VOLTEX
ActiveSummary
VOLTEX has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €240,480 and a net result of €31,651. Equity is growing by ~15.6% per year across the filed fiscal years. Its solvency ranks better than 82% of 26049 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability76▼-1
Solvency98▲+13
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20,000 at 30 days acceptable
Liquidity ample (current ratio 3.6 against 2.53 in 2023; short-term debt: 27.4% and cash: 37.9% of total assets), and 27.4% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-06-2025, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
43 d early
2023
55 d early
2022
53 d early
2021
53 d early
2020
22 d early
2019
29 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 43 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€240,480▲ 14.6%
2023 · €209,757
Total assets
€331,040▼ 4.6%
2023 · €347,177
Net result
€31,651▲ 22.4%
2023 · €25,849
Working capital
€235,554▲ 14.3%
2023 · €206,094
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€46,876▲ 25.5%€73,321▲ 56.4%€22,326▼ 69.6%€37,827▲ 69.4%€48,396▲ 27.9%
Net result€33,792above the sector's middle half▲ 31.2%€50,321above the sector's middle half▲ 48.9%€16,529within the sector's middle half▼ 67.2%€25,849above the sector's middle half▲ 56.4%€31,651above the sector's middle half▲ 22.4%
Equity€130,485above the sector's middle half▲ 34.9%€180,806above the sector's middle half▲ 38.6%€184,807above the sector's middle half▲ 2.2%€209,757above the sector's middle half▲ 13.5%€240,480above the sector's middle half▲ 14.6%
Total assets€253,364within the sector's middle half▲ 8.9%€315,740within the sector's middle half▲ 24.6%€320,327within the sector's middle half▲ 1.5%€347,177above the sector's middle half▲ 8.4%€331,040above the sector's middle half▼ 4.6%
Debt€122,879▼ 9.6%€134,934▲ 9.8%€135,519▲ 0.4%€137,420▲ 1.4%€90,560▼ 34.1%
Working capital€125,230above the sector's middle half▲ 43.5%€175,294above the sector's middle half▲ 40.0%€176,239above the sector's middle half▲ 0.5%€206,094above the sector's middle half▲ 16.9%€235,554above the sector's middle half▲ 14.3%
Solvency51.5%within the sector's middle half▲ 9.9pp57.3%within the sector's middle half▲ 5.8pp57.7%within the sector's middle half▲ 0.4pp60.4%within the sector's middle half▲ 2.7pp72.6%above the sector's middle half▲ 12.2pp
Current ratio2.04within the sector's middle half▲ 0.402.31within the sector's middle half▲ 0.262.30within the sector's middle half▼ 0.012.53within the sector's middle half▲ 0.233.60above the sector's middle half▲ 1.07
Return on assets (ROA)13.3%within the sector's middle half▲ 2.3pp15.9%above the sector's middle half▲ 2.6pp5.2%within the sector's middle half▼ 10.8pp7.4%within the sector's middle half▲ 2.3pp9.6%within the sector's middle half▲ 2.1pp
Staff (FTE)1.6within the sector's middle half▲ 6.7%2▲ 25.0%1.5▼ 25.0%1.2▼ 20.0%1.6▲ 33.3%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 28% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €331,040
Fixed assets
€4,926 ▼ 23.8%
Current assets
€326,114 ▼ 4.3%
Equity and liabilities €331,040
Equity
€240,480 ▲ 14.6%
Debt
€90,560 ▼ 34.1%
Debt's share of the balance-sheet total falls from 39.6% to 27.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€49,933▲
2023 · €39,933
Cash flow
€33,188▲
2023 · €27,955
Quick ratio
1.55▲
2023 · 1.12
Debt to equity
0.38▼
2023 · 0.66
ROE
13.2%▲
2023 · 12.3%
Interest coverage
5.48▼
2023 · 5.83
Debt ≤ 1 year
€90,560▼
2023 · €134,620
Income taxes
€16,212▲
2023 · €14,018
Staff costs
€64,011▲
2023 · €46,455
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €55,225 | €43,407 | €46,455 | €64,011 | ▲ 37.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,738 | €2,299 | €1,779 | €2,106 | €1,536 | ▼ 27.1% |
| Other operating charges640/8 | - | €6,081 | €5,898 | €6,663 | €1,338 | ▼ 79.9% |
| Non-recurring operating charges66A | - | €1,239 | - | - | - | - |
| Gross operating margin9900 | €90,580 | €138,165 | €73,411 | €93,051 | €115,282 | ▲ 23.9% |
| Operating profit (loss)9901 | €46,876 | €73,321 | €22,326 | €37,827 | €48,396 | ▲ 27.9% |
| Financial income75/76B | - | €7,671 | €7,913 | €8,887 | €8,577 | ▼ 3.5% |
| Recurring financial income75 | €6,923 | €7,671 | €7,913 | €8,887 | €8,577 | ▼ 3.5% |
| Financial charges65/66B | - | €4,655 | €4,497 | €6,846 | €9,109 | ▲ 33.1% |
| Recurring financial charges65 | €6,481 | €4,655 | €4,497 | €6,846 | €9,109 | ▲ 33.1% |
| Profit (loss) for the period before taxes9903 | €47,318 | €76,338 | €25,742 | €39,867 | €47,863 | ▲ 20.1% |
| Income taxes67/77 | €13,526 | €26,017 | €9,213 | €14,018 | €16,212 | ▲ 15.7% |
| Profit (loss) for the period9904 | €33,792 | €50,321 | €16,529 | €25,849 | €31,651 | ▲ 22.4% |
