VLIVAN
ActiveThe computed 12-month bankruptcy probability of VLIVAN is 1.9% (moderate). The 2025 annual accounts show equity of €30k and a net result of €14k. Equity is growing by ~50% per year across the filed fiscal years. Its solvency ranks better than 28% of 18039 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+25
Solvency33▲+4
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.33 against 1.14 in 2024; short-term debt: 60.5% and cash: 3.3% of total assets), and 92.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-01-2026, 90 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
90 d late
2024
57 d late
2023
254 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close16-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€30k▲ 86.0%
2024 · €16k
2023: €14k
2024: €16k
2023 → 2025
Total assets
€382k▼ 13.9%
2024 · €444k
2023: €562k
2024: €444k
2023 → 2025
Net result
€14k▲ 254%
2024 · €4k
2023: €4k
2024: €4k
2023 → 2025
Working capital
€77k▲ 94.3%
2024 · €40k
2023: €42k
2024: €40k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€14k-€16k▲ 16.3%€30k▲ 86.0%
Operating result€11k-€14k▲ 24.1%€31k▲ 119%
Net result€4k-€4k▼ 0.4%€14k▲ 254%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 119% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €382k
Fixed assets
€74k▼ 41.9%
Current assets
€308k▼ 2.7%
Equity and liabilities €382k
Equity
€30k▲ 86.0%
Debt
€352k▼ 17.7%
The debt ratio falls from 96.3% to 92.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€88k▲
2024 · €47k
Cash flow
€71k▲
2024 · €37k
Solvency
7.9%▲
2024 · 3.7%
Current ratio
1.33▲
2024 · 1.14
Quick ratio
0.47▲
2024 · 0.42
Debt / equity
11.65▼
2024 · 26.32
ROE
46.2%▲
2024 · 24.3%
ROA
3.7%▲
2024 · 0.9%
Interest coverage
7.37▲
2024 · 3.43
Debt
€352k▼
2024 · €427k
Debt ≤ 1 year
€231k▼
2024 · €277k
Debt > 1 year
€121k▼
2024 · €151k
Income taxes
€5k▲
2024 · €827
Staff costs
€8k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€444k€382k▼
Fixed assets21/28€127k€74k▼
Intangible fixed assets21€45k€35k▼
Tangible fixed assets22/27€74k€31k▼
Plant, machinery and equipment23€15k€3k▼
Furniture and vehicles24€59k€28k▼
Financial fixed assets28€8k€8k▲
Current assets29/58€316k€308k▼
Stocks and contracts in progress3€201k€199k▼
Stocks30/36€201k€199k▼
Amounts receivable within one year40/41€76k€91k▲
Trade receivables40€60k€91k▲
Other amounts receivable41€16k-
Current investments50/53€15k€5k▼
Cash at bank and in hand54/58€24k€13k▼
Deferred charges and accrued income490/1€663€663▲
Equity and liabilities
Total equity and liabilities10/49€444k€382k▼
Equity10/15€16k€30k▲
Contributions10/11€10k€10k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€4k€18k▲
Amounts payable17/49€427k€352k▼
Amounts payable after more than one year17€151k€121k▼
Financial debts170/4€91k€61k▼
Other amounts payable178/9€60k€60k=
Amounts payable within one year42/48€277k€231k▼
Current portion of amounts payable after more than one year42€30k€22k▼
Financial debts43€125k€125k=
Credit institutions430/8€125k€125k=
Trade debts44€92k€30k▼
Suppliers440/4€92k€30k▼
Taxes, remuneration and social security45€29k€31k▲
Taxes450/3€28k€31k▲
Remuneration and social security454/9€561-
Other amounts payable47/48€1k€23k▲
Income statement
Code20242025
Remuneration, social security and pensions62€5k€8k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€57k▲
Other operating charges640/8€4k€6k▲
Gross operating margin9900€56k€102k▲
Operating profit (loss)9901€14k€31k▲
Financial income75/76B€5k€375▼
Recurring financial income75€5k€375▼
Financial charges65/66B€14k€12k▼
Recurring financial charges65€14k€12k▼
Profit (loss) for the period before taxes9903€5k€19k▲
Income taxes67/77€827€5k▲
Profit (loss) for the period9904€4k€14k▲
Profit (loss) for the period to be appropriated9905€4k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€18k▲
Profit (loss) brought forward from the previous period14P€4k€4k▲
Transfer to equity691/2€2k-
To other reserves6921€2k-
Profit to be distributed694/7€2k-
Return on contributions (dividend)694€2k-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 90 days late
2025
31-03
Financial
Highest result since 2023net €14k ▲254%
Operating result €31k, net result €14k, both a record.
2024
27-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 254 days late
31-03
Financial
Weakest financial yearnet €4k ▼0.4%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Blankenberge · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brugse Steenweg 71A8370 BlankenbergeGround area
1,001 m²
Building footprint
376 m²
Volume, LiDAR
3,734 m³
Parcel 31034D0021/03B000, Flanders · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
JUMP BIKES
since 20212.318.641.676
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31034D0021/03B000 | Flanders | 1,001 m² | 1 · 376 m² | 13.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Kugoo Kirin Belgium
BE 1002.904.180
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VINCENT VAN PARYS
BE 0776.869.634
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SDR BIKE
BE 0562.881.102
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LOCARAF
BE 0860.165.613
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FLANDRIENS
BE 1000.185.311
Asse · Eq €30k
Of 1,467 companies in sector 47632 we hold annual accounts for 732. 444 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-06-2021
Fiscal year end31-03
Trade name NL
JUMP BIKES
Activities, NACEBEL
47632Retail sale of bicycles
47785Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.jumpbikes.be
E-mail:vlivan@outlook.be