CARIGNEVA
ActiveThe computed 12-month bankruptcy probability of CARIGNEVA is 2.1% (moderate). The 2025 annual accounts show equity of €52k and a net result of €47k. Its solvency ranks better than 25% of 716 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability86
Solvency40
Growth-
Track record67
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 1.0; short-term debt: 83.1% and cash: 0.2% of total assets), and 85.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Sector 52
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.9%
Return on assets
13.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€52k
Total assets
€350k
Net result
€47k
Working capital
€-411
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €350k
Fixed assets
€60k
Current assets
€290k
Equity and liabilities €350k
Equity
€52k
Debt
€298k
Debt finances 85.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€87k
Cash flow
€63k
Solvency
14.9%
Current ratio
1.00
Quick ratio
1.00
Debt / equity
5.70
ROE
90.4%
ROA
13.5%
Interest coverage
14.62
Debt
€298k
Debt ≤ 1 year
€291k
Debt > 1 year
€7k
Income taxes
€20k
Staff costs
€393k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€350k
Fixed assets21/28€60k
Intangible fixed assets21€18k
Tangible fixed assets22/27€42k
Furniture and vehicles24€42k
Current assets29/58€290k
Amounts receivable within one year40/41€276k
Trade receivables40€186k
Other amounts receivable41€90k
Cash at bank and in hand54/58€683
Deferred charges and accrued income490/1€13k
Equity and liabilities
Total equity and liabilities10/49€350k
Equity10/15€52k
Contributions10/11€5k
Reserves13€47k
Distributable reserves133€47k
Amounts payable17/49€298k
Amounts payable after more than one year17€7k
Financial debts170/4€7k
Amounts payable within one year42/48€291k
Current portion of amounts payable after more than one year42€26k
Financial debts43€19k
Credit institutions430/8€19k
Trade debts44€160k
Suppliers440/4€160k
Advances received on contracts in progress46€10
Taxes, remuneration and social security45€83k
Taxes450/3€57k
Remuneration and social security454/9€26k
Other amounts payable47/48€2k
Income statement
Code2025
Remuneration, social security and pensions62€393k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k
Other operating charges640/8€9k
Non-recurring operating charges66A€5k
Gross operating margin9900€495k
Operating profit (loss)9901€72k
Financial income75/76B€2k
Recurring financial income75€109
Non-recurring financial income76B€2k
Financial charges65/66B€6k
Recurring financial charges65€6k
Profit (loss) for the period before taxes9903€68k
Income taxes67/77€20k
Profit (loss) for the period9904€47k
Profit (loss) for the period to be appropriated9905€47k
Appropriation of the result
Profit (loss) to be appropriated9906€47k
Transfer to equity691/2€47k
To other reserves6921€47k
Social balance
Average headcount (FTE)90873.9
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steineweg 893293 DiestGround area
5,181 m²
Building footprint
237 m²
Volume, LiDAR
800 m³
Parcel 24046A0060/00F000, Flanders · tallest building 7.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CARIGNEVA
since 20242.358.060.102
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24046A0060/00F000 | Flanders | 5,181 m² | 1 · 237 m² | 7.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,170 EUR awarded · 1,170 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,170 EUR | 1,170 EUR |
Schemes
Individueel Maatwerk
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Of 1,723 companies in sector 52210 we hold annual accounts for 769. 534 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-2024
Fiscal year end31-12
Abbreviation NL
CIE
Activities, NACEBEL
52210Service activities incidental to land transportation
53200Other postal and courier activities
52250Logistics services
52290Warehousing and support activities for transportation
68110Buying and selling of own real estate
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.