VL Takelen
ActiveThe computed 12-month bankruptcy probability of VL Takelen is 2.2% (moderate). The 2025 annual accounts show equity of €52k and a net result of €-23k. Equity is growing by ~22.7% per year across the filed fiscal years. Its solvency ranks better than 20% of 946 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
39
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▼-23
Solvency33▼-13
Growth52=
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity short (current ratio 0.26 against 0.42 in 2024; short-term debt: 44.1% and cash: 0% of total assets), and 92% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Sector 52
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8%
Return on assets
-3.5%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 946 sector peers (2025).
NBB · sector comparisonPosition among 946 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-01-2026, 18 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
18 d early
2024
67 d early
2023
1 d early
2022
46 d early
2021
45 d early
2020
40 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k▼ 59.0%
2024 · €127k
2020: €38k
2021: €72k
2022: €89k
2023: €173k
2024: €127k
2020 → 2025
Total assets
€655k▲ 6.1%
2024 · €617k
2020: €395k
2021: €557k
2022: €509k
2023: €635k
2024: €617k
2020 → 2025
Net result
€-23k
2024 · €6k
2020: €31k
2021: €34k
2022: €16k
2023: €73k
2024: €6k
2020 → 2025
Working capital
€-214k▼ 35.3%
2024 · €-158k
2020: €-73k
2021: €-126k
2022: €-121k
2023: €-78k
2024: €-158k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€72k-€89k▲ 22.7%€173k▲ 95.4%€127k▼ 26.6%€52k▼ 59.0%
Operating result€45k-€31k▼ 30.0%€96k▲ 207%€22k▼ 77.0%€5k▼ 78.0%
Net result€34k-€16k▼ 52.4%€73k▲ 342%€6k▼ 91.9%€-23k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 78% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €655k
Fixed assets
€580k▲ 15.4%
Current assets
€75k▼ 34.8%
Equity and liabilities €655k
Equity
€52k▼ 59.0%
Debt
€602k▲ 23.0%
The debt ratio rises from 79.4% to 92.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€98k▼
2024 · €135k
Cash flow
€70k▼
2024 · €119k
Solvency
8.0%▼
2024 · 20.6%
Current ratio
0.26▼
2024 · 0.42
Quick ratio
0.23▼
2024 · 0.38
Debt / equity
11.54▲
2024 · 3.85
ROE
-44.3%▼
2024 · 4.6%
ROA
-3.5%▼
2024 · 1.0%
Interest coverage
3.89▼
2024 · 9.68
Debt
€602k▲
2024 · €490k
Debt ≤ 1 year
€289k▲
2024 · €273k
Debt > 1 year
€313k▲
2024 · €215k
Income taxes
€3k▲
2024 · €2k
Staff costs
€66k▼
2024 · €102k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€617k€655k▲
Fixed assets21/28€503k€580k▲
Intangible fixed assets21€8k€4k▼
Tangible fixed assets22/27€495k€575k▲
Land and buildings22€34k€26k▼
Plant, machinery and equipment23€39k€33k▼
Furniture and vehicles24€132k€60k▼
Leasing and similar rights25€290k€457k▲
Current assets29/58€115k€75k▼
Stocks and contracts in progress3€12k€7k▼
Contracts in progress37€12k€7k▼
Amounts receivable within one year40/41€53k€57k▲
Trade receivables40€39k€50k▲
Other amounts receivable41€14k€7k▼
Cash at bank and in hand54/58€37k€197▼
Deferred charges and accrued income490/1€13k€10k▼
Equity and liabilities
Total equity and liabilities10/49€617k€655k▲
Equity10/15€127k€52k▼
Contributions10/11€19k€19k=
Reserves13€109k€57k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€109k€57k▼
Profit (loss) carried forward14€0€-23k▼
Amounts payable17/49€490k€602k▲
Amounts payable after more than one year17€215k€313k▲
Financial debts170/4€215k€313k▲
Amounts payable within one year42/48€273k€289k▲
Current portion of amounts payable after more than one year42€81k€84k▲
Financial debts43€37k€27k▼
Credit institutions430/8€37k€27k▼
Trade debts44€7k€30k▲
Suppliers440/4€7k€30k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€32k€11k▼
Taxes450/3€21k€4k▼
Remuneration and social security454/9€11k€7k▼
Other amounts payable47/48€116k€137k▲
Accrued charges and deferred income492/3€2k€900▼
Income statement
Code20242025
Non-recurring operating income76A€26k€70k▲
Remuneration, social security and pensions62€102k€66k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€113k€94k▼
Other operating charges640/8€2k€6k▲
Non-recurring operating charges66A€368€953▲
Gross operating margin9900€240k€171k▼
Operating profit (loss)9901€22k€5k▼
Financial income75/76B€138€0▼
Recurring financial income75€138€0▼
Financial charges65/66B€14k€25k▲
Recurring financial charges65€14k€25k▲
Profit (loss) for the period before taxes9903€8k€-20k▼
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€6k€-23k▼
Profit (loss) for the period to be appropriated9905€6k€-23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€-23k▼
Transfer from equity791/2€52k€52k=
Transfer to equity691/2€6k€0▼
To other reserves6921€6k€0▼
Profit to be distributed694/7€52k€52k=
Return on contributions (dividend)694€52k€52k=
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-23k ▼493%
Net result drops to €-23k, the lowest in the series.
2024
25-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2020net €73k ▲342%
Operating result €96k, net result €73k, both a record.
30-06
Financial
Equity above €150kEq €173k ▲95.4%
4 profitable years in a row build equity to €173k.
2022
16-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
17-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
22-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kinrooi · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leuerbroek (Oph) 10823640 KinrooiGround area
1,841 m²
Building footprint
269 m²
Volume, LiDAR
1,360 m³
Parcel 72026C0337/00Y008, Flanders · tallest building 5.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VL Takelen
since 20182.282.848.874
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72026C0337/00Y008 | Flanders | 1,841 m² | 1 · 269 m² | 5.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 2,478 EUR awarded · 2,478 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 50 EUR | 50 EUR |
| 2024 | 1 | 47 EUR | 47 EUR |
| 2023 | 2 | 2,202 EUR | 2,202 EUR |
| 2022 | 1 | 179 EUR | 179 EUR |
Schemes
Subsidies ecologisch en veilig transport (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteKinrooi2.282.848.874
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Liège · Eq €52k
Of 1,723 companies in sector 52210 we hold annual accounts for 769. 533 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-2018
Fiscal year end30-06
Activities, NACEBEL
52210Service activities incidental to land transportation
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.