| Transfer from tax-exempt reserves789 | - | €2,975 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €33,792 | €53,296 | €16,529 | €25,849 | €31,651 | ▲ 22.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €253,364 | €315,740 | €320,327 | €347,177 | €331,040 | ▼ 4.6% |
| Fixed assets21/28 | €8,055 | €6,212 | €8,568 | €6,462 | €4,926 | ▼ 23.8% |
| Tangible fixed assets22/27 | €6,816 | €6,212 | €8,568 | €6,462 | €4,926 | ▼ 23.8% |
| Land and buildings22 | - | €33 | - | - | - | - |
| Plant, machinery and equipment23 | - | €1,135 | €1,671 | €873 | €645 | ▼ 26.1% |
| Furniture and vehicles24 | - | €5,045 | €6,898 | €5,589 | €4,281 | ▼ 23.4% |
| Financial fixed assets28 | €1,239 | - | - | - | - | - |
| Current assets29/58 | €245,309 | €309,528 | €311,758 | €340,715 | €326,114 | ▼ 4.3% |
| Stocks and contracts in progress3 | €138,902 | €131,191 | €161,467 | €190,036 | €185,490 | ▼ 2.4% |
| Stocks30/36 | - | €131,191 | €161,467 | €190,036 | €185,490 | ▼ 2.4% |
| Amounts receivable within one year40/41 | €3,039 | €2,944 | €12,874 | €25,552 | €9,118 | ▼ 64.3% |
| Trade receivables40 | - | €2,470 | €2,087 | €8,783 | €3,136 | ▼ 64.3% |
| Other amounts receivable41 | - | €474 | €10,787 | €16,769 | €5,982 | ▼ 64.3% |
| Cash at bank and in hand54/58 | €93,222 | €171,013 | €132,297 | €119,956 | €125,307 | ▲ 4.5% |
| Deferred charges and accrued income490/1 | - | €4,379 | €5,120 | €5,171 | €6,199 | ▲ 19.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €253,364 | €315,740 | €320,327 | €347,177 | €331,040 | ▼ 4.6% |
| Equity10/15 | €130,485 | €180,806 | €184,807 | €209,757 | €240,480 | ▲ 14.6% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €111,885 | €162,206 | €166,207 | €191,157 | €221,880 | ▲ 16.1% |
| Non-distributable reserves130/1 | - | €6,693 | €6,693 | - | - | - |
| Reserves not available under the articles1311 | - | €6,693 | €6,693 | - | - | - |
| Distributable reserves133 | - | €155,513 | €159,514 | €191,157 | €221,880 | ▲ 16.1% |
| Profit (loss) carried forward14 | - | - | - | - | €0 | - |
| Amounts payable17/49 | €122,879 | €134,934 | €135,519 | €137,420 | €90,560 | ▼ 34.1% |
| Amounts payable within one year42/48 | €120,079 | €134,234 | €135,519 | €134,620 | €90,560 | ▼ 32.7% |
| Financial debts43 | - | €50,000 | €50,000 | €50,000 | €0 | ▼ 100% |
| Credit institutions430/8 | - | €50,000 | €50,000 | €50,000 | €0 | ▼ 100% |
| Trade debts44 | €5,882 | €5,885 | €12,744 | €10,214 | €7,288 | ▼ 28.7% |
| Suppliers440/4 | - | €5,885 | €12,744 | €10,214 | €7,288 | ▼ 28.7% |
| Taxes, remuneration and social security45 | - | €26,056 | €15,529 | €18,651 | €27,982 | ▲ 50.0% |
| Taxes450/3 | - | €16,442 | €11,758 | €10,596 | €16,939 | ▲ 59.9% |
| Remuneration and social security454/9 | - | €9,614 | €3,771 | €8,055 | €11,043 | ▲ 37.1% |
| Other amounts payable47/48 | - | €52,293 | €57,246 | €55,756 | €55,290 | ▼ 0.8% |
| Accrued charges and deferred income492/3 | - | €700 | - | €2,800 | €0 | ▼ 100% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €33,792 | €50,321 | €16,529 | €25,849 | €31,651 | ▲ 22.4% |
| + Depreciation and write-downs630 | €1,738 | €2,299 | €1,779 | €2,106 | €1,536 | ▼ 27.1% |
| Operating cash flow (approximation) | €35,530 | €52,620 | €18,309 | €27,955 | €33,188 | ▲ 18.7% |
| Investment in fixed assets (approximation) | - | -€456 | -€4,136 | €0 | €0 | - |
| Change in cash | - | €77,791 | -€38,716 | -€12,341 | €5,351 | ▲ 143% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200,000Eq €209,757 ▲13.5%
6 profitable years in a row build equity to €209,757.
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €16,529 ▼67.2%
Net result drops to €16,529, the lowest in the series; recovery starts the following year.
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €50,321 ▲48.9%
Operating result €73,321, net result €50,321, both a record.
31-12
Financial
Equity above €150,000Eq €180,806 ▲38.6%
4 profitable years in a row build equity to €180,806.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100,000Eq €130,485 ▲34.9%
3 profitable years in a row build equity to €130,485.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Show earlier events
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
19-05
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1984
Ground area
278 m²
Building footprint
235 m²
Volume, LiDAR
1,597 m³
Parcel 11343A0786/00H000, Flanders · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Turnhoutsebaan 32, 2100 Antwerpen
since 19842.024.796.608
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11343A0786/00H000 | Flanders | 278 m² | 1 · 235 m² | 11.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 519 companies in sector 47714 we hold annual accounts for 266. 219 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-05-1984
Fiscal year end31-12
Activities, NACEBEL 2025
47714Retail trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0425889287
Also
9925:BE0425889287
Registered
29-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.