VM COMPUTERS
ActiveVM COMPUTERS has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-6k) and a net result of €1k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 11238 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
39
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability30▲+2
Solvency22▲+1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.04 against 1.08 in 2024; short-term debt: 94.3% and cash: 1.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-3.4%
Return on assets
0.7%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 11238 sector peers (2025).
NBB · sector comparisonPosition among 11238 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
2 d early
2022
4 d early
2021
on the day
2020
2 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-6k▲ 16.2%
2024 · €-8k
2019: €36k
2020: €24k
2021: €19k
2022: €-3k
2023: €-8k
2024: €-8k
2019 → 2025
Total assets
€188k▼ 7.1%
2024 · €202k
2019: €258k
2020: €257k
2021: €218k
2022: €200k
2023: €211k
2024: €202k
2019 → 2025
Net result
€1k▲ 220%
2024 · €388
2019: €-5k
2020: €-12k
2021: €-5k
2022: €-21k
2023: €-5k
2024: €388
2019 → 2025
Working capital
€7k▼ 49.8%
2024 · €14k
2019: €53k
2020: €25k
2021: €19k
2022: €-2k
2023: €10k
2024: €14k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€-3k€-8k▼ 213%€-8k▲ 4.8%€-6k▲ 16.2%
Operating result€4k-€-12k€5k€14k▲ 157%€12k▼ 16.5%
Net result€-5k-€-21k▼ 315%€-5k▲ 74.4%€388€1k▲ 220%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €188k
Fixed assets
€3k▼ 24.1%
Current assets
€184k▼ 6.7%
Key figures and ratios
EBITDA
€13k▼
2024 · €15k
Cash flow
€2k▲
2024 · €1k
Solvency
-3.4%▲
2024 · -3.8%
Current ratio
1.04▼
2024 · 1.08
Quick ratio
0.09▼
2024 · 0.16
Debt / equity
-30.14▼
2024 · -27.30
ROA
0.7%▲
2024 · 0.2%
Interest coverage
1.23▲
2024 · 1.11
Debt
€194k▼
2024 · €210k
Debt ≤ 1 year
€177k▼
2024 · €183k
Debt > 1 year
€17k▼
2024 · €25k
Income taxes
€141▼
2024 · €296
Staff costs
€47k▲
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€202k€188k▼
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€3k▼
Other tangible fixed assets26€5k€3k▼
Current assets29/58€198k€184k▼
Stocks and contracts in progress3€169k€168k▼
Stocks30/36€169k€168k▼
Amounts receivable within one year40/41€18k€9k▼
Trade receivables40€17k€9k▼
Other amounts receivable41€17-
Cash at bank and in hand54/58€7k€2k▼
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€202k€188k▼
Equity10/15€-8k€-6k▲
Contributions10/11€70k€70k=
Reserves13€5k€5k=
Tax-exempt reserves132€5k€5k=
Profit (loss) carried forward14€-83k€-82k▲
Amounts payable17/49€210k€194k▼
Amounts payable after more than one year17€25k€17k▼
Financial debts170/4€25k€17k▼
Amounts payable within one year42/48€183k€177k▼
Current portion of amounts payable after more than one year42€7k€8k▲
Financial debts43€31k€26k▼
Credit institutions430/8€31k€26k▼
Trade debts44€34k€34k▲
Suppliers440/4€34k€34k▲
Advances received on contracts in progress46€4k€5k▲
Taxes, remuneration and social security45€18k€14k▼
Taxes450/3€9k€6k▼
Remuneration and social security454/9€8k€8k▼
Other amounts payable47/48€89k€91k▲
Accrued charges and deferred income492/3€2k€127▼
Income statement
Code20242025
Non-recurring operating income76A€21k-
Remuneration, social security and pensions62€45k€47k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€937€1k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€62k€62k▼
Operating profit (loss)9901€14k€12k▼
Financial income75/76B€84€56▼
Recurring financial income75€84€56▼
Financial charges65/66B€13k€10k▼
Recurring financial charges65€13k€10k▼
Profit (loss) for the period before taxes9903€685€1k▲
Income taxes67/77€296€141▼
Profit (loss) for the period9904€388€1k▲
Profit (loss) for the period to be appropriated9905€388€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-85k€-82k▲
Profit (loss) brought forward from the previous period14P€-85k€-83k▲
Transfer from equity791/2€2k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €1k ▲220%
Net result €1k, the highest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €388
Net result €388 after 5 loss-making years.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €-21k
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
06-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 65 days late
2016
16-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tienen · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leuvensestraat 323300 TienenGround area
220 m²
Building footprint
142 m²
Volume, LiDAR
844 m³
Parcel 24593G0191/00B002, Flanders · tallest building 17.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Leuvensestraat 32, 3300 Tienen
since 19982.088.371.002
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24593G0191/00B002 | Flanders | 220 m² | 1 · 142 m² | 17.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CARALISE
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BE 1015.922.768
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Of 2,125 companies in sector 46500 we hold annual accounts for 1,403. 628 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-07-1998
Fiscal year end30-06
Activities, NACEBEL
46500Wholesale of information and communication equipment
46660Wholesale trade
47400Retail sale of information and communication equipment
47410Retail trade
51850
52487
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.