High End Microcement
ActiveThe computed 12-month bankruptcy probability of High End Microcement is 4.1% (elevated). The 2024 annual accounts show equity of €3k and a net result of €-2k. Its solvency ranks better than 24% of 36377 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes
Profitability0
Solvency34
Growth-
Stability67
Bankruptcy probability, 12 months
4.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.08), and 77.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
22.8%
Return on assets
-10.8%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 36377 sector peers (2024).
NBB · sector comparisonPosition among 36377 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
29 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€3k
Total assets
€15k
Net result
€-2k
Working capital
€862
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €15k
Fixed assets
€3k
Current assets
€12k
Equity and liabilities €15k
Equity
€3k
Debt
€11k
Debt finances 77.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€-2k
Cash flow
€-1k
Solvency
22.8%
Current ratio
1.08
Quick ratio
1.08
Debt / equity
3.39
ROE
-47.3%
ROA
-10.8%
Interest coverage
-22.65
Debt
€11k
Debt ≤ 1 year
€11k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€15k
Fixed assets21/28€3k
Intangible fixed assets21€2k
Financial fixed assets28€700
Current assets29/58€12k
Amounts receivable within one year40/41€9k
Trade receivables40€4k
Other amounts receivable41€5k
Cash at bank and in hand54/58€3k
Deferred charges and accrued income490/1€523
Equity and liabilities
Total equity and liabilities10/49€15k
Equity10/15€3k
Contributions10/11€5k
Profit (loss) carried forward14€-2k
Amounts payable17/49€11k
Amounts payable within one year42/48€11k
Trade debts44€7k
Suppliers440/4€7k
Taxes, remuneration and social security45€4k
Taxes450/3€4k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€108
Other operating charges640/8€157
Gross operating margin9900€-1k
Operating profit (loss)9901€-2k
Financial income75/76B€137
Recurring financial income75€137
Financial charges65/66B€69
Recurring financial charges65€69
Profit (loss) for the period before taxes9903€-2k
Profit (loss) for the period9904€-2k
Profit (loss) for the period to be appropriated9905€-2k
Appropriation of the result
Profit (loss) to be appropriated9906€-2k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Statiestraat (Dp) 302920 KalmthoutGround area
195 m²
Building footprint
151 m²
Parcel 11022G0823/00P002, Flanders. Linked by address, not a title deed.
1 establishment unit
High End Microcement
since 20242.361.544.479
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11022G0823/00P002 | Flanders | 195 m² | 1 · 151 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,987 companies in sector 43310 we hold annual accounts for 1,736. 557 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-06-2024
Fiscal year end31-12
Abbreviation NL
HEM
Activities, NACEBEL
43310Plastering work
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.