VMV CONSTRUCT
ActiveThe computed 12-month bankruptcy probability of VMV CONSTRUCT is 1.6% (moderate). The 2025 annual accounts show equity of €18k and a net result of €15k. Its solvency ranks better than 36% of 27358 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency66
Growth-
Stability67
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.53), but 65.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.5%
Return on assets
27.9%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€18k
Total assets
€53k
Net result
€15k
Working capital
€18k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €53k
Equity
€18k
Debt
€35k
Debt finances 65.5% of the balance-sheet total.
Key figures and ratios
Solvency
34.5%
Current ratio
1.53
Quick ratio
1.53
Debt / equity
1.90
ROE
81.0%
ROA
27.9%
Debt
€35k
Debt ≤ 1 year
€35k
Income taxes
€5k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€53k
Current assets29/58€53k
Amounts receivable within one year40/41€51k
Trade receivables40€46k
Other amounts receivable41€5k
Cash at bank and in hand54/58€2k
Equity and liabilities
Total equity and liabilities10/49€53k
Equity10/15€18k
Contributions10/11€4k
Profit (loss) carried forward14€15k
Amounts payable17/49€35k
Amounts payable within one year42/48€35k
Trade debts44€22k
Suppliers440/4€22k
Advances received on contracts in progress46€5k
Taxes, remuneration and social security45€5k
Taxes450/3€5k
Other amounts payable47/48€2k
Income statement
Code2025
Gross operating margin9900€20k
Operating profit (loss)9901€20k
Financial charges65/66B€3
Recurring financial charges65€3
Profit (loss) for the period before taxes9903€20k
Income taxes67/77€5k
Profit (loss) for the period9904€15k
Profit (loss) for the period to be appropriated9905€15k
Appropriation of the result
Profit (loss) to be appropriated9906€15k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Excelsiorlaan 711930 ZaventemGround area
5,436 m²
Building footprint
1,487 m²
Volume, LiDAR
14,271 m³
Parcel 23094D0036/00W000, Flanders · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VMV CONSTRUCT
since 20252.372.306.630
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23094D0036/00W000 | Flanders | 5,436 m² | 1 · 1,487 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Quertinmont Solutions Techniques
BE 0763.581.426
Anthisnes · Eq €18k
Y&N
BE 0820.385.220
Zaventem · Eq €19k
MAISON & ARTISAN
BE 0743.435.813
Jette · Eq €19k
GH Logistics & Technics
BE 0693.961.457
Zwevegem · Eq €19k
AUTONOHM
BE 0676.758.508
Antwerpen · Eq €19k
Of 4,060 companies in sector 43240 we hold annual accounts for 1,616. 1,088 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-03-2025
Fiscal year end31-12
Activities, NACEBEL
43240Other construction installation
43230Insulation installation
43350Other building finishing work
43910Bricklaying and masonry work
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.