VM Pediaconsult
ActiveSummary
The computed 12-month bankruptcy probability of VM Pediaconsult is 2.9% (moderate). The 2024 annual accounts show equity of €185k and a net result of €44k. Equity is growing by ~35.7% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability98▼-2
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 39.49 against 3.38 in 2023; short-term debt: 2.1% and cash: 60.7% of total assets), and 2.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-09-2025, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
49 d late
2023
61 d late
2022
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€185k▲ 30.2%
2023 · €142k
2022: €84k
2023: €142k
2022 → 2024
Total assets
€189k▲ 0.6%
2023 · €188k
2022: €116k
2023: €188k
2022 → 2024
Net result
€44k▼ 26.2%
2023 · €59k
2022: €79k
2023: €59k
2022 → 2024
Working capital
€156k▲ 43.3%
2023 · €109k
2022: €68k
2023: €109k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€84k-€142k▲ 70.0%€185k▲ 30.2%
Operating result€101k-€76k▼ 25.3%€57k▼ 25.1%
Net result€79k-€59k▼ 25.3%€44k▼ 26.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 25% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €189k
Fixed assets
€29k ▼ 13.3%
Current assets
€160k ▲ 3.6%
Equity and liabilities €189k
Equity
€185k ▲ 30.2%
Debt
€4k ▼ 91.1%
Debt's share of the balance-sheet total falls from 24.4% to 2.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€65k▼
2023 · €84k
Cash flow
€52k▼
2023 · €67k
Current ratio
39.49▲
2023 · 3.38
Debt to equity
0.02▼
2023 · 0.32
ROE
23.7%▼
2023 · 41.7%
ROA
23.2%▼
2023 · 31.6%
Interest coverage
248.93▼
2023 · 364.63
Debt ≤ 1 year
€4k▼
2023 · €46k
Income taxes
€13k▼
2023 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet
Code20232024
Assets
Total assets20/58€188k€189k▲
Fixed assets21/28€33k€29k▼
Tangible fixed assets22/27€33k€29k▼
Furniture and vehicles24€9k€2k▼
Other tangible fixed assets26€23k€26k▲
Current assets29/58€155k€160k▲
Amounts receivable within one year40/41€43k€34k▼
Trade receivables40€43k€29k▼
Other amounts receivable41-€5k
Current investments50/53-€10k
Cash at bank and in hand54/58€110k€115k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€188k€189k▲
Equity10/15€142k€185k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€137k€180k▲
Amounts payable17/49€46k€4k▼
Amounts payable within one year42/48€46k€4k▼
Current portion of amounts payable after more than one year42€3k-
Financial debts43€384-
Credit institutions430/8€384-
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€38k€258▼
Taxes450/3€38k€258▼
Other amounts payable47/48€1k€208▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€85k€66k▼
Operating profit (loss)9901€76k€57k▼
Financial income75/76B€6€383▲
Recurring financial income75€6€383▲
Financial charges65/66B€229€262▲
Recurring financial charges65€229€262▲
Profit (loss) for the period before taxes9903€75k€57k▼
Income taxes67/77€16k€13k▼
Profit (loss) for the period9904€59k€44k▼
Profit (loss) for the period to be appropriated9905€59k€44k▼
Appropriation of the result
Profit (loss) to be appropriated9906€138k€181k▲
Profit (loss) brought forward from the previous period14P€79k€137k▲
Profit to be distributed694/7€833€859▲
Return on contributions (dividend)694€833€859▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 49 days late
2024
31-12
Financial
Weakest financial yearnet €44k ▼26.2%
Net result drops to €44k, the lowest in the series.
31-12
Financial
Liquidity times 12current ratio 39.49
Current ratio from 3.38 to 39.49; short-term debt falls from €46k to €4k.
31-12
Financial
Equity above €150kEq €185k ▲30.2%
3 profitable years in a row build equity to €185k.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Equity above €100kEq €142k ▲70%
2 profitable years in a row build equity to €142k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Villers-la-Ville · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Drève Pierre Laruelle 181495 Villers-la-VilleGround area
1,874 m²
Building footprint
190 m²
Volume, LiDAR
1,317 m³
Parcel 25098A0036/00B004, Wallonia · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VM Pediaconsult
since 20222.327.397.115
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25098A0036/00B004 | Wallonia | 1,874 m² | 1 · 190 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-01-2022
Fiscal year end31-12
Abbreviation FR
VMP
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.