VMF Finance
VMF Finance is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show negative equity (€-24k) and a net result of €-44k. Its solvency ranks better than 6% of 229 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €-24k |
| Net result | €-44k |
| Better than sector | 6% |
| Active | 2 yrs |
This figure rests on 3 of 5 axes. Too few to say where this company is strong or weak.
Computed on 3 of 5 axes. Not measured: health, growth. An unmeasured axis is not a zero: no data was read for it.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -13.0% | 21.1% | |
| Net result | €-44k | €65k | |
| Equity | €-24k | €128k | |
| Gross operating margin | €-16k | €405k | |
| Employees (FTE) | 0.0 | 4.2 |
| Fiscal year | 2024 |
|---|---|
| Deposit | verkort |
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €-44k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €185k |
| Equity | €-24k |
| Debt | €210k |
| of which ≤ 1y | €67k |
| of which > 1y | €142k |
| Working capital | n/a |
| Employees (FTE) | 0.0 |
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | -13.0% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | -23.8% |
| ROE | 182.7% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
Full annual accounts (23 line items)
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €185k |
| Fixed assets | 21/28 | €179k |
| Intangible fixed assets | 21 | €154k |
| Tangible fixed assets | 22/27 | €18k |
| Financial fixed assets | 28 | €7k |
| Current assets | 29/58 | €7k |
| Amounts receivable within one year | 40/41 | €2k |
| Cash & bank | 54/58 | €5k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €185k |
| Equity | 10/15 | €-24k |
| Contributions / capital | 10/11 | €20k |
| Accumulated profits (losses) | 14 | €-44k |
| Amounts payable | 17/49 | €210k |
| Amounts payable after one year | 17 | €142k |
| Amounts payable within one year | 42/48 | €67k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €-16k |
| Operating result | 9901 | €-40k |
| Financial income | 75 | €1 |
| Financial charges | 65 | €5k |
| Result before taxes | 9903 | €-44k |
| Net result for the period | 9904 | €-44k |
| Result to be appropriated | 9905 | €-44k |
Former directors (1)
-
Theodorus Augustinus MarséDirectorState Gazette act 25057820 (06-05-2025)Former- → 15-03-2025
| NACE primary | Activiteiten van verzekeringsagenten en -makelaars(66220) |
| Legal form | Private limited company(610) |
| Incorporation | 08-12-2023 |
| Status | Active |
| Postal code | 1740 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23086A0360/00N002 | Flanders | 318 m² | 1 · 137 m² | 10.9 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
06-05-2025 Theodorus Augustinus Marsé resigns as director
- Theodorus Augustinus Marsé, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Theodorus Augustinus Mars\u00E9",
"address": "Van Parijslaan 1, 1930 Zaventem",
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": "de_plein_droit_dissolution",
"subkind": null,
"via_org": null,
"statutory": "niet_statutair",
"compensated": null,
"effective_date": "2025-03-15",
"evidence_quote": "Het ontslag van TheMa Finance BV (O.N. 1001.504.016) als niet-statutair bestuurder, met als vaste vertegenwoordiger de heer Theodorus Augustinus Mars\u00E9, wonende te Van Parijslaan 1, 1930 Zaventem. Het ontslag gaat in op 15 maart 2025.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "Brussel",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2025-05-06",
"filing_date": "2025-04-28",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "buitengewone_algemene_vergadering",
"date": "2025-03-15",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "1003.165.882",
"name_full": "VMF FINANCE",
"legal_form": "BV",
"_kbo_filled_from_list": true
},
"publication_proxy": {
"kind": "org",
"org_kbo": null,
"org_name": "Nathalie Fi\u00E9vet BV",
"person_name": null,
"org_rep_person_name": "Nathalie Fi\u00E9vet",
"person_role_at_subject": null
},
"co_filed_documents": [],
"corrected_publication_numac": null
}| Legal nameNL | VMF Finance |