VOSSELAARS BOUWBEDRIJF
ActiveVOSSELAARS BOUWBEDRIJF has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €729k and a net result of €240k. Equity is growing by ~31.4% per year across the filed fiscal years. Its solvency ranks better than 18% of 2153 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
66
/ 100
Healthy▲ +15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+85
Solvency28▲+6
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity tight (current ratio 1.45 against 1.24 in 2024), and 90.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.3%
Return on assets
3.1%
Age of the figures
18 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 2153 sector peers (2025).
NBB · sector comparisonPosition among 2153 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
1 d early
2022
20 d early
2021
2 d early
2020
8 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close16-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€729k▲ 49.2%
2024 · €489k
2019: €156k
2020: €168k
2021: €215k
2022: €314k
2023: €474k
2024: €489k
2019 → 2025
Total assets
€7.85M▲ 48.5%
2024 · €5.29M
2019: €2.23M
2020: €1.86M
2021: €1.87M
2022: €3.49M
2023: €5.47M
2024: €5.29M
2019 → 2025
Net result
€240k▲ 1,522%
2024 · €15k
2019: €12k
2020: €12k
2021: €47k
2022: €98k
2023: €160k
2024: €15k
2019 → 2025
Working capital
€2.45M▲ 150%
2024 · €980k
2019: €156k
2020: €565k
2021: €460k
2022: €1.52M
2023: €2.47M
2024: €980k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€215k-€314k▲ 45.7%€474k▲ 51.0%€489k▲ 3.1%€729k▲ 49.2%
Operating result€65k-€134k▲ 106%€218k▲ 62.2%€25k▼ 88.3%€328k▲ 1,188%
Net result€47k-€98k▲ 110%€160k▲ 62.7%€15k▼ 90.7%€240k▲ 1,522%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,188% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.85M
Fixed assets
€8k▼ 95.8%
Current assets
€7.85M▲ 53.9%
Equity and liabilities €7.85M
Equity
€729k▲ 49.2%
Debt
€7.13M▲ 48.4%
The debt ratio stays at 90.7%.
Key figures and ratios
EBITDA
€334k▲
2024 · €32k
Cash flow
€247k▲
2024 · €21k
Solvency
9.3%▲
2024 · 9.2%
Current ratio
1.45▲
2024 · 1.24
Quick ratio
0.22▲
2024 · 0.05
Debt / equity
9.78▼
2024 · 9.83
ROE
33.0%▲
2024 · 3.0%
ROA
3.1%▲
2024 · 0.3%
Interest coverage
96.77▲
2024 · 8.14
Debt
€7.13M▲
2024 · €4.80M
Debt ≤ 1 year
€5.39M▲
2024 · €4.12M
Debt > 1 year
€1.73M▲
2024 · €680k
Income taxes
€84k▲
2024 · €7k
Staff costs
€50k▼
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.29M€7.85M▲
Fixed assets21/28€189k€8k▼
Tangible fixed assets22/27€14k€8k▼
Plant, machinery and equipment23€585€354▼
Furniture and vehicles24€10k€4k▼
Other tangible fixed assets26€4k€3k▼
Financial fixed assets28€176k€0▼
Current assets29/58€5.10M€7.85M▲
Stocks and contracts in progress3€4.90M€6.68M▲
Stocks30/36€4.90M€6.68M▲
Amounts receivable within one year40/41€72k€224k▲
Trade receivables40€58k€223k▲
Other amounts receivable41€14k€874▼
Cash at bank and in hand54/58€120k€944k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€5.29M€7.85M▲
Equity10/15€489k€729k▲
Contributions10/11€19k€19k=
Reserves13€282k€602k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€280k€600k▲
Profit (loss) carried forward14€188k€108k▼
Amounts payable17/49€4.80M€7.13M▲
Amounts payable after more than one year17€680k€1.73M▲
Financial debts170/4€680k€1.73M▲
Amounts payable within one year42/48€4.12M€5.39M▲
Current portion of amounts payable after more than one year42€5k€0▼
Financial debts43€640k€1.62M▲
Credit institutions430/8€568k€182k▼
Other loans439€73k€1.44M▲
Trade debts44€703k€359k▼
Suppliers440/4€703k€359k▼
Advances received on contracts in progress46-€334k
Taxes, remuneration and social security45€124k€17k▼
Taxes450/3€117k€11k▼
Remuneration and social security454/9€7k€7k▲
Other amounts payable47/48€2.65M€3.06M▲
Accrued charges and deferred income492/3€838€708▼
Income statement
Code20242025
Remuneration, social security and pensions62€51k€50k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€4k€1k▼
Gross operating margin9900€87k€386k▲
Operating profit (loss)9901€25k€328k▲
Financial income75/76B€530€547▲
Recurring financial income75€530€547▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€22k€325k▲
Income taxes67/77€7k€84k▲
Profit (loss) for the period9904€15k€240k▲
Profit (loss) for the period to be appropriated9905€15k€240k▲
Appropriation of the result
Profit (loss) to be appropriated9906€188k€428k▲
Profit (loss) brought forward from the previous period14P€173k€188k▲
Transfer to equity691/2-€320k
To other reserves6921-€320k
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Highest result since 2019net €240k ▲1522%
Operating result €328k, net result €240k, both a record.
31-03
Financial
Equity above €500kEq €729k ▲49.2%
7 profitable years in a row build equity to €729k.
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
11-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Equity above €200kEq €215k ▲27.9%
3 profitable years in a row build equity to €215k.
2020
08-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 8 days late
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Augustijnenlaan(HRT) 292200 HerentalsGround area
2,257 m²
Building footprint
303 m²
Volume, LiDAR
1,549 m³
Parcel 13302C0311/00K000, Flanders · tallest building 26.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vosselaars Bouwbedrijf, afgekort VBB
since 20082.174.816.214
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13302C0311/00K000 | Flanders | 2,257 m² | 1 · 302 m² | 26.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DENYS
BE 0428.717.333
Ledegem · Eq €729k
BOUWONDERNEMING BECK
BE 0887.193.672
Sint-Niklaas · Eq €729k
HEMA CONCEPT
BE 0810.690.564
Antwerpen · Eq €728k
MARC VERSIECK
BE 0473.341.786
Maldegem · Eq €730k
Absolut Plus
BE 0607.948.884
Hechtel-Eksel · Eq €728k
Of 29,551 companies in sector 41001 we hold annual accounts for 15,877. 7,660 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-11-2008
Fiscal year end31-03
Abbreviation NL
VBB
Activities, NACEBEL
41001General construction of residential buildings
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.