VM REP

Active

Private limited companyfounded 20251 yr activeRue Félix Laurent 3, 7180 Seneffe, BelgiumKBO/BCE: BE 1021.177.396

Summary

VM REP has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44,394 and a net result of €40,394. Its solvency ranks better than 46% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Risk analysisWatch Report Compare

VM REPActiveChecked score 82/100

Risk analysis Report Compare

Activity

Other business support services

NACE 82990

1 site

Size

€94,561total assets 2025

Equity: €44,394
Profit: €40,394

Turnover not published (abridged schema)

Financial health

82 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.5%

Structure

Accounts 29 d early0 of 1 deed read

Why 82- Founded in 2025- Liquidity: current ratio 1.86, cash €3,189- Size: total assets €94,561+ Sector Office administrative, office support and other business support activities (NACE 82)Show the evidence

Checked score

Score 2025

82 / 100

Excellent

Probability in this band: under 0.55%

Better than 50% of its sector peers (NACE 82, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 72

equity 46.9% of total assets

Liquidity 27

short-term debt 53.1% · cash 3.4%

Profitability 100

return on assets 42.7%

Bankruptcy probability, 12 months

0.5% Very low

0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,603 companies)

Last 24 months 04-2026: 0.6% 05-2026: 0.6%● 0.0% vs 04-2026 06-2026: 0.6%▲ +3.2% vs 05-2026 07-2026: 0.6%▲ +3.3% vs 06-2026highest value 08-2026: 0.4%▼ -32.5% vs 07-2026lowest value 09-2026: 0.4%▲ +3.3% vs 08-2026 10-2026: 0.5%▲ +6.9% vs 09-2026

Sector Office administrative, office support and other business support activities (NACE 82) lowers the probability
Founded in 2025 raises the probability for this profile
Liquidity: current ratio 1.86, cash €3,189 raises the probability
Size: total assets €94,561 raises the probability for this profile

Credit up to €3,500 at 30 days acceptable

Liquidity ample (current ratio 1.86; short-term debt: 53.1% and cash: 3.4% of total assets), but 53.1% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 49%, liquidity 15%, profitability 87%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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