BOUWONDERNEMING BECK
ActiveBOUWONDERNEMING BECK has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €729k and a net result of €26k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 80% of 2149 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
86
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability18▼-26
Solvency96▼-2
Growth52=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 1.83 against 2.1 in 2024), and 30.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.1%
Return on assets
2.5%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €729k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
15 d early
2023
18 d early
2022
21 d early
2021
27 d early
2020
30 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€729k▲ 3.7%
2024 · €703k
2018: €516k
2019: €673k
2020: €774k
2021: €692k
2022: €678k
2023: €641k
2024: €703k
2018 → 2025
Total assets
€1.06M▼ 12.9%
2024 · €1.21M
2018: €973k
2019: €1.15M
2020: €1.24M
2021: €1.19M
2022: €1.15M
2023: €1.03M
2024: €1.21M
2018 → 2025
Net result
€26k▼ 57.9%
2024 · €62k
2018: €135k
2019: €157k
2020: €152k
2021: €14k
2022: €33k
2023: €97k
2024: €62k
2018 → 2025
Working capital
€161k▼ 58.0%
2024 · €383k
2018: €377k
2019: €492k
2020: €543k
2021: €472k
2022: €473k
2023: €356k
2024: €383k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€692k-€678k▼ 1.9%€641k▼ 5.6%€703k▲ 9.7%€729k▲ 3.7%
Operating result€25k-€50k▲ 106%€140k▲ 177%€89k▼ 36.5%€37k▼ 58.2%
Net result€14k-€33k▲ 144%€97k▲ 191%€62k▼ 35.8%€26k▼ 57.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 58% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.06M
Fixed assets
€703k▲ 45.6%
Current assets
€353k▼ 51.6%
Equity and liabilities €1.06M
Equity
€729k▲ 3.7%
Debt
€327k▼ 35.9%
The debt ratio falls from 42.0% to 30.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€121k▼
2024 · €139k
Cash flow
€110k▼
2024 · €112k
Solvency
69.1%▲
2024 · 58.0%
Current ratio
1.83▼
2024 · 2.10
Quick ratio
1.83▲
2024 · 1.44
Debt / equity
0.45▼
2024 · 0.73
ROE
3.6%▼
2024 · 8.9%
ROA
2.5%▼
2024 · 5.1%
Interest coverage
43.96▼
2024 · 49.83
Debt
€327k▼
2024 · €510k
Debt ≤ 1 year
€193k▼
2024 · €347k
Debt > 1 year
€133k▼
2024 · €163k
Income taxes
€11k▼
2024 · €24k
Staff costs
€209k▼
2024 · €229k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.21M€1.06M▼
Fixed assets21/28€483k€703k▲
Tangible fixed assets22/27€483k€703k▲
Land and buildings22€339k€514k▲
Plant, machinery and equipment23€64k€57k▼
Furniture and vehicles24€80k€60k▼
Assets under construction and advance payments27-€72k
Current assets29/58€730k€353k▼
Stocks and contracts in progress3€230k€0▼
Stocks30/36€230k€0▼
Amounts receivable within one year40/41€419k€214k▼
Trade receivables40€402k€165k▼
Other amounts receivable41€17k€50k▲
Cash at bank and in hand54/58€76k€137k▲
Deferred charges and accrued income490/1€5k€1k▼
Equity and liabilities
Total equity and liabilities10/49€1.21M€1.06M▼
Equity10/15€703k€729k▲
Contributions10/11€19k€19k=
Reserves13€684k€711k▲
Tax-exempt reserves132€6k€6k=
Distributable reserves133€679k€705k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€510k€327k▼
Amounts payable after more than one year17€163k€133k▼
Financial debts170/4€163k€133k▼
Amounts payable within one year42/48€347k€193k▼
Current portion of amounts payable after more than one year42€30k€30k▼
Trade debts44€83k€72k▼
Suppliers440/4€83k€72k▼
Advances received on contracts in progress46€100k€0▼
Taxes, remuneration and social security45€53k€10k▼
Taxes450/3€31k€6k▼
Remuneration and social security454/9€22k€4k▼
Other amounts payable47/48€81k€80k▼
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€229k€209k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€84k▲
Other operating charges640/8€8k€9k▲
Gross operating margin9900€376k€339k▼
Operating profit (loss)9901€89k€37k▼
Financial income75/76B€338€3k▲
Recurring financial income75€338€3k▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€87k€37k▼
Income taxes67/77€24k€11k▼
Profit (loss) for the period9904€62k€26k▼
Profit (loss) for the period to be appropriated9905€62k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€62k€26k▼
Transfer from equity791/2€0-
Transfer to equity691/2€62k€26k▼
To other reserves6921€62k€26k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Social balance
Average headcount (FTE)90874.45.7▲
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
13-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €14k ▼91%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €157k ▲16.7%
Operating result €238k, net result €157k, both a record.
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ten Bos 99100 Sint-NiklaasGround area
3,126 m²
Building footprint
105 m²
Volume, LiDAR
716 m³
Parcel 46017A0303/00D002, Flanders · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BOUWONDERNEMING BECK
since 20072.159.965.514
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46017A0303/00D002 | Flanders | 3,126 m² | 1 · 105 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 1,500 EUR awarded · 1,500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
| 2022 | 1 | 500 EUR | 500 EUR |
Schemes
Premie kwalificerend werkplekleren
Stagebonus (stopgezet)
Recognitions · licences · registrations
Dual-learning approval
2 live approvalsMetselaar (vwo)
Ruwbouw duaal (so)
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Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 7,655 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-02-2007
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
43310Plastering work
43320Joinery installation
43331Floor and wall tiling
43410Roofing work
43990Other specialised construction activities
43999Specialised construction activities
45220
45250
45422
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.