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VJF

Active
Private limited companyfounded 201412 yrs activeFontenal 13, 6680 Sainte-Ode, BelgiumKBO/BCE: BE 0543.756.759
Summary

VJF has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45,891 and a net result of €25,923. Equity is shrinking by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 92% of 13604 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+97
Solvency100▲+30
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 5.81 against 1.35 in 2024; short-term debt: 17.2% and cash: 67.7% of total assets), and 17.2% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
82.8%
Return on assets
46.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 12 years 0 20 y
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €45,891
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
7 d late
2024
11 d late
2023
22 d late
2022
32 d late
2021
30 d late
2020
30 d late
2019
91 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 32 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

VJF was incorporated on 3 January 2014.1 Total assets fell from EUR 91,648 in 2018 to EUR 55,424 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€45,891▲ 130%
2024 · €19,969
Total assets
€55,424▲ 24.1%
2024 · €44,649
Net result
€25,923
2024 · -€6,383
Working capital
€45,891▲ 433%
2024 · €8,618
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€7,417-€8,788▼ 18.5%-€16,903▼ 92.3%-€5,025▲ 70.3%€28,830
Net result-€9,262below the sector's middle half▼ 2,064%-€9,964below the sector's middle half▼ 7.6%-€18,623below the sector's middle half▼ 86.9%-€6,383below the sector's middle half▲ 65.7%€25,923above the sector's middle half
Equity€54,939within the sector's middle half▼ 14.4%€44,975within the sector's middle half▼ 18.1%€26,352within the sector's middle half▼ 41.4%€19,969within the sector's middle half▼ 24.2%€45,891within the sector's middle half▲ 130%
Total assets€108,370within the sector's middle half▼ 16.8%€88,511within the sector's middle half▼ 18.3%€63,129within the sector's middle half▼ 28.7%€44,649below the sector's middle half▼ 29.3%€55,424within the sector's middle half▲ 24.1%
Debt€53,431▼ 19.2%€43,536▼ 18.5%€36,777▼ 15.5%€24,680▼ 32.9%€9,533▼ 61.4%
Working capital€42,957above the sector's middle half▼ 18.7%€33,047within the sector's middle half▼ 23.1%€15,290within the sector's middle half▼ 53.7%€8,618within the sector's middle half▼ 43.6%€45,891above the sector's middle half▲ 433%
Solvency50.7%within the sector's middle half▲ 1.4pp50.8%within the sector's middle half▲ 0.1pp41.7%within the sector's middle half▼ 9.1pp44.7%within the sector's middle half▲ 3.0pp82.8%above the sector's middle half▲ 38.1pp
Current ratio2.37above the sector's middle half▼ 0.082.09within the sector's middle half▼ 0.271.49within the sector's middle half▼ 0.601.35within the sector's middle half▼ 0.145.81above the sector's middle half▲ 4.46
Return on assets (ROA)-8.5%below the sector's middle half▼ 8.2pp-11.3%below the sector's middle half▼ 2.7pp-29.5%below the sector's middle half▼ 18.2pp-14.3%below the sector's middle half▲ 15.2pp46.8%above the sector's middle half▲ 61.1pp
Staff (FTE)
above within below the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000Operating result 2021: -€7,417-€7,417Net result 2021: -€9,262-€9,262Operating result 2022: -€8,788-€8,788Net result 2022: -€9,964-€9,964Operating result 2023: -€16,903-€16,903Net result 2023: -€18,623-€18,623Operating result 2024: -€5,025-€5,025Net result 2024: -€6,383-€6,383Operating result 2025: €28,830€28,830Net result 2025: €25,923€25,92320212022202320242025-€20,000€0€20,000Operating result 2023: -€16,903-€16,900Net result 2023: -€18,623-€18,600Operating result 2024: -€5,025-€5,030Net result 2024: -€6,383-€6,380Operating result 2025: €28,830€28,800Net result 2025: €25,923€25,900202320242025
