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Generated 06-08-2026
Active BE 0758.739.443Private limited company

VM Het Koraal

Wijngelagweg 54 ·2620 Hemiksem, Belgium· 5 yrs active
Sector: Cleaning & landscape services (81220)
Conclusion Checked

The computed 12-month bankruptcy probability of VM Het Koraal is 2.3% (moderate). The 2024 annual accounts show equity of €24k and a net result of €37k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 84% of 139 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.
Key figures
Equity €24k
Net result €37k
Staff (FTE) 0.5
Better than sector 84%
Snowflake analysis 5 axes · computed by Checked
Health100Profitability100Solvency93Growth78Stability94
93 / 100

Exceptional profile, strong across almost every axis.

Health 100
Profitability 100
Solvency 93
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
2.3% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
100 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview4 NBB filings
Annual accounts filed on 06-06-2025 with the NBB · fiscal year 2024 · verkort
€-20k€0€20k€40kOperating result 2021: €-11k€-11kNet result 2021: €-12k€-12kOperating result 2022: €-5k€-5kNet result 2022: €-6k€-6kOperating result 2023: €4k€4kNet result 2023: €3k€3kOperating result 2024: €48k€48kNet result 2024: €37k€37k2021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
volatile Too volatile to project: the yearly deviation from the trend is ~60% of the level (threshold 35%). We therefore deliberately show no projection line.
€-20k€-10k€0€10k€20k2021: €-10k2022: €-16k2023: €-13k2024: €24k2021202220232024
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 81, Cleaning & landscape services · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 69.1% 33.8%
better than 84% of 139 sector peers
Net result €37k €26k
better than 60% of 138 sector peers
Equity €24k €118k
better than 26% of 139 sector peers
Gross operating margin €83k €208k
better than 36% of 138 sector peers
Staff costs €26k €187k
higher than 12% of 90 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€55k
+960.3% +106% vs sector
Net profit
€37k
+1305.6% far above sector median
Cash flow
€43k
+963.4% +142% vs sector
Total assets
€35k
+48.7% -54% vs sector
Equity
€24k
- -37% vs sector
Working capital
€7k
- -81% vs sector
Employees (FTE)
1
+25.0% -87% vs sector
Staff costs
€26k
+41.9% -4% vs sector
Income taxes
€10k
- +149% vs sector
Debt
€11k
-70.5% -61% vs sector
Debt ≤ 1y
€11k
-70.5% -61% vs sector
Debt > 1y
€3k
-49.4% -95% vs sector
Current ratio
1.67
+526.7% -39% vs sector
Quick ratio
1.67
+526.7% -39% vs sector
Solvency
69.1%
- +9% vs sector
Debt / equity
0.45
- -22% vs sector
ROE
154.0%
- far above sector median
ROA
106.5%
+845.1% far above sector median
Interest coverage
34.32
+621.5% far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€55k
Net profit€37k
Cash flow€43k
Staff costs€26k
Income taxes€10k
Dividends-
Total assets€35k
Equity€24k
Debt€11k
of which ≤ 1y€11k
of which > 1y-
Working capital€7k
Employees (FTE)0.5
Ratios (computed)
2024
Current ratio1.67
Quick ratio1.67
Working capital ratio20.7%
Solvency69.1%
Debt / equity0.45
Long-term debt ratio-
Interest coverage34.32
Gross margin-
Net margin-
ROA106.5%
ROE154.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€35k
Fixed assets 21/28€17k
Tangible fixed assets 22/27€17k
Current assets 29/58€18k
Amounts receivable within one year 40/41€15k
Cash & bank 54/58€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€35k
Equity 10/15€24k
Contributions / capital 10/11€2k
Reserves 13€22k
Amounts payable 17/49€11k
Amounts payable within one year 42/48€11k
Trade debts payable within one year 44€5k
Income statement
Gross operating margin 9900€83k
Operating result 9901€48k
Financial income 75€1
Financial charges 65€2k
Result before taxes 9903€47k
Income taxes 67/77€10k
Net result for the period 9904€37k
Result to be appropriated 9905€37k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Cleaning & landscape services(81220)
Legal form Private limited company(610)
Incorporation25-11-2020
StatusActive
Postal code2620
Establishment units 1 location
VM Het Koraal
Wijngelagweg 54, 2620 HemiksemReparatie en onderhoud van verwarmingsinstallaties
since 20202.309.926.128
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11018A0067/00M002 Flanders 323 m² 1 · 88 m² 9.5 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
06-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
06-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
11-12-2023
State Gazette act Director changes
Luc MORTELMANS
12-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
06-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2023
11-12-2023 2 directors appointed, 1 resigning Director changes·Luc MORTELMANS
  • Vanessa MANNETSTÄTTER, Bestuurder
  • Peter STOOP, Bestuurder
  • Vanessa MANNETSTÄTTER, Bestuurder
Notary: Luc MORTELMANS · Antwerpen-DeurneFirm: NOTARIS LUC MORTELMANS
Technical details 
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Overige reiniging van gebouwen; industriële reiniging81220Overige reiniging van gebouwen; industriële reiniging81220Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Vrachtbehandeling in zeehavens52241Vrachtbehandeling in zeehavens52241Overige vormen van onderwijs85599Overige vormen van onderwijs85599
Primary activity highlighted.
Names & trade names
Legal nameNL VM Het Koraal
Registered office
Wijngelagweg 54
2620 Hemiksem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative