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MIJNE VELO

Active
Private limited companyfounded 2021active for 5 yearsRodendries 26, 9250 Waasmunster, BelgiumKBO/BCE: BE 0768.877.923
Summary

MIJNE VELO has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €263,381 and a net result of €56,127. Equity has been growing by about 42% per year since 2021. Its solvency ranks better than 91% of 22,726 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 28-05-2021 Normal situation
Activity
Retail sale of bicycles NACE 47632and 2 others
Joint committee
149.04 Paritair Subcomité voor de metaalhandel · annual accounts 2025
Establishment unit
2.317.943.078 9250 Waasmunster, since 28-05-2021
Financial year end
31 December
Peppol
Reachable since 02-12-2025

Board and ownership

Board
  • Van der Kelen RafDirector · since 28-05-2021

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€94,700
▼ 8.2%
Turnover
≈ €570,000
estimated
Profit
€56,127
▼ 7.7%
Equity
€263,381
▲ 27.1%
Total assets
€308,677
▼ 16.3%
Employees on 31-12-2025
1
=
Filed on 20-07-2026, 11 days before the deadline
Score breakdownraises riskFounded in 2021lowers riskLiquidity: current ratio 6.43, cash €70,232Equity €263,381 (85.3% of total assets)Figures for financial year 2025 (filed on 20-07-2026)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 84% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 100+19
equity 85.3% of total assets
Liquidity 76+17
short-term debt 14.7% · cash 22.8%
Profitability 91+2
return on assets 18.2%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.4%▼ -0.1 percentage points vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.5%▲ +0.1 percentage points vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.6%▲ +0.1 percentage points vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.7%▲ +0.1 percentage points vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.8%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 0.2%▼ -0.6 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value
Credit of up to €24,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.43 (5.73 in 2024), above the usual 1.5. Short-term debt is 14.7% and cash 22.8% of total assets. 14.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 81% on liquidity, 86% on profitability and 78% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 6.43, cash €70,232
NBB · annual accounts
lowers risk · Equity €263,381 (85.3% of total assets)
NBB · annual accounts
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 20-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
11 days early
2024
16 days early
2023
7 days early
2022
14 days early
2021
11 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 12 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 91% of companies in retail tradesector median 33.2% · 22,726 companies 85.3% View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View
  • Positive: 5 profitable years in a rowprofit 2025: €56,127 5 years View
  • Positive: Equity rose in 2025from €207,254 to €263,381 ▲ 27.1% View

Recent changes

  1. · Gazette deed Incorporation
All 10 events

Comparable companies

These companies have the same main activity as MIJNE VELO: retail sale of bicycles (NACE 47632). They are comparable in size and age: total assets between €242,000 and €396,000, founded between 2021 and 2022.

CompanyTotal assetsGross margin
MIJNE VELO Waasmunster€308,677€94,700
Roman Hambardzumyan Gent€357,538€92,999
Fietsen Geert Lede€241,744€74,974
Asfra Fietsen Oudenaarde€396,180€118,864
Ride in Villers-la-Ville€313,957€104,317
VLIVAN Blankenberge€381,807€102,015
ThaSiLu Wavre€358,784€113,127
Full comparison

Key facts about MIJNE VELO

What is the company number of MIJNE VELO?
The company number of MIJNE VELO is 0768.877.923. The VAT number is the same number with BE in front: BE 0768.877.923.
Where is MIJNE VELO based?
The registered office is at Rodendries 26, 9250 Waasmunster.Company details
What does MIJNE VELO do?
According to the KBO register, the main activity is retail sale of bicycles (NACE 47632).
What is the legal form of MIJNE VELO?
The legal form of MIJNE VELO is Private limited company (BV).
When was MIJNE VELO founded?
MIJNE VELO was founded on 28-05-2021.
Is MIJNE VELO still active?
Yes, MIJNE VELO is an active enterprise in the KBO register.
How many employees does MIJNE VELO have?
MIJNE VELO had an average of 0.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does MIJNE VELO fall under?
In its 2025 annual accounts, MIJNE VELO states joint committee 149.04 (Paritair Subcomité voor de metaalhandel).
What is the turnover of MIJNE VELO?
The turnover in financial year 2025 is ≈ €570,000. This figure is estimated from the gross margin of €94,700 and 32 comparable companies (NACE 476). It probably lies between €260,000 and €950,000.
Is MIJNE VELO profitable?
In financial year 2025, MIJNE VELO made a profit of €56,127.
Where can I find the annual accounts of MIJNE VELO?
MIJNE VELO filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MIJNE VELO due?
MIJNE VELO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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