The operating result returns to profit in 2025: €28,830 after a loss of €5,025 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €55,424
Equity €45,891 ▲ 130%
Debt €9,533 ▼ 61.4%
Debt's share of the balance-sheet total falls from 55.3% to 17.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.21▼
2024 · 1.24
ROE
56.5%▲
2024 · -32.0%
Debt ≤ 1 year
€9,533▼
2024 · €24,680
Income taxes
€2,736▲
2024 · €137
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.6% went bankrupt
3.8% stopped otherwise
95% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet Code20242025
Assets
Total assets20/58€44,649€55,424▲
Fixed assets21/28€11,351-
Tangible fixed assets22/27€9,211-
Plant, machinery and equipment23€438-
Other tangible fixed assets26€8,773-
Financial fixed assets28€2,140€0▼
Current assets29/58€33,298€55,424▲
Stocks and contracts in progress3€1,811-
Stocks30/36€1,811-
Amounts receivable within one year40/41€30,406€17,630▼
Trade receivables40€5,851€1,806▼
Other amounts receivable41€24,555€15,824▼
Cash at bank and in hand54/58€423€37,526▲
Deferred charges and accrued income490/1€658€268▼
Equity and liabilities
Total equity and liabilities10/49€44,649€55,424▲
Equity10/15€19,969€45,891▲
Contributions10/11€12,400€12,400=
Reserves13€1,860€27,782▲
Distributable reserves133€1,860€27,782▲
Profit (loss) carried forward14€5,709€5,709=
Amounts payable17/49€24,680€9,533▼
Amounts payable within one year42/48€24,680€9,533▼
Current portion of amounts payable after more than one year42€5,777-
Trade debts44€7,754€1,159▼
Suppliers440/4€7,754€1,159▼
Taxes, remuneration and social security45€154€2,733▲
Taxes450/3€154€2,733▲
Other amounts payable47/48€10,995€5,641▼
Income statement Code20242025
Non-recurring operating income76A-€49,537
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,488-
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€14,183€13,614▼
Other operating charges640/8€412€469▲
Non-recurring operating charges66A-€8,748
Gross operating margin9900€15,058€51,661▲
Operating profit (loss)9901-€5,025€28,830▲
Financial income75/76B€896€847▼
Recurring financial income75€896€847▼
Financial charges65/66B€2,117€1,018▼
Recurring financial charges65€2,117€1,018▼
Profit (loss) for the period before taxes9903-€6,246€28,659▲
Income taxes67/77€137€2,736▲
Profit (loss) for the period9904-€6,383€25,923▲
Profit (loss) for the period to be appropriated9905-€6,383€25,923▲
Appropriation of the result
Profit (loss) to be appropriated9906€5,709€31,632▲
Profit (loss) brought forward from the previous period14P€12,092€5,709▼
Transfer to equity691/2-€25,923
To other reserves6921-€25,923

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A----€49,537-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,656€8,732€8,732€5,488--
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€14,183€14,183€14,183€14,183€13,614▼ 4.0%
Other operating charges640/8€199€384€401€412€469▲ 13.8%
Non-recurring operating charges66A----€8,748-
Gross operating margin9900€16,621€14,511€6,413€15,058€51,661▲ 243%
Operating profit (loss)9901-€7,417-€8,788-€16,903-€5,025€28,830▲ 674%
Financial income75/76B€728€1,254€756€896€847▼ 5.5%
Recurring financial income75€728€1,254€756€896€847▼ 5.5%
Financial charges65/66B€2,456€2,310€2,344€2,117€1,018▼ 51.9%
Recurring financial charges65€2,456€2,310€2,344€2,117€1,018▼ 51.9%
Profit (loss) for the period before taxes9903-€9,145-€9,844-€18,491-€6,246€28,659▲ 559%
Income taxes67/77€117€120€132€137€2,736▲ 1,897%
Profit (loss) for the period9904-€9,262-€9,964-€18,623-€6,383€25,923▲ 506%
Profit (loss) for the period to be appropriated9905-€9,262-€9,964-€18,623-€6,383€25,923▲ 506%
Line20212022202320242025Change
Assets
Total assets20/58€108,370€88,511€63,129€44,649€55,424▲ 24.1%
Fixed assets21/28€34,013€25,281€16,839€11,351--
Tangible fixed assets22/27€32,163€23,431€14,699€9,211--
Plant, machinery and equipment23€11,688€7,188€2,688€438--
