VITALIS CONCEPT
ActiveSummary
VITALIS CONCEPT has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €168k and a net result of €-10k. Its solvency ranks better than 62% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▼-7
Solvency70▼-3
Growth28
Track record82
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 11.2 against 13.87 in 2024; short-term debt: 1% and cash: 11.5% of total assets), but 54.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2425
2024 to 2025 · latest year €-10k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
7 d early
2024
19 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€20k▼ 4.6%
2024 · €21k
2024: €21k
2024 → 2025
EBIT margin
14.9%▲ 1.3pp
2024 · 13.6%
2024: 13.6%
2024 → 2025
Net result
€-10k▼ 119%
2024 · €-4k
2024: €-4k
2024 → 2025
Working capital
€39k▲ 38.7%
2024 · €28k
2024: €28k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Turnover€21k-€20k▼ 4.6%
Equity€178k-€168k▼ 5.6%
Operating result€3k-€3k▲ 4.8%
Net result€-4k-€-10k▼ 119%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €369k
Fixed assets
€326k ▼ 3.0%
Current assets
€43k ▲ 41.4%
Equity and liabilities €371k
Equity
€168k ▼ 5.6%
Debt
€203k ▲ 6.0%
Debt's share of the balance-sheet total rises from 51.9% to 54.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€16k▼
2024 · €16k
Cash flow
€3k▼
2024 · €8k
Current ratio
11.20▼
2024 · 13.87
Debt to equity
1.21▲
2024 · 1.08
ROE
-5.9%▼
2024 · -2.5%
ROA
-2.7%▼
2024 · -1.2%
Interest coverage
1.22▼
2024 · 2.15
Debt ≤ 1 year
€4k▲
2024 · €2k
Debt > 1 year
€199k▲
2024 · €189k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet
Code20242025
Assets
Total assets20/58€369k€371k▲
Formation expenses20€2k€2k▼
Fixed assets21/28€337k€326k▼
Tangible fixed assets22/27€337k€326k▼
Land and buildings22€337k€326k▼
Current assets29/58€30k€43k▲
Cash at bank and in hand54/58€30k€43k▲
Deferred charges and accrued income490/1€85-
Equity and liabilities
Total equity and liabilities10/49€369k€371k▲
Equity10/15€178k€168k▼
Contributions10/11€182k€182k=
Profit (loss) carried forward14€-4k€-14k▼
Amounts payable17/49€192k€203k▲
Amounts payable after more than one year17€189k€199k▲
Financial debts170/4€189k€199k▲
Amounts payable within one year42/48€2k€4k▲
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€4k▲
Accrued charges and deferred income492/3€170€935▲
Income statement
Code20242025
Turnover70€21k€20k▼
Goods, raw materials, services and sundry goods60/61€5k€4k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▼
Gross operating margin9900€16k€16k▼
Operating profit (loss)9901€3k€3k▲
Financial charges65/66B€7k€13k▲
Recurring financial charges65€7k€13k▲
Profit (loss) for the period before taxes9903€-4k€-10k▼
Profit (loss) for the period9904€-4k€-10k▼
Profit (loss) for the period to be appropriated9905€-4k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-14k▼
Profit (loss) brought forward from the previous period14P-€-4k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- General meeting, 27/06/2026
- Registered-office move, Rue des Sept Collines 60 à 4052 Chaudfontaine
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
State Gazette actNBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Sept Collines 604052 ChaudfontaineGround area
2,748 m²
Building footprint
333 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
VITALIS CONCEPT
since 20232.351.098.866
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62012A0006/00P004 | Wallonia | 2,596 m² | 1 · 164 m² | - |
| 62037A0362/00G000 | Wallonia | 153 m² | 1 · 169 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VOTRE
BE 0439.207.783
Sprimont · Eq €167,473
JET
BE 0428.236.984
Liège · Eq €167,455
Rent Space
BE 0440.097.512
Brussel · Eq €167,453
Devray, Walther et enfants
BE 0412.919.201
Tournai · Eq €167,412
MARLY
BE 0475.807.467
Merksplas · Eq €167,952
Of 12,022 companies in sector 68203 we hold annual accounts for 5,986. 4,163 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-10-2023
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.