, 4140 Sprimont
Manufacture of basic metals
since 19902.046.389.994
Rue de Beaufays 44, 4140 Sprimont
NACE 1513103
since 19922.046.390.093
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62100C0524/00Z003 Wallonia 4,903 m² 1 · 186 m² 7.8 m · 2 fl.
62100C0249/00K000 Wallonia 566 m² 1 · 147 m² 7.0 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,974 companies in sector 68203 we hold annual accounts for 5,947. 4,140 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded11-12-1989
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.