Furniture and vehicles24€1,457€729----
Other tangible fixed assets26€19,018€15,514€12,011€8,773--
Financial fixed assets28€1,850€1,850€2,140€2,140€0▼ 100%
Current assets29/58€74,357€63,230€46,290€33,298€55,424▲ 66.4%
Stocks and contracts in progress3€1,550€1,372€1,779€1,811--
Stocks30/36€1,550€1,372€1,779€1,811--
Amounts receivable within one year40/41€70,926€58,399€43,360€30,406€17,630▼ 42.0%
Trade receivables40€18,355€14,196€10,017€5,851€1,806▼ 69.1%
Other amounts receivable41€52,571€44,203€33,343€24,555€15,824▼ 35.6%
Cash at bank and in hand54/58€1,189€2,656€405€423€37,526▲ 8,771%
Deferred charges and accrued income490/1€692€803€746€658€268▼ 59.3%
Equity and liabilities
Total equity and liabilities10/49€108,370€88,511€63,129€44,649€55,424▲ 24.1%
Equity10/15€54,939€44,975€26,352€19,969€45,891▲ 130%
Contributions10/11€12,400€12,400€12,400€12,400€12,400=
Reserves13€1,860€1,860€1,860€1,860€27,782▲ 1,394%
Distributable reserves133€1,860€1,860€1,860€1,860€27,782▲ 1,394%
Profit (loss) carried forward14€40,679€30,715€12,092€5,709€5,709=
Amounts payable17/49€53,431€43,536€36,777€24,680€9,533▼ 61.4%
Amounts payable after more than one year17€20,785€13,353€5,777---
Financial debts170/4€20,785€13,353€5,777---
Amounts payable within one year42/48€31,400€30,183€31,000€24,680€9,533▼ 61.4%
Current portion of amounts payable after more than one year42€8,943€7,433€7,576€5,777--
Trade debts44€10,282€10,923€11,231€7,754€1,159▼ 85.1%
Suppliers440/4€10,282€10,923€11,231€7,754€1,159▼ 85.1%
Taxes, remuneration and social security45€715€533€368€154€2,733▲ 1,675%
Taxes450/3€461€533€368€154€2,733▲ 1,675%
Remuneration and social security454/9€254-----
Other amounts payable47/48€11,460€11,294€11,825€10,995€5,641▼ 48.7%
Accrued charges and deferred income492/3€1,246-----
Line20212022202320242025Change
Profit (loss) for the period9904-€9,262-€9,964-€18,623-€6,383€25,923▲ 506%
+ Depreciation and write-downs630€9,656€8,732€8,732€5,488--
Operating cash flow (approximation)€394-€1,232-€9,891-€895€25,923▲ 2,996%
Investment in fixed assets (approximation)-€0-€290€0--
Change in cash-€1,467-€2,251€18€37,103▲ 206,028%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
07-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
31-12
Financial Back to profitnet €25,923
Net result €25,923 after 5 loss-making years.
31-12
Financial Liquidity quadruplescurrent ratio 5.81
Current ratio from 1.35 to 5.81; short-term debt falls from €24,680 to €9,533.
11-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
22-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial Weakest financial yearnet -€18,623
Net result drops to -€18,623, the lowest in the series; recovery starts the following year.
01-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
30-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
30-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
29-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 60 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sainte-Ode · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
1,521 m²
Building footprint
132 m²
Volume, LiDAR
665 m³
Parcel 82001D0108/00A003, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vachement Frites
Fontenal 13, 6680 Sainte-OdeLimited-service restaurants
since 20192.296.891.605
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
82001D0108/00A003 Wallonia 1,521 m² 1 · 132 m² 7.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 21,859 companies in sector 56112 we hold annual accounts for 9,783. 8,430 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded03-01-2014
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
Contact
E-mail v.vanslembrouck@skynet.beSainte-Ode
Phone +32495653782Sainte-Ode
E-invoicing
Reachable via Peppol
Peppol ID 0208:0543756759
Registered 24-03-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.