Debts
€181,694 99% of the balance sheet
Suppliers 45%Taxes and wages 16%Other 39%
VM BUILDER
Lifetime
1 annual account with figurespeak €461,159 (2025)
€461,159
lowest -€711 (2025)
-€711
peak €2,289 (2025)
€2,289
€181,694
Board1 name since 2025
1 director
Documentsfilings and deeds
01-08-20261 day late
2025micro format
Loss of €711Incorporation 23-011 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsAt the same address
484 companies
Position in the sector
1.2%
Lower solvency than 90% of companies in specialised construction. Sector median 46.9% · 37,177 companies.
2025 accounts filed 1 day after the deadline
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 280 companies had the same profile as VM BUILDER has now. Each dot is one company, two years later.
95.7%
were still trading
3.2%
stopped another way
1.1%
went bankrupt
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 280 companies, not a prediction for VM BUILDER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
Director
- 80 sharesdeed of 23-01-2025
- 20 sharesdeed of 23-01-2025
Recent changes
Incorporation
Founding capital of €3,000, 100 shares · Founders: and · Appointment: (director) · published on 23-01-2025 · Gazette deed
First establishment
Industrielaan 4, Aalst
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VM BUILDER Brussels | €461,159 | 1.7% | 1.2% | - |
| KUBERA RENO Antwerp | - | - | 23.1% | 1 |
| WorkSphere Wavre | - | - | 36.7% | - |
| TRIBECO Drogenbos | - | - | 17.7% | - |
| RAKSAN COMPANY Grimbergen | €426,990 | 15.9% | 29.6% | - |
| IMMOPTIMIZE Brussels | - | - | 40.2% | - |
| AIRE CONSTRUCT Schaerbeek | - | - | 46.7% | - |
Grey: the largest companies of the sector (specialised construction (NACE 43)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as VM BUILDER: other building finishing work (NACE 43350). They are comparable in size and age: total assets between €128,000 and €169,000, founded between 2023 and 2025.
Official details
Source: KBO- Status
- Active since 21-01-2025Normal situation
- Registered office
- 485 active companies are registered at this address75 started in the 12 months before. Source: KBO register, as of 12 November 2026.
- Activity
- Other building finishing workNACE 43350and 1 other
- Establishment unit
- 2.369.152.6459320 Aalst, since 21-01-2025
- Financial year end
- 31 December
- Peppol
- Reachable
Insights on VM BUILDER
The 2025 annual accounts show equity of €2,289 and a net result of -€711. Its solvency ranks better than 10% of 37,177 sector peers (NACE 43, financial year 2025).
The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VM BUILDER
- What is the company number of VM BUILDER?
- The company number of VM BUILDER is 1019.003.113. The VAT number is the same number with BE in front: BE 1019.003.113.
- Where is VM BUILDER based?
- The registered office is at Keizerslaan 10, 1000 Brussels.Company details
- What does VM BUILDER do?
- According to the KBO register, the main activity is other building finishing work (NACE 43350).
- What is the legal form of VM BUILDER?
- VM BUILDER is a private limited company (BV).
- When was VM BUILDER founded?
- VM BUILDER was founded on 21-01-2025.
- Is VM BUILDER still active?
- Yes, VM BUILDER is an active enterprise in the KBO register.
- What is the turnover of VM BUILDER?
- The turnover of VM BUILDER was €461,159 in financial year 2025, according to the filed annual accounts.Financials
- Is VM BUILDER profitable?
- In financial year 2025, VM BUILDER made a loss of €711.
- Where can I find the annual accounts of VM BUILDER?
- VM BUILDER filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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