Financials
- Fiscal year
- 2025
- Total assets
- €20,504
- Loss
- -€33,801
- Solvency
- -153.1%
VMV INVEST
ActiveSummary
The computed 12-month bankruptcy probability of VMV INVEST is 3.1% (moderate). The 2025 annual accounts show negative equity (-€31,401) and a net result of -€33,801. Its solvency ranks better than 5% of 33926 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Plastering work
NACE 43310
1 site
Size
€20,504total assets 2025
- Equity
- -€31,401
- Loss
- -€33,801
Turnover not published (abridged schema)
Structure
Accounts 20 d early0 of 1 deed read
Why 48- Founded in 2024- Negative equity -€31,401- Sector Specialised construction activities (NACE 43)+ Size: total assets €20,504Show the evidence
Checked score
Score 2025
48
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 4% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
0
equity -153.1% of total assets
Liquidity
11
short-term debt 253.1% · cash 9.0%
Profitability
0
return on assets -164.9%
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2025: 1.9%lowest value
12-2025: 1.9%● 0.0% vs 11-2025lowest value
01-2026: 1.9%▲ +2.7% vs 12-2025
02-2026: 2.3%▲ +19.0% vs 01-2026
03-2026: 2.4%▲ +5.2% vs 02-2026
04-2026: 2.7%▲ +12.0% vs 03-2026
05-2026: 2.7%● 0.0% vs 04-2026
06-2026: 3.0%▲ +10.3% vs 05-2026
07-2026: 3.0%▲ +1.8% vs 06-2026
08-2026: 3.0%▼ -1.5% vs 07-2026
09-2026: 3.0%▲ +0.5% vs 08-2026
10-2026: 3.1%▲ +4.3% vs 09-2026highest value
- Founded in 2024 raises the probability for this profile
- Size: total assets €20,504 lowers the probability for this profile
- Negative equity -€31,401 raises the probability
- Sector Specialised construction activities (NACE 43) raises the probability
No credit on open account
Liquidity short (current ratio 0.39; short-term debt: 253.1% and cash: 9% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 3%, liquidity 7%, profitability 4%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-07-2026, 20 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
20 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 11-07-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Plastering workNACE 43310
- Founded
- 29-10-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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