VERBUECKEN
ActiveVERBUECKEN has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €245k and a net result of €24k. Equity is shrinking by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 75% of 92 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2026
94
/ 100
Excellent▼ -4 vs 2025
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability49▼-5
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 6.28 against 5.82 in 2025), and 14.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
85.9%
Return on assets
8.5%
Age of the figures
7 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 28-02-2026 was due by 30-09-2026 and was filed on 03-09-2026, 27 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
27 d early
2025
7 d early
2024
24 d early
2023
25 d early
2022
91 d early
2021
23 d early
2020
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 28-02-2027 and is due by 30-09-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today28-02-2027 close30-09-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€245k▲ 11.0%
2025 · €221k
2019: €460k
2020: €482k
2021: €545k
2022: €578k
2023: €318k
2024: €338k
2025: €221k
2019 → 2026
Total assets
€285k▲ 9.8%
2025 · €259k
2019: €486k
2020: €518k
2021: €582k
2022: €617k
2023: €669k
2024: €385k
2025: €259k
2019 → 2026
Net result
€24k▲ 2.4%
2025 · €24k
2019: €30k
2020: €22k
2021: €63k
2022: €33k
2023: €27k
2024: €20k
2025: €24k
2019 → 2026
Working capital
€205k▲ 19.0%
2025 · €173k
2019: €460k
2020: €477k
2021: €476k
2022: €494k
2023: €245k
2024: €278k
2025: €173k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€578k-€318k▼ 45.0%€338k▲ 6.4%€221k▼ 34.8%€245k▲ 11.0%
Operating result€41k-€34k▼ 17.8%€22k▼ 34.4%€27k▲ 21.0%€27k▲ 0.5%
Net result€33k-€27k▼ 19.0%€20k▼ 24.5%€24k▲ 16.9%€24k▲ 2.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2024 the operating result has climbed two years in a row; 2026 is 1% above 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €285k
Fixed assets
€40k▼ 20.5%
Current assets
€244k▲ 17.2%
Equity and liabilities €285k
Equity
€245k▲ 11.0%
Debt
€40k▲ 3.1%
The debt ratio falls from 15.0% to 14.1%: equity grows faster than debt.
Key figures and ratios
EBITDA
€39k▲
2025 · €39k
Cash flow
€36k▲
2025 · €35k
Solvency
85.9%▲
2025 · 85.0%
Current ratio
6.28▲
2025 · 5.82
Quick ratio
2.91▲
2025 · 2.61
Debt / equity
0.16▼
2025 · 0.18
ROE
9.9%▼
2025 · 10.7%
ROA
8.5%▼
2025 · 9.1%
Interest coverage
170.20▼
2025 · 217.60
Debt
€40k▲
2025 · €39k
Debt ≤ 1 year
€39k▲
2025 · €36k
Income taxes
€10k▲
2025 · €9k
Staff costs
€18k▲
2025 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€259k€285k▲
Fixed assets21/28€51k€40k▼
Tangible fixed assets22/27€51k€40k▼
Plant, machinery and equipment23€397€0▼
Furniture and vehicles24€47k€38k▼
Other tangible fixed assets26€3k€2k▼
Financial fixed assets28€135€135=
Current assets29/58€208k€244k▲
Stocks and contracts in progress3€115k€131k▲
Stocks30/36€115k€131k▲
Amounts receivable within one year40/41€4k€1k▼
Trade receivables40€1k€934▼
Other amounts receivable41€3k€100▼
Cash at bank and in hand54/58€89k€112k▲
Deferred charges and accrued income490/1€261€615▲
Equity and liabilities
Total equity and liabilities10/49€259k€285k▲
Equity10/15€221k€245k▲
Contributions10/11€20k€20k=
Reserves13€201k€225k▲
Distributable reserves133€201k€225k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€39k€40k▲
Amounts payable within one year42/48€36k€39k▲
Trade debts44€533€7k▲
Suppliers440/4€533€7k▲
Taxes, remuneration and social security45€10k€10k▲
Taxes450/3€6k€7k▲
Remuneration and social security454/9€4k€3k▼
Other amounts payable47/48€25k€22k▼
Accrued charges and deferred income492/3€3k€1k▼
Income statement
Code20252026
Remuneration, social security and pensions62€17k€18k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▲
Other operating charges640/8€8k€8k▲
Gross operating margin9900€64k€65k▲
Operating profit (loss)9901€27k€27k▲
Financial income75/76B€6k€7k▲
Recurring financial income75€6k€7k▲
Financial charges65/66B€178€230▲
Recurring financial charges65€178€230▲
Profit (loss) for the period before taxes9903€33k€34k▲
Income taxes67/77€9k€10k▲
Profit (loss) for the period9904€24k€24k▲
Profit (loss) for the period to be appropriated9905€24k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€24k▲
Transfer from equity791/2€142k€0▼
Transfer to equity691/2€24k€24k▲
To other reserves6921€24k€24k▲
Profit to be distributed694/7€142k€0▼
Return on contributions (dividend)694€142k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
03-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
2025
23-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
06-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
29-02
Financial
Weakest financial yearnet €20k ▼24.5%
Net result drops to €20k, the lowest in the series; recovery starts the following year.
29-02
Financial
Liquidity quadruplescurrent ratio 7.27
Current ratio from 1.70 to 7.27; short-term debt falls from €349k to €44k.
2023
05-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
07-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
28-02
Financial
Highest result since 2019net €63k ▲183%
Operating result €78k, net result €63k, both a record.
28-02
Financial
Equity above €500kEq €545k ▲13.1%
3 profitable years in a row build equity to €545k.
2020
07-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
02-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
04-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aarschotseweg(HRT) 92200 HerentalsGround area
6,975 m²
Building footprint
848 m²
Volume, LiDAR
4,912 m³
Parcel 13302C0715/00F000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
verbuecken bvba
since 19912.053.850.581
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13302C0715/00F000 | Flanders | 6,975 m² | 1 · 848 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 792 EUR awarded · 792 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 792 EUR | 792 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 683 companies in sector 46412 we hold annual accounts for 512. 405 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-07-1991
Fiscal year end28-02
Activities, NACEBEL
46412Wholesale of household textiles and bedding
47714Retail trade
51410
52425
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
General meetings
1 convocationGeneral meeting
Jaarverslag. Goedkeuring jaarrekening. Bestemming resultaat. Kwijting bestuurders. (Her)Benoemingen. Divers. (AOPC-1-9-06081/05.08)