FTC LAWYERS
ActiveFTC LAWYERS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €87k and a net result of €67k. Equity is shrinking by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 12% of 15368 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
76
/ 100
Excellent▲ +31 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency20▲+1
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.04 against 1.03 in 2023), and 87.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 15368 sector peers (2024).
NBB · sector comparisonPosition among 15368 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-07-2025, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
22 d early
2023
5 d early
2022
12 d early
2021
27 d early
2020
29 d early
2019
7 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€87k▲ 37.6%
2023 · €63k
2018: €98k
2019: €101k
2020: €103k
2021: €80k
2022: €90k
2023: €63k
2018 → 2024
Total assets
€681k▲ 15.7%
2023 · €589k
2018: €201k
2019: €157k
2020: €144k
2021: €159k
2022: €171k
2023: €589k
2018 → 2024
Net result
€67k
2023 · €-27k
2018: €26k
2019: €10k
2020: €13k
2021: €14k
2022: €31k
2023: €-27k
2018 → 2024
Working capital
€5k▼ 8.9%
2023 · €5k
2018: €94k
2019: €98k
2020: €114k
2021: €80k
2022: €87k
2023: €5k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€103k-€80k▼ 22.5%€90k▲ 12.9%€63k▼ 30.2%€87k▲ 37.6%
Operating result€6k-€22k▲ 283%€45k▲ 98.7%€-25k€92k
Net result€13k-€14k▲ 15.1%€31k▲ 114%€-27k€67k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €92k after a loss of €25k in 2023, the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €681k
Fixed assets
€552k▲ 29.4%
Current assets
€129k▼ 20.2%
Equity and liabilities €681k
Equity
€87k▲ 37.6%
Debt
€595k▲ 13.1%
The debt ratio falls from 89.3% to 87.3%: equity grows faster than debt.
Key figures and ratios
EBITDA
€118k▲
2023 · €27k
Cash flow
€93k▲
2023 · €25k
Solvency
12.7%▲
2023 · 10.7%
Current ratio
1.04▲
2023 · 1.03
Quick ratio
1.04▲
2023 · 1.03
Debt / equity
6.85▼
2023 · 8.33
ROE
76.7%▲
2023 · -43.3%
ROA
9.8%▲
2023 · -4.6%
Interest coverage
5.65▼
2023 · 13.59
Debt
€595k▲
2023 · €526k
Debt ≤ 1 year
€125k▼
2023 · €157k
Debt > 1 year
€470k▲
2023 · €369k
Income taxes
€4k▲
2023 · €238
Staff costs
€51k▲
2023 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€589k€681k▲
Fixed assets21/28€427k€552k▲
Tangible fixed assets22/27€427k€552k▲
Land and buildings22€421k€541k▲
Plant, machinery and equipment23€4k€11k▲
Furniture and vehicles24€1k€475▼
Current assets29/58€162k€129k▼
Amounts receivable within one year40/41€89k€73k▼
Trade receivables40€89k€73k▼
Cash at bank and in hand54/58€69k€54k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€589k€681k▲
Equity10/15€63k€87k▲
Contributions10/11€6k€6k=
Reserves13€57k€81k▲
Distributable reserves133€57k€81k▲
Amounts payable17/49€526k€595k▲
Amounts payable after more than one year17€369k€470k▲
Financial debts170/4€369k€470k▲
Amounts payable within one year42/48€157k€125k▼
Current portion of amounts payable after more than one year42€6k€30k▲
Trade debts44€79k€27k▼
Suppliers440/4€79k€27k▼
Taxes, remuneration and social security45€23k€22k▼
Taxes450/3€18k€13k▼
Remuneration and social security454/9€5k€9k▲
Other amounts payable47/48€49k€45k▼
Income statement
Code20232024
Remuneration, social security and pensions62€51k€51k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52k€26k▼
Other operating charges640/8€373€457▲
Gross operating margin9900€78k€170k▲
Operating profit (loss)9901€-25k€92k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€2k€21k▲
Recurring financial charges65€2k€21k▲
Profit (loss) for the period before taxes9903€-27k€71k▲
Income taxes67/77€238€4k▲
Profit (loss) for the period9904€-27k€67k▲
Profit (loss) for the period to be appropriated9905€-27k€67k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-27k€67k▲
Transfer from equity791/2€27k-
Transfer to equity691/2-€24k
To other reserves6921-€24k
Profit to be distributed694/7-€43k
Return on contributions (dividend)694-€43k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €67k
Net result €67k after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-27k ▼188%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €100kEq €101k ▲2.4%
2 profitable years in a row build equity to €101k.
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 6 days late
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
21-11-2025
JAN PERSOONS en C°: Resigned as Director
01-01-2020
Persoons Jan: Resigned as Director
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Binnenvaartstraat 312000 AntwerpenGround area
2,353 m²
Building footprint
255 m²
Volume, LiDAR
2 m³
Parcel 11807G0150/10A000, Flanders · tallest building 0.3 m. Linked by address, not a title deed.
1 establishment unit
Binnenvaartstraat 31, 2000 Antwerpen
since 20092.179.189.726
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11807G0150/10A000 | Flanders | 2,353 m² | 1 · 255 m² | 0.2 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 933 EUR awarded · 933 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 423 EUR | 423 EUR |
| 2024 | 1 | 243 EUR | 243 EUR |
| 2023 | 1 | 267 EUR | 267 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
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BE 0875.340.173
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Advocatenkantoor Daphné Florequin
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EVDLEX
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Ruelens Legal
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Of 22,024 companies in sector 69101 we hold annual accounts for 9,030. 7,528 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-03-2009
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
69201Accountants
69209Other tax advisory